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Home Buying Articles

These are articles related to the home buying process, the different purchase options available to a homebuyer and other helpful resources related to purchasing a a new property.

  • small house for a first time home buyer

    Figuring Affordability: A Guide for the First Time Home Buyer

    Are you a first time home buyer starting your journey in the world of real estate? This is a life-changing step… Read 6 min read

  • Down payment amount on a $375,000 house

    How Much is the Down Payment for a $375,000 Home?

    Ideally, the down payment on any home purchase should be at least 20%, although recent changes in lending have resulted in… Read 4 min read

  • 10% down jumbo loan

    Great Tips On How to Get a Jumbo Loan with 10 Down

    Jumbo loans with 10 down are not as uncommon as you might think. Many home buyers are looking to buy more… Read 4 min read

  • Down payment amount on a $700,000 house

    How Much is a Down Payment Amount on a $700,000 Home?

    Ideally, the down payment on any new home purchase should be at least 20%, although recent changes in lending have resulted… Read 4 min read

  • Down payment amount on a $475,000 house

    What’s the Down Payment on a $475,000 Home?

    The typical down payment on any new home purchase is ideally at least 20%, although recent changes in lending have resulted… Read 4 min read

  • Down payment amount on a $550,000 house

    How Much is a Down Payment for a $550,000 Home?

    Ideally, the down payment on any new home purchase should ideally be at least 20%, although recent changes in lending have… Read 4 min read

  • Down payment amount on a $250,000 house

    What is the Down Payment Amount on a $250,000 Home?

    Ideally, the down payment on any new home purchase should ideally be at least 20%, although recent changes in lending have… Read 4 min read

  • What is the down payment for a $300,000 house?

    How Much is the Down Payment for a $300,000 House?

    The down payment on a new home should be at least twenty percent, although recent changes in lending have resulted in… Read 8 min read

  • Pros and Cons of Conventional and FHA

    Conventional Loan vs. VA Loan: The Pros and Cons

    Conventional Loan Vs VA Loan Overview When choosing between a conventional loan or a VA loan, the obvious choice would be… Read 9 min read

  • Down payment amount on a $600,000 house

    What is the Down Payment for a $600,000 Home?

    Ideally, the down payment on any new home purchase should ideally be at least 20%, although recent changes in lending have… Read 4 min read

  • Down payment amount on a $650,000 house

    How Much is a Down Payment for a $650,000 Home?

    Typically, the down payment amount on a home purchase should be at least 20%, although some recent changes in lending have… Read 4 min read

  • How to Qualify for a Mortgage Loan in Atlanta, GA

    Are you thinking of buying a home in the Atlanta area or refinancing your mortgage in the near future? Whether you… Read 4 min read

  • Down payment amount on a $450,000 house

    How Much is a Down Payment for a $450,000 Home?

    Generally, the down payment on any new home purchase should be at least 20%, although recent changes in lending have resulted… Read 4 min read

  • Down payment amount on a $275,000 house

    How Much is my Down Payment for a $275,000 House?

    Ideally, the down payment on any new home purchase should ideally be at least 20%, although recent changes in lending have… Read 4 min read

  • Down payment amount on a $625,000 house

    How Much is a Down Payment for a $625,000 Home?

    The down payment on any new home purchase should ideally be at least 20%, although recent changes in lending have resulted… Read 4 min read

  • Down payment amount on a $500,000 house

    How Much is a Down Payment on a $500,000 Home?

    Commonly, the down payment on any new home purchase should be at least 20%, however recent changes in lending have resulted… Read 4 min read

  • USDA Mortgage Loans, Part 9: USDA Loans vs. FHA Loans

    What is the Difference Between USDA Loans and FHA Loans Buying your very first home or condo is a very exciting… Read 4 min read

  • Down payment amount on a $675,000 house

    How Much Down Payment on a $675,000 Home?

    Ideally, the down payment on any new home purchase should be at least 20%, although recent changes in lending have resulted… Read 4 min read

  • closing costs on a $375,000 house

    How Much Are Closing Costs on a $375,000 House?

    Closing cost are various fees associated with the mortgage process. On average the closing costs you will pay on any home… Read 2 min read

  • Down payment amount on a $525,000 house

    What’s the Down Payment Amount on a $525,000 House?

    Traditionally the down payment on any new home purchase should be at least 20%, but recent changes in lending have resulted… Read 4 min read

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Today's Mortgage Rates for
October, 21 2026

Conventional 30 YR Fixed Rate Options

Rate APR Points Option
6.875% 7.076% 1.746 Points Lowest Rate, Higher Fees
7.125% 7.231% 0.786 Points Low Rate, Normal Fees
7.250% 7.290% 0.128 Points Competitive Rate, Less Fees
7.500% 7.527% -0.435 Points Lowest Total, Lender Credit

Conventional 15 YR Fixed Rate Options

Rate APR Points Option
6.125% 6.485% 1.993 Points Lowest Rate, Higher Fees
6.375% 6.573% 0.979 Points Low Rate, Normal Fees
6.750% 6.832% 0.249 Points Competitive Rate, Less Fees
7.000% 7.043% -0.489 Points Lowest Total, Lender Credit

FHA 30 YR Fixed Rate Options

Rate APR Points Option
6.375% 7.299% 1.674 Points Lowest Rate, Higher Fees
6.625% 7.463% 0.814 Points Low Rate, Normal Fees
6.750% 7.542% 0.361 Points Competitive Rate, Less Fees
6.990% 7.747% -0.617 Points Lowest Total, Lender Credit

FHA 15 YR Fixed Rate Options

Rate APR Points Option
5.875% 6.857% 1.558 Points Lowest Rate, Higher Fees
6.125% 7.015% 0.985 Points Low Rate, Normal Fees

VA 30 YR Fixed Rate Options

Rate APR Points Option
6.375% 6.785% 1.724 Points Lowest Rate, Higher Fees
6.625% 6.961% 0.945 Points Low Rate, Normal Fees
6.750% 7.031% 0.387 Points Competitive Rate, Less Fees
7.000% 7.245% -0.640 Points Lowest Total, Lender Credit

VA 15yr Fixed Rate Options

Rate APR Points Option
5.750% 6.458% 1.988 Points Lowest Rate, Higher Fees
6.500% 7.032% 0.845 Points Low Rate, Normal Fees

Jumbo 30 YR Fixed Rate Options

Rate APR Points Option
6.375% 6.551% 1.704 Points Lowest Rate, Higher Fees
6.625% 6.680% 0.454 Points Competitive Rate, Less Fees
6.625% 6.680% 0.454 Points Competitive Rate, Less Fees
6.875% 6.886% -0.546 Points Lowest Total, Lender Credit

Jumbo 15 YR Fixed Rate Options

Rate APR Points Option
6.125% 6.445% 1.899 Points Lowest Rate, Higher Fees
6.490% 6.632% 0.781 Points Low Rate, Normal Fees
6.750% 6.771% 0.024 Points Competitive Rate, Less Fees
6.990% 7.008% -0.648 Points Lowest Total, Lender Credit

USDA 30 YR Fixed Rate Options

Rate APR Points Option
6.250% 6.925% 1.888 Points Lowest Rate, Higher Fees
6.500% 7.071% 0.840 Points Low Rate, Normal Fees
6.750% 7.249% 0.107 Points Competitive Rate, Less Fees
6.875% 7.364% -0.404 Points Lowest Total, Lender Credit

Home | Atlanta Neighborhoods | Page 7


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All loans are subject to credit approval. Rates, terms, and program availability are subject to change without notice. This information is for educational purposes only and does not constitute a commitment to lend. Additional restrictions may apply.