Skip to content
Moreira Team Logo 404-238-7888
  • Get Pre-Approved
  • Home Loans
    • Loan Process Overview
    • Upfront Approval Guarantee
    • Comparing Home Loans
    • First-Time Homebuyer
    • Experienced Homebuyer
    • Investment Properties
    • Vacation Properties
    • Relocating
    • Down Payment Assistance
    • Closing Cost Assistance
  • Refinance
    • Lower Monthly Payments
    • Get Cash Out
    • Debt Consolidation
    • Refi for Veterans
    • No Closing Cost Refi
    • Divorce and Mortgage
  • Rates
    • Pick Your Rate
  • Products
  • Resources
  • Blog
  • About Us
Get Pre-Approved Schedule
  • All
  • Case Study
  • F.A.Q.
  • Home Buying
  • Refinancing

Mortgage Articles

Mortgage Articles and News: Before you purchase a new home or refinance your current property learn everything you can about what a mortgage is, how the mortgage process works, and how to make the best mortgage decision for your situation.

  • calculate your georgia mortgage rates

    Calculate Your 3% Down Payment Using the Mortgage Calculator Georgia Residents Prefer

    If you’re a first-time home buyer, you may wonder how to make this real estate market work for you instead of… Read 7 min read

  • first time home buying for virtual workers

    The Nomadic Advantage: Why Virtual Workers Should Embrace Homeownership

    As of 2023, close to 13% of full-time employees work from home and 16% of companies operate fully remotely. These percentages… Read 5 min read

  • mortgage case study - Multigenerational Mortgage

    Case Study #13 – Multigenerational Household

    The Client Our client came to us with the intent of purchasing a home large enough for multiple generations. Client Requirements… Read 2 min read

  • A guide to owning a second home.

    Beyond the Threshold: A Guide to Second Home Ownership – Part 2

    Buying a second property requires thought and careful financial planning. Timing is key. While some homeowners may feel that owning a… Read 4 min read

  • First time home buyer mistakes to avoid

    Buying a Home in Georgia: Common Mistakes for a First Time Home Buyer

    For homebuyers who have Georgia on their minds, it’s easy to be dazzled by shiny, new construction, large, custom floorplans, palatial… Read 4 min read

  • Georgia mortgage lender can help during a divorce

    One of the Best Mortgage Lenders in Georgia Can Help During Your Divorce

    Divorce—it’s a topic not to be taken lightly, and if you’re reading this article, chances are you’re facing some tough decisions.… Read 5 min read

  • how to choose a mortgage company

    Choosing a Mortgage Company: A First-time Home Buyer’s Guide

    If you’re a first-time homebuyer, the process from pre-approval to settling into a new house can be overwhelming. As thrilling as… Read 5 min read

  • A guide to owning a second home.

    Beyond the Threshold: A Guide to Second Home Ownership – Part 1

    Many people aspire to own a second home, and their motivations vary. Perhaps they want a retreat to escape the hustle… Read 4 min read

  • 7 ways to make money from a second home in georgia

    7 Smart Ways to Make Money From a Second Home in Georgia

    Are you interested in using your second home as a source of reliable income? There are plenty of ways to do… Read 6 min read

  • Young lady reading a guide to first time home buyer closing costs

    A First Time Home Buyer Guide to Closing Costs

    You may have heard the horror stories from your homeowner friends. Right when your home purchase is buttoned up, high closing… Read 6 min read

  • Real estate investing strategy for millennials

    Real Estate Investing: A Smart Strategy for Millennials

    Are you at an age where ideas like equity, assets, financial stability, and diversification are suddenly coming into focus? There’s a… Read 6 min read

  • Relocating to Georgia - Finding mortgage lenders in Georgia and mortgage rates in Georgia

    Mortgage Companies in Georgia & Some Helpful Tips for Moving to Georgia

    Often referred to as the Empire State of the South, Georgia is home to 10.8 million people, diverse in a myriad… Read 5 min read

  • mortgage rates in georgia for young professionals

    10 Reasons Why Georgia is Ideal for Young Professionals

    So much of what we do in life is impacted by where we live. Career, lifestyle, and overall happiness are closely… Read 6 min read

  • Adirondack chairs on a dock next to a vacation home

    Short-term Rental and Long-term Benefits: Must-know Requirements to Buy a House to Use as an Airbnb

    The popularity of short-term rentals through online sites like Airbnb or VRBO has grown post-pandemic—with trends like remote and hybrid work,… Read 6 min read

  • mortgage case study - millennial first time home buyers

    Case Study #12 – Millennial First Time Home Buyers

    The Client A millennial couple came to us as first-time home buyers. Client Requirement A young couple (first time home buyers)… Read 2 min read

  • small house for a first time home buyer

    Figuring Affordability: A Guide for the First Time Home Buyer

    Are you a first time home buyer starting your journey in the world of real estate? This is a life-changing step… Read 6 min read

  • FHA loan income requirements

    FHA Loan Income Requirements For 2023

    We are Moreira Team | Mortgage Right, your trusted Atlanta GA mortgage broker. Today I want to talk about theFHA loan… Read 4 min read

  • real estate

    Guide to DSCR Loans 2023

    Multifamily DSCR loans are becoming increasingly popular for real estate investors. If you’re considering investing in multifamily properties, it’s important to… Read 15 min read

  • Down payment amount on a $375,000 house

    How Much is the Down Payment for a $375,000 Home?

    Ideally, the down payment on any home purchase should be at least 20%, although recent changes in lending have resulted in… Read 4 min read

  • Atlanta home loans

    Find the Best Mortgage Brokers in Atlanta – Compare Rates & 5 Star Reviews

    Are you searching for the best mortgage brokers in Atlanta? Finding the right professional when it comes to mortgages can be… Read 17 min read

Previous
Page 8 of 13
Next
✖

Today's Mortgage Rates for
July, 30 2026

Conventional 30 YR Fixed Rate Options

Rate APR Points Option
6.250% 6.429% 1.596 Points Lowest Rate, Higher Fees
6.500% 6.586% 0.626 Points Low Rate, Normal Fees
6.625% 6.671% 0.207 Points Competitive Rate, Less Fees
6.875% 6.901% -0.707 Points Lowest Total, Lender Credit

Conventional 15 YR Fixed Rate Options

Rate APR Points Option
5.500% 5.830% 1.844 Points Lowest Rate, Higher Fees
5.750% 5.943% 0.971 Points Low Rate, Normal Fees
6.000% 6.072% 0.192 Points Competitive Rate, Less Fees
6.375% 6.417% -0.769 Points Lowest Total, Lender Credit

FHA 30 YR Fixed Rate Options

Rate APR Points Option
5.750% 6.631% 1.387 Points Lowest Rate, Higher Fees
5.875% 6.687% 0.689 Points Low Rate, Normal Fees
6.125% 6.871% 0.003 Points Competitive Rate, Less Fees
6.250% 6.997% -0.514 Points Lowest Total, Lender Credit

FHA 15 YR Fixed Rate Options

Rate APR Points Option
5.125% 6.139% 1.833 Points Lowest Rate, Higher Fees
5.500% 6.328% 0.660 Points Low Rate, Normal Fees
5.990% 6.718% 0.018 Points Competitive Rate, Less Fees
6.125% 6.851% -0.695 Points Lowest Total, Lender Credit

VA 30 YR Fixed Rate Options

Rate APR Points Option
5.750% 6.098% 1.249 Points Lowest Rate, Higher Fees
5.875% 6.166% 0.641 Points Low Rate, Normal Fees
6.000% 6.232% 0.011 Points Competitive Rate, Less Fees
6.250% 6.484% -0.525 Points Lowest Total, Lender Credit

VA 15yr Fixed Rate Options

Rate APR Points Option
5.125% 5.794% 1.829 Points Lowest Rate, Higher Fees
5.500% 5.986% 0.656 Points Low Rate, Normal Fees
5.875% 6.270% 0.064 Points Competitive Rate, Less Fees
6.125% 6.513% -0.699 Points Lowest Total, Lender Credit

Jumbo 30 YR Fixed Rate Options

Rate APR Points Option
5.875% 6.029% 1.533 Points Lowest Rate, Higher Fees
6.000% 6.096% 0.908 Points Low Rate, Normal Fees
6.125% 6.162% 0.283 Points Competitive Rate, Less Fees
6.375% 6.386% -0.717 Points Lowest Total, Lender Credit

Jumbo 15 YR Fixed Rate Options

Rate APR Points Option
5.625% 5.941% 1.903 Points Lowest Rate, Higher Fees
5.875% 6.033% 0.899 Points Low Rate, Normal Fees
6.125% 6.153% 0.068 Points Competitive Rate, Less Fees
6.375% 6.392% -0.511 Points Lowest Total, Lender Credit

USDA 30 YR Fixed Rate Options

Rate APR Points Option
5.625% 6.283% 1.839 Points Lowest Rate, Higher Fees
5.875% 6.405% 0.504 Points Low Rate, Normal Fees

Home | Florida Mortgages | Page 8


Contact

Address
1100 Peachtree St NE #200A
Atlanta, GA 30309

Toll Free
800-599-1563

Local
404-238-7888

Office Hours
Sunday: Closed
Monday: 8am - 8pm
Tuesday: 8am - 8pm
Wednesday: 8am - 8pm
Thursday: 8am - 8pm
Friday: 8am - 8pm
Saturday: 10am - 4pm

Resources

  • Loan Process Overview
  • Documents Checklist
  • Mortgage Guides
  • Mortgage FAQ
  • Mortgage Case Studies
  • For Realtors
  • Contact Us
  • Press & Media
  • Schedule
  • Client Portal
  • See All Rates

Legal

  • Terms of Service
  • Privacy Policy & Legal
  • Texas Complaints / Texas Recovery Fund
  • For licensing information, go to: nmlsconsumeraccess.org
  • Sitemap

Moreira Team | MortgageRight

About Us
Founded in 2015, Moreira Team | MortgageRight is a boutique mortgage lender built to cater towards your financial needs, finding the best loan for your unique situation. We believe in a consultative “done-for-you” approach to getting a mortgage. That’s a fancy way of saying we treat you like family and make sure everything goes smooth. We also shop your loan with over 28 lenders and banks to make sure we deliver on our promise to get you the best deal. Close in as little as 17 days – with a low rate and a better payment.

Connect

© MortgageRight 2026 NMLS ID - 2239