As mortgage professionals we get asked a lot of mortgage questions. One of our jobs is to answer those questions the best way we can, so that the average consumer better understands the mortgage process and what to expect when purchasing or refinancing their home. We have put together some of the most common mortgage questions that we get asked, and we’ve answered them below. If there is a question we haven’t answered, give us a call and a licensed mortgage advisor will help you.

  • Before Your Purchase
  • During Your Purchase
  • After Your Purchase
  • Refinance
Should I know my credit score before I apply for a loan?
Is there a minimum credit score for getting a mortgage?
How does purchasing a home compare with renting?
How do I know if I'm ready to buy a home?
How much can I afford?
How much money do I need to buy a home? 
How does a lender decide the maximum loan amount I can afford?
What's the difference between a pre-qualification and a pre-approval? 
How do I choose the right lender for me?
How long is the purchase process?
What can I do to speed up the process?
What documents should I have ready for pre-approval?