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Mortgage Articles

Mortgage Articles and News: Before you purchase a new home or refinance your current property learn everything you can about what a mortgage is, how the mortgage process works, and how to make the best mortgage decision for your situation.

  • no cost refoinance - ride the rate down

    Ride the Rate Wave Down with a Rolling No-Cost Refinancing Strategy

    Homebuyers and investors are constantly watching rates to determine the best time to enter the market. No one wants to buy… Read More 6 min read

  • what to expect when you purchase a home in an HOA

    Are You Buying a Home in an HOA? Here’s What to Know

    Homebuyers seeking better mortgage rates in Georgia may be overlooking a crucial factor in their decision—the benefits, challenges, and cost of… Read More 7 min read

  • buying vs renting in Georgia

    Decisions, Decisions: Buying vs Renting in Georgia

    Whether you’re a first-time home buyer or an experienced one, deciding between buying vs renting a home in Georgia can be… Read More 6 min read

  • understanding mortgage escrow

    Understanding Mortgage Escrow and Why You’re Paying It

    The financial journey of buying a home doesn’t end once you close on the deal and move in. In fact, that’s… Read More 7 min read

  • 6 sneaky cost to avoid as a first time homebuyer

    6 Sneaky Costs First Time Home Buyers Should Know About

    Key Facts:  First-time homebuyers from younger generations are experiencing hidden costs in the home purchasing process that leave them with regrets.… Read More 6 min read

  • shrink your home purchase timeline

    Shrink Your Home Purchase Timeline with a Powerful Offer

    When you’ve found the perfect Georgia home, it’s natural to feel a sense of urgency around finalizing the purchase. But there… Read More 6 min read

  • closing costs on a $225,000 house

    How Much Are Closing Costs on a $225,000 House?

    Closing cost are the different fees associated with the mortgage process. For the most part, you can expect to pay between… Read More 2 min read

  • waiving the finance contingency

    Strengthen Your Home Offer By Waiving Financing Contingency

    The housing market has been pretty wild for the last few years and homebuyers have had to bear the brunt. Home… Read More 6 min read

  • how to budget for buying your first home

    How to Budget for Buying Your First Home

    Purchasing your first home can be terrifying. On top of navigating a process you have no experience with, the financial stress… Read More 6 min read

  • Buy, sell or both. a mortgage calculator for georgia restaurants

    Buy, Sell, or Both: Use the Mortgage Calculator Georgia Residents Love

    When it comes to buying a house, timing is everything! Managing one mortgage is tough, imagine juggling two or, worse, having… Read More 6 min read

  • tackling mortgage rates in georgia

    How a Dream Team Helps You Tackle Mortgage Rates in Georgia

    You’ve probably heard rumblings about the upcoming housing market. Whether you’re a first-time home buyer or an experienced one, assembling a… Read More 5 min read

  • the best mortgage company and a custom mortgage rate

    How to Pick the Best Mortgage Company & Get a Custom Rate

    From first time home buyers to experienced ones, many homebuyers enter the market with excitement but limited knowledge about the financial… Read More 5 min read

  • choosing a mortgage lender national vs local

    Choosing a Mortgage Lender: National vs Local

    We all wish buying a home could be as easy as shopping for patio furniture. A lot goes into purchasing a… Read More 6 min read

  • hybrid mortgage lenders are the best lenders

    The Best Mortgage Companies are Hybrid Lenders – Here’s Why

    When you’re a first time home buyer or knowledgeable property investor, understanding the nuances of mortgage financing is crucial. Among the… Read More 6 min read

  • new house vs old house which is right for you

    Old House vs New House: Which is Right for You?

    It’s a question as old as time – or as old as houses. Should you buy a new home or spring… Read More 6 min read

  • Spring homebuying season

    Spring into Action: A Comprehensive Guide to Winning in a Busy Spring Housing Market

    The cost to refinance a mortgage or buy a home impacts experienced homeowners and first-time buyers alike. For the well-prepared, the… Read More 6 min read

  • Refinance rates and what they mean for new homeowners

    What Mortgage Refinance Rates Mean for New Homeowners

    Whether you’re a first-time home buyer or an experienced homeowner seeking more favorable loan terms, it’s important to consider the cost… Read More 5 min read

  • Atlanta Housing Market Deep Dive

    The Atlanta Housing Market Deep Dive from Your Mortgage Lenders in Georgia

    As mortgage rates in Georgia are poised to drop later this year, buyers and sellers alike are anxious about what the… Read More 6 min read

  • Buying a house while self employed

    The Ins and Outs of Buying a Home While Self-Employed

    For many, the idea of buying a home for the first time is associated with a certain level of financial stability… Read More 6 min read

  • Co-buying could help first time homebuyers get a house

    Can Co-Buying Help You Get the House You Need?

    Here’s a simple truth – purchasing a home is difficult today. The volatile nature of the housing market and the high… Read More 6 min read

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Today's Mortgage Rates for
November, 27 2025

Conventional 30 YR Fixed Rate Options

Rate APR Points Option
5.625% 5.793% 1.550 Points Lowest Rate, Higher Fees
5.875% 5.978% 0.841 Points Low Rate, Normal Fees
6.000% 6.058% 0.350 Points Competitive Rate, Less Fees
6.375% 6.400% -0.463 Points Lowest Total, Lender Credit

Conventional 15 YR Fixed Rate Options

Rate APR Points Option
4.875% 5.198% 1.839 Points Lowest Rate, Higher Fees
5.375% 5.508% 0.596 Points Low Rate, Normal Fees
5.625% 5.675% 0.059 Points Competitive Rate, Less Fees
5.875% 5.916% -0.686 Points Lowest Total, Lender Credit

FHA 30 YR Fixed Rate Options

Rate APR Points Option
5.375% 6.304% 1.945 Points Lowest Rate, Higher Fees
5.625% 6.440% 0.754 Points Low Rate, Normal Fees
6.000% 6.756% 0.117 Points Competitive Rate, Less Fees
6.500% 7.251% -0.790 Points Lowest Total, Lender Credit

FHA 15 YR Fixed Rate Options

Rate APR Points Option
5.125% 6.085% 1.501 Points Lowest Rate, Higher Fees
5.625% 6.477% 0.797 Points Low Rate, Normal Fees
6.125% 6.857% 0.036 Points Competitive Rate, Less Fees
6.250% 6.978% -0.460 Points Lowest Total, Lender Credit

VA 30 YR Fixed Rate Options

Rate APR Points Option
5.250% 5.634% 1.742 Points Lowest Rate, Higher Fees
5.500% 5.790% 0.693 Points Low Rate, Normal Fees
5.875% 6.106% 0.023 Points Competitive Rate, Less Fees
6.125% 6.358% -0.858 Points Lowest Total, Lender Credit

VA 15yr Fixed Rate Options

Rate APR Points Option
4.875% 5.544% 1.854 Points Lowest Rate, Higher Fees
5.375% 5.909% 0.966 Points Low Rate, Normal Fees
5.625% 6.071% 0.397 Points Competitive Rate, Less Fees
6.125% 6.513% -0.712 Points Lowest Total, Lender Credit

Jumbo 30 YR Fixed Rate Options

Rate APR Points Option
5.750% 5.918% 1.696 Points Lowest Rate, Higher Fees
5.990% 6.081% 0.856 Points Low Rate, Normal Fees
6.250% 6.261% 0.007 Points Competitive Rate, Less Fees
6.490% 6.501% -0.701 Points Lowest Total, Lender Credit

Jumbo 15 YR Fixed Rate Options

Rate APR Points Option
5.625% 5.881% 1.529 Points Lowest Rate, Higher Fees
5.875% 5.975% 0.529 Points Low Rate, Normal Fees
6.000% 6.041% 0.154 Points Competitive Rate, Less Fees
6.250% 6.267% -0.471 Points Lowest Total, Lender Credit

USDA 30 YR Fixed Rate Options

Rate APR Points Option
5.375% 6.024% 1.798 Points Lowest Rate, Higher Fees
5.625% 6.158% 0.566 Points Low Rate, Normal Fees
5.750% 6.259% 0.299 Points Competitive Rate, Less Fees
5.990% 6.472% -0.674 Points Lowest Total, Lender Credit

Home | Mortgage | Page 7


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