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Home Buying Articles

These are articles related to the home buying process, the different purchase options available to a homebuyer and other helpful resources related to purchasing a a new property.

  • 10% down jumbo loan

    Great Tips On How to Get a Jumbo Loan with 10 Down

    Jumbo loans with 10 down are not as uncommon as you might think. Many home buyers are looking to buy more… Read More 4 min read

  • Down payment amount on a $700,000 house

    How Much is a Down Payment Amount on a $700,000 Home?

    Ideally, the down payment on any new home purchase should be at least 20%, although recent changes in lending have resulted… Read More 4 min read

  • Down payment amount on a $475,000 house

    What’s the Down Payment on a $475,000 Home?

    The typical down payment on any new home purchase is ideally at least 20%, although recent changes in lending have resulted… Read More 4 min read

  • Down payment amount on a $550,000 house

    How Much is a Down Payment for a $550,000 Home?

    Ideally, the down payment on any new home purchase should ideally be at least 20%, although recent changes in lending have… Read More 4 min read

  • Down payment amount on a $250,000 house

    What is the Down Payment Amount on a $250,000 Home?

    Ideally, the down payment on any new home purchase should ideally be at least 20%, although recent changes in lending have… Read More 4 min read

  • What is the down payment for a $300,000 house?

    How Much is the Down Payment for a $300,000 House?

    The down payment on a new home should be at least twenty percent, although recent changes in lending have resulted in… Read More 8 min read

  • Down payment amount on a $600,000 house

    What is the Down Payment for a $600,000 Home?

    Ideally, the down payment on any new home purchase should ideally be at least 20%, although recent changes in lending have… Read More 4 min read

  • Down payment amount on a $650,000 house

    How Much is a Down Payment for a $650,000 Home?

    Typically, the down payment amount on a home purchase should be at least 20%, although some recent changes in lending have… Read More 4 min read

  • How to Qualify for a Mortgage Loan in Atlanta, GA

    Are you thinking of buying a home in the Atlanta area or refinancing your mortgage in the near future? Whether you… Read More 4 min read

  • Down payment amount on a $450,000 house

    How Much is a Down Payment for a $450,000 Home?

    Generally, the down payment on any new home purchase should be at least 20%, although recent changes in lending have resulted… Read More 4 min read

  • Down payment amount on a $275,000 house

    How Much is my Down Payment for a $275,000 House?

    Ideally, the down payment on any new home purchase should ideally be at least 20%, although recent changes in lending have… Read More 4 min read

  • Down payment amount on a $625,000 house

    How Much is a Down Payment for a $625,000 Home?

    The down payment on any new home purchase should ideally be at least 20%, although recent changes in lending have resulted… Read More 4 min read

  • Down payment amount on a $500,000 house

    How Much is a Down Payment on a $500,000 Home?

    Commonly, the down payment on any new home purchase should be at least 20%, however recent changes in lending have resulted… Read More 4 min read

  • USDA Rural Development Loans

    USDA Rural Development Loans, Part 9: USDA Loans vs. FHA Loans Buying your very first home or condo is a very… Read More 4 min read

  • Down payment amount on a $675,000 house

    How Much Down Payment on a $675,000 Home?

    Ideally, the down payment on any new home purchase should be at least 20%, although recent changes in lending have resulted… Read More 4 min read

  • closing costs on a $375,000 house

    How Much Are Closing Costs on a $375,000 House?

    Closing cost are various fees associated with the mortgage process. On average the closing costs you will pay on any home… Read More 2 min read

  • Down payment amount on a $525,000 house

    What’s the Down Payment Amount on a $525,000 House?

    Traditionally the down payment on any new home purchase should be at least 20%, but recent changes in lending have resulted… Read More 4 min read

  • Home Inspection and Appraisal Process

    Understanding the Home Inspection and Appraisal Processes

    Now that the seller has accepted your offer, you are officially ready to enter the “closing process” as the final details… Read More 3 min read

  • Down payment amount on a $400,000 house

    Down Payment Amount for a $400,000 Home?

    Ideally, the down payment on any new home purchase should ideally be at least 20%, although recent changes in lending have… Read More 4 min read

  • Down payment amount on a $325,000 house

    How Much is the Down Payment for a $325,000 Home?

    Ideally, the down payment on any new home purchase should ideally be at least 20%, although recent changes in lending have… Read More 4 min read

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Today's Mortgage Rates for
January, 23 2026

Conventional 30 YR Fixed Rate Options

Rate APR Points Option
5.625% 5.811% 1.748 Points Lowest Rate, Higher Fees
5.875% 5.984% 0.902 Points Low Rate, Normal Fees
6.000% 6.064% 0.413 Points Competitive Rate, Less Fees
6.500% 6.526% -0.732 Points Lowest Total, Lender Credit

Conventional 15 YR Fixed Rate Options

Rate APR Points Option
4.875% 5.212% 1.927 Points Lowest Rate, Higher Fees
5.375% 5.495% 0.513 Points Low Rate, Normal Fees
5.500% 5.582% 0.262 Points Competitive Rate, Less Fees
5.875% 5.916% -0.519 Points Lowest Total, Lender Credit

FHA 30 YR Fixed Rate Options

Rate APR Points Option
5.500% 6.419% 1.820 Points Lowest Rate, Higher Fees
5.875% 6.690% 0.714 Points Low Rate, Normal Fees
6.000% 6.764% 0.197 Points Competitive Rate, Less Fees
6.375% 7.124% -0.523 Points Lowest Total, Lender Credit

FHA 15 YR Fixed Rate Options

Rate APR Points Option
5.125% 6.122% 1.726 Points Lowest Rate, Higher Fees
5.625% 6.470% 0.756 Points Low Rate, Normal Fees
6.250% 7.019% 0.248 Points Competitive Rate, Less Fees

VA 30 YR Fixed Rate Options

Rate APR Points Option
5.375% 5.760% 1.717 Points Lowest Rate, Higher Fees
5.625% 5.915% 0.673 Points Low Rate, Normal Fees
5.875% 6.139% 0.357 Points Competitive Rate, Less Fees
6.125% 6.358% -0.735 Points Lowest Total, Lender Credit

VA 15yr Fixed Rate Options

Rate APR Points Option
5.000% 5.639% 1.653 Points Lowest Rate, Higher Fees
5.500% 5.998% 0.728 Points Low Rate, Normal Fees
6.000% 6.412% 0.160 Points Competitive Rate, Less Fees
6.375% 6.766% -0.467 Points Lowest Total, Lender Credit

Jumbo 30 YR Fixed Rate Options

Rate APR Points Option
5.750% 5.941% 1.933 Points Lowest Rate, Higher Fees
6.125% 6.195% 0.627 Points Low Rate, Normal Fees
6.250% 6.282% 0.222 Points Competitive Rate, Less Fees
6.490% 6.501% -0.510 Points Lowest Total, Lender Credit

Jumbo 15 YR Fixed Rate Options

Rate APR Points Option
5.625% 5.938% 1.883 Points Lowest Rate, Higher Fees
5.875% 6.009% 0.742 Points Low Rate, Normal Fees
6.000% 6.046% 0.182 Points Competitive Rate, Less Fees
6.490% 6.508% -0.446 Points Lowest Total, Lender Credit

USDA 30 YR Fixed Rate Options

Rate APR Points Option
5.500% 6.124% 1.518 Points Lowest Rate, Higher Fees
5.625% 6.176% 0.745 Points Low Rate, Normal Fees
5.750% 6.263% 0.345 Points Competitive Rate, Less Fees
5.990% 6.472% -0.747 Points Lowest Total, Lender Credit

Home | Home Buying | Page 8


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