Getting a mortgage is a hassle.

Feeling confused by the mortgage process.

Afraid of paying too much.

Wondering how much it all costs.

Don’t know what you can afford.

Worried about all the paperwork.

Wish getting a mortgage was easy.

Thats why we've built a smarter way to save you money and take the hassle out of your mortgage experience.

Get Your Rate Quote

Real, Daily Mortgage Rates for 10.4.23

30 Yr. Fixed 7.625% APR 8.163%
15 Yr. Fixed 7.000% APR 7.549%
30 Yr. Fixed FHA 6.750% APR 7.748%
30 Yr. Fixed VA 6.750% APR 7.219%
Rates as of October, 4 2023 See All Rates | See Rate Assumptions

Instant rate & closing cost quotes. No SSN required. 100% transparent process & “real” rates mean you save money and spend less out of pocket. No hard sales – guaranteed!

Customize Your Actual Rate 5.0 300 Google Reviews

See What Our Customers are Saying.

Hundreds of 5 star reviews from happy clients.

Why is Your Mortgage Easier with Moreira Team?

More Options and Better Rates

Our process is to provide you with ALL the options you are eligible for, and our promise is to find you a low rate, and ultimately the best deal.

Save Money and Spend Less Out of Pocket

A focus on your unique situation coupled with our ability to find you the best deal, you end up saving money and spending less out of pocket on your mortgage.

Direct Lender and Mortgage Broker

This means that your loan is shopped with over 22 different lenders and banks to make sure we deliver on our promise to get you the best deal.

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The Moreira Team

Say Hello to Your Mortgage Team.

When you partner with us, you get a team of highly functioning mortgage rock stars dedicated to making your mortgage goals - a reality. Our guarantee is provide you with a clear, done-for-you, easy home buying experience and our promise is to find you the best deal.

Meet the Team

Candid Feedback from Our Raving Fans.

Some nice words from a few happy clients.

From the time I first reached out to them more than a year ago to when I finally found a house this year, they were communicative, responsive, and honest. They worked so fast to help me meet the seller’s request for a more accelerated closing period, and throughout the process I always knew what was happening and what I needed to do next.

Highly recommend them.

Laura S. –

Al and his team made it so easy to purchase my home! They are extremely responsive and reliable. Once I handed off all my paperwork they handled the rest. They were transparent and honest about everything presented! I couldn’t have done it without them. Thank you so much and I look forward to spreading the word and continuing business with your team!

Victor E. - Google Testimonial Victor E. –

The Moreira Team was amazing to work with! They made the process easy and enjoyable. I highly recommend them!

Layne K - Facebook Testimonial Layne K. –