Not sure which loan is right for you?

Take a look at the chart below to compare different mortgage loans side-by-side. You can compare basic features of each loan to get a better idea of which loan might be best for your situation. Knowing your options is a powerful tool in getting the best mortgage.

Credit Score
Down Payment
Mortgage Insurance
Average Rate
620
Can be as low as 3%.
Required with less than 20% down payment.
3.5% - 4.0%
500
Can be as low as 3.5%.
Required. Built in to monthly payments.
4.125% - 4.5%
620
0% required.
Not required.
3.875%
700
Can be as low as 10%.
May be required by lender depending on down payment.
3.25% - 3.875%
640
0% required.
Required. Built into monthly payments.
3.25%