The home buying steps

Our Home Buying Process is Easy

Check out just how simple we make the home buying process. It’s not as difficult as you might think.

Loan Process Overview

Welcome to Moreira Team!

Take a minute to watch the video below, and see how easy it is to get started on your mortgage.

See What Our Happy Mortgage Customers are Saying.

For years, we’ve been dedicated to helping our clients find the best home loan for their unique needs.

upfront mortgage approval guarantee

Win the house — even in a bidding war!

In today’s low inventory environment, the housing market is super competitive. So, to help you win the house — even in a bidding war — we offer ALL our borrowers an Upfront Approval Guarantee.
Advantages:

  • Your offer is aggressive like a cash offer.
  • You can choose to waive the financing and close in 10 days.
  • The seller has a guarantee you will close.
Approval Guarantee
first time home buyer loans

First Time Homebuyer? Let's Get You Home.

The prospect of becoming a homeowner for the first time is exciting, but it can also be overwhelming. That’s why we’re here. We’ll guide you every step of the way.

  • Choose between several different mortgage options and programs that suit your unique financial and personal situation.
  • We help guide you through the entire process from start to finish. You always know what's going on.
  • Quick processing and closing to ensure you get into your new home in record time.
choose your own mortgage rate and closing cost options

It's Easy to Get Your Custom Mortgage Rate!

Getting your own mortgage rates and closing cost options is fast and easy! It takes less than 60 seconds and is FREE!

See How Easy It Is

Today's Mortgage Rates

30 Yr. Fixed 6.500% APR 6.990%
15 Yr. Fixed 5.875% APR 6.335%
30 Yr. Fixed FHA 5.625% APR 6.597%
30 Yr. Fixed VA 5.625% APR 6.051%
Mortgage Rates as of December, 10 2024 See All Rates | See Rate Assumptions

Candid Feedback from Our Raving Fans.

Some nice words from a few happy clients.

testimonial Vivian B
Vivian B. Atlanta, GA testimonial source - 5 Stars

I am 100% satisfied with the exceptional service during the entire refinancing process. The Moreira Team’s professionalism and knowledge of the industry was impressive and truly appreciated. A special thank you to Amanda Bailey who went above and beyond to ensure that all of our needs were met and that everything was handled thoroughly and efficiently. I highly recommend the Moreira Team and especially Amanda. THANK YOU!

August 2024
Layne K - Facebook Testimonial
Layne K. Atlanta, GA - 5/5

The Moreira Team was amazing to work with! They made the process easy and enjoyable. I highly recommend them!

March 2020
Jocelin J.
Jocelin J. Charleston, SC testimonial source - 5 Stars

Working with The Moreira Team, specifically Alvaro, was the best decision we made in our home buying process. We used the VA loan and decided to go with a local mortgage company over the usual lender’s people use when using a VA loan. They made the process seamless and straightforward. They answered every question and went above and beyond to ensure we would get our house. We found the house we wanted and closed 5 weeks later. If you are looking for a lender, do not hesitate to use The Moreira Team. I promise you, you will not regret it! 

May 2018
Jack M
Jack M. Atlanta, GA testimonial source - 5 Stars

Without Amanda and Al’s hard work, I can safely say I wouldn’t have closed on my property. Amanda went the extra mile to ensure everything went smoothly, often working after hours to help push the deal through. I had heard they were the best from my friend, and I now know it to be true. I had to change lenders two weeks before closing and despite this, Amanda made it possible. In the future I plan to refinance my property with the MortgageRight team, because as the name implies, they “do it right”

May 2024
Laura S. Atlanta, GA testimonial source - 5 Stars

From the time I first reached out to them more than a year ago to when I finally found a house this year, they were communicative, responsive, and honest. They worked so fast to help me meet the seller’s request for a more accelerated closing period, and throughout the process I always knew what was happening and what I needed to do next.

Highly recommend them.

July 2019
Victor E. - Google Testimonial
Victor E. Lawrenceville, GA testimonial source - 5 Stars

Al and his team made it so easy to purchase my home! They are extremely responsive and reliable. Once I handed off all my paperwork they handled the rest. They were transparent and honest about everything presented! I couldn’t have done it without them. Thank you so much and I look forward to spreading the word and continuing business with your team!

July 2019
Zaire F.
Zaire F. Atlanta, GA testimonial source - 5 Stars

Every article online says, ‘buying a house is an arduous and complicated process’. Well, it was the complete opposite of that for us working with the Moreira Team! It was a seamless process from beginning to end, and they always answered any questions that we had. We’re so thankful that we found Al, Amanda, Mia, and Kirstin. We close on our new house tomorrow! Thank you so much Moreira Team! 

November 2018
Freddy M.
Freddy M. Atlanta, GA - 5/5

Many thanks to the Moreira Team for helping my wife and I refinance our home. They sure know how to take care of military families! Thank you Amanda Bailey, Al Moreira and Mia Enright for all your hard work. Definitely recommend!

February 2020
Hussain K.
Hussain K. San Jose, CA testimonial source - 5 Stars

The Moreira Team has been exceptional throughout the purchase of our investment property. From the first phone call to the closing, it’s been peace of mind for us. They take this very personally and give personal time to your case, which separates them from other companies. They always answer calls and are there to guide and support you throughout the process. In our case we were from out of state and they catered to all of our needs. I call Tim, Kristin, Mia & Amanda my dream team in Atlanta, Thank you so much Moreira Team you all ROCK!

April 2020

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