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Home Buying Articles

These are articles related to the home buying process, the different purchase options available to a homebuyer and other helpful resources related to purchasing a a new property.

  • neighborhood street

    Finding the Right Home to Buy

    It is all about location, location, location. And this one fact will determine the cost of your new home more than… Read 5 min read

  • First Time Homebuyer Checklist

    First Time Home Buyer Check List

    Are There Special Mortgages for a First Time Home Buyer? There is nothing quite like owning your first home and sense… Read 7 min read

  • What you need to buy a house

    What Do I Need to Buy a House?

    What are Your Present Home Wants Versus Your Future Needs? Let's face it, buying a home can be an emotional experience.… Read 2 min read

  • closing costs on a $350,000 house

    How Much Are Closing Costs on a $350,000 House?

    Closing cost are comprised of several various fees associated with the mortgage process. In most cases the closing costs you will… Read 2 min read

  • How to Buy a Second Home

    Buying a Second Home – Your Top Considerations

    Whether you're looking into how to buy a second home or buying a vacation property we can help you determine what you… Read 4 min read

  • Nice Neighborhood

    Your Home Options: Types of Houses to Consider When You Decide to Buy

    What Types of Home Options are out There? We will help you to compare the different types of homes available to… Read 3 min read

  • What is Private Mortgage Insurance

    What is Private Mortgage Insurance (PMI)?

    PMI stands for Private Mortgage Insurance or Insurer. These are privately-owned companies that provide mortgage insurance. They offer both standard and… Read 1 min read

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Today's Mortgage Rates for
October, 21 2026

Conventional 30 YR Fixed Rate Options

Rate APR Points Option
6.875% 7.076% 1.746 Points Lowest Rate, Higher Fees
7.125% 7.231% 0.786 Points Low Rate, Normal Fees
7.250% 7.290% 0.128 Points Competitive Rate, Less Fees
7.500% 7.527% -0.435 Points Lowest Total, Lender Credit

Conventional 15 YR Fixed Rate Options

Rate APR Points Option
6.125% 6.485% 1.993 Points Lowest Rate, Higher Fees
6.375% 6.573% 0.979 Points Low Rate, Normal Fees
6.750% 6.832% 0.249 Points Competitive Rate, Less Fees
7.000% 7.043% -0.489 Points Lowest Total, Lender Credit

FHA 30 YR Fixed Rate Options

Rate APR Points Option
6.375% 7.299% 1.674 Points Lowest Rate, Higher Fees
6.625% 7.463% 0.814 Points Low Rate, Normal Fees
6.750% 7.542% 0.361 Points Competitive Rate, Less Fees
6.990% 7.747% -0.617 Points Lowest Total, Lender Credit

FHA 15 YR Fixed Rate Options

Rate APR Points Option
5.875% 6.857% 1.558 Points Lowest Rate, Higher Fees
6.125% 7.015% 0.985 Points Low Rate, Normal Fees

VA 30 YR Fixed Rate Options

Rate APR Points Option
6.375% 6.785% 1.724 Points Lowest Rate, Higher Fees
6.625% 6.961% 0.945 Points Low Rate, Normal Fees
6.750% 7.031% 0.387 Points Competitive Rate, Less Fees
7.000% 7.245% -0.640 Points Lowest Total, Lender Credit

VA 15yr Fixed Rate Options

Rate APR Points Option
5.750% 6.458% 1.988 Points Lowest Rate, Higher Fees
6.500% 7.032% 0.845 Points Low Rate, Normal Fees

Jumbo 30 YR Fixed Rate Options

Rate APR Points Option
6.375% 6.551% 1.704 Points Lowest Rate, Higher Fees
6.625% 6.680% 0.454 Points Competitive Rate, Less Fees
6.625% 6.680% 0.454 Points Competitive Rate, Less Fees
6.875% 6.886% -0.546 Points Lowest Total, Lender Credit

Jumbo 15 YR Fixed Rate Options

Rate APR Points Option
6.125% 6.445% 1.899 Points Lowest Rate, Higher Fees
6.490% 6.632% 0.781 Points Low Rate, Normal Fees
6.750% 6.771% 0.024 Points Competitive Rate, Less Fees
6.990% 7.008% -0.648 Points Lowest Total, Lender Credit

USDA 30 YR Fixed Rate Options

Rate APR Points Option
6.250% 6.925% 1.888 Points Lowest Rate, Higher Fees
6.500% 7.071% 0.840 Points Low Rate, Normal Fees
6.750% 7.249% 0.107 Points Competitive Rate, Less Fees
6.875% 7.364% -0.404 Points Lowest Total, Lender Credit

Home | Atlanta Neighborhoods | Page 9


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All loans are subject to credit approval. Rates, terms, and program availability are subject to change without notice. This information is for educational purposes only and does not constitute a commitment to lend. Additional restrictions may apply.