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Home Buying Articles

These are articles related to the home buying process, the different purchase options available to a homebuyer and other helpful resources related to purchasing a a new property.

  • Down payment amount on a $700,000 house

    How Much is a Down Payment Amount on a $700,000 Home?

    Ideally, the down payment on any new home purchase should be at least 20%, although recent changes in lending have resulted… Read More 4 min read

  • Down payment amount on a $475,000 house

    What’s the Down Payment on a $475,000 Home?

    The typical down payment on any new home purchase is ideally at least 20%, although recent changes in lending have resulted… Read More 4 min read

  • Down payment amount on a $550,000 house

    How Much is a Down Payment for a $550,000 Home?

    Ideally, the down payment on any new home purchase should ideally be at least 20%, although recent changes in lending have… Read More 4 min read

  • Down payment amount on a $250,000 house

    What is the Down Payment Amount on a $250,000 Home?

    Ideally, the down payment on any new home purchase should ideally be at least 20%, although recent changes in lending have… Read More 4 min read

  • What is the down payment for a $300,000 house?

    How Much is the Down Payment for a $300,000 House?

    The down payment on a new home should be at least twenty percent, although recent changes in lending have resulted in… Read More 8 min read

  • Down payment amount on a $600,000 house

    What is the Down Payment for a $600,000 Home?

    Ideally, the down payment on any new home purchase should ideally be at least 20%, although recent changes in lending have… Read More 4 min read

  • Down payment amount on a $650,000 house

    How Much is a Down Payment for a $650,000 Home?

    Typically, the down payment amount on a home purchase should be at least 20%, although some recent changes in lending have… Read More 4 min read

  • Down payment amount on a $450,000 house

    How Much is a Down Payment for a $450,000 Home?

    Generally, the down payment on any new home purchase should be at least 20%, although recent changes in lending have resulted… Read More 4 min read

  • Down payment amount on a $275,000 house

    How Much is my Down Payment for a $275,000 House?

    Ideally, the down payment on any new home purchase should ideally be at least 20%, although recent changes in lending have… Read More 4 min read

  • Down payment amount on a $625,000 house

    How Much is a Down Payment for a $625,000 Home?

    The down payment on any new home purchase should ideally be at least 20%, although recent changes in lending have resulted… Read More 4 min read

  • Down payment amount on a $500,000 house

    How Much is a Down Payment on a $500,000 Home?

    Commonly, the down payment on any new home purchase should be at least 20%, however recent changes in lending have resulted… Read More 4 min read

  • USDA Rural Development Loans

    USDA Rural Development Loans, Part 9: USDA Loans vs. FHA Loans Buying your very first home or condo is a very… Read More 4 min read

  • Down payment amount on a $675,000 house

    How Much Down Payment on a $675,000 Home?

    Ideally, the down payment on any new home purchase should be at least 20%, although recent changes in lending have resulted… Read More 4 min read

  • closing costs on a $375,000 house

    How Much Are Closing Costs on a $375,000 House?

    Closing cost are various fees associated with the mortgage process. On average the closing costs you will pay on any home… Read More 2 min read

  • Down payment amount on a $525,000 house

    What’s the Down Payment Amount on a $525,000 House?

    Traditionally the down payment on any new home purchase should be at least 20%, but recent changes in lending have resulted… Read More 4 min read

  • Home Inspection and Appraisal Process

    Understanding the Home Inspection and Appraisal Processes

    Now that the seller has accepted your offer, you are officially ready to enter the “closing process” as the final details… Read More 3 min read

  • Down payment amount on a $400,000 house

    Down Payment Amount for a $400,000 Home?

    Ideally, the down payment on any new home purchase should ideally be at least 20%, although recent changes in lending have… Read More 4 min read

  • Down payment amount on a $325,000 house

    How Much is the Down Payment for a $325,000 Home?

    Ideally, the down payment on any new home purchase should ideally be at least 20%, although recent changes in lending have… Read More 4 min read

  • Tips for First Time Homebuyers

    5 Mortgage Tips for First Time Home Buyers

    Buying your first home is a very exciting event. It’s what the American Dream is all about. However, it is important… Read More 3 min read

  • Down payment amount on a $350,000 house

    How Much is the Down Payment on a $350,000 Home?

    Ideally, the down payment on any new home purchase should ideally be at least 20%, although recent changes in lending have… Read More 4 min read

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Today's Mortgage Rates for
December, 15 2025

Conventional 30 YR Fixed Rate Options

Rate APR Points Option
5.750% 5.942% 1.793 Points Lowest Rate, Higher Fees
5.990% 6.090% 0.802 Points Low Rate, Normal Fees
6.250% 6.293% 0.189 Points Competitive Rate, Less Fees
6.500% 6.526% -0.754 Points Lowest Total, Lender Credit

Conventional 15 YR Fixed Rate Options

Rate APR Points Option
5.000% 5.307% 1.731 Points Lowest Rate, Higher Fees
5.375% 5.523% 0.693 Points Low Rate, Normal Fees
5.625% 5.689% 0.149 Points Competitive Rate, Less Fees
5.875% 5.916% -0.544 Points Lowest Total, Lender Credit

FHA 30 YR Fixed Rate Options

Rate APR Points Option
5.500% 6.428% 1.903 Points Lowest Rate, Higher Fees
5.875% 6.687% 0.690 Points Low Rate, Normal Fees
6.000% 6.772% 0.277 Points Competitive Rate, Less Fees
6.500% 7.251% -0.795 Points Lowest Total, Lender Credit

FHA 15 YR Fixed Rate Options

Rate APR Points Option
5.125% 6.116% 1.692 Points Lowest Rate, Higher Fees
5.625% 6.469% 0.751 Points Low Rate, Normal Fees
6.125% 6.855% 0.021 Points Competitive Rate, Less Fees
6.250% 6.978% -0.482 Points Lowest Total, Lender Credit

VA 30 YR Fixed Rate Options

Rate APR Points Option
5.375% 5.767% 1.793 Points Lowest Rate, Higher Fees
5.625% 5.907% 0.595 Points Low Rate, Normal Fees
5.875% 6.140% 0.376 Points Competitive Rate, Less Fees
6.125% 6.358% -0.778 Points Lowest Total, Lender Credit

VA 15yr Fixed Rate Options

Rate APR Points Option
5.000% 5.632% 1.612 Points Lowest Rate, Higher Fees
5.500% 5.994% 0.708 Points Low Rate, Normal Fees
5.750% 6.136% 0.015 Points Competitive Rate, Less Fees
6.125% 6.513% -0.729 Points Lowest Total, Lender Credit

Jumbo 30 YR Fixed Rate Options

Rate APR Points Option
5.875% 6.053% 1.785 Points Lowest Rate, Higher Fees
6.125% 6.205% 0.731 Points Low Rate, Normal Fees
6.375% 6.396% 0.106 Points Competitive Rate, Less Fees
6.625% 6.636% -0.627 Points Lowest Total, Lender Credit

Jumbo 15 YR Fixed Rate Options

Rate APR Points Option
5.625% 5.941% 1.907 Points Lowest Rate, Higher Fees
5.875% 6.035% 0.907 Points Low Rate, Normal Fees
6.125% 6.167% 0.157 Points Competitive Rate, Less Fees
6.500% 6.518% -0.593 Points Lowest Total, Lender Credit

USDA 30 YR Fixed Rate Options

Rate APR Points Option
5.500% 6.125% 1.525 Points Lowest Rate, Higher Fees
5.625% 6.182% 0.809 Points Low Rate, Normal Fees
5.750% 6.257% 0.282 Points Competitive Rate, Less Fees
5.990% 6.472% -0.716 Points Lowest Total, Lender Credit

Home | Home Buying | Page 8


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