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Mortgage Articles

Mortgage Articles and News: Before you purchase a new home or refinance your current property learn everything you can about what a mortgage is, how the mortgage process works, and how to make the best mortgage decision for your situation.

  • Refinance without closing costs

    Can I Refinance My Mortgage Without Closing Costs?

    For many homeowners seeking to save money and consolidate debt, mortgage refinancing can be an attractive option. However, the cost to… Read More 6 min read

  • HELOC or refi and a mortgage calculator that helps

    HELOC or a Refi? This Refinance Cash Out Mortgage Calculator is a Great Place to Start.

    We live in a culture of more. Once you meet one goal, another can swiftly replace it. A recent Gallup survey… Read More 6 min read

  • Mortgage rate cuts and why you shouldnt wait

    Mortgage Rate Cuts and Why You Shouldn’t Wait for Them

    If you’re a first time home buyer starting to shop around or an experienced one ready for something new, you probably… Read More 6 min read

  • closing costs on a $550,000 house

    How Much Are Closing Costs on a $550,000 House?

    Closing cost are comprised of a few different fees or taxes associated with the mortgage process. you’ll find that closing costs… Read More 2 min read

  • House hunting, start with a realtor and a good mortgage calculator

    House Hunting? Start With a Good Realtor, and the Mortgage Calculator Georgia Residents Prefer

    If you’re in the market to buy or sell a home, getting a good broker and lender is equally important to… Read More 6 min read

  • Mortgage calculator and mortgage rate tools

    Stress Reduction: The Mortgage Calculator Georgia Residents Love and Other Mortgage Rate Tools

    “Buying a home is so easy and stress-free!” Said no one ever. From the jargon to the multi-step process, there’s much… Read More 6 min read

  • mortgage glossary for first time homebuyer

    Navigating Jargon: A Glossary for the First Time Home Buyer

    If you’ve decided to buy a home, you might feel a mix of excitement and intimidation. It’s a smart investment, but… Read More 6 min read

  • Finding the best mortgage lender in georgia

    For Less Stress During Your House Hunt— Find the Right Mortgage Lenders in Georgia

    As mortgage rates in Georgia steadily decrease, the buyers’ market competition increases. In theory, this is great for both first-time homebuyers… Read More 6 min read

  • lower your monthly payment with an fha refinance

    Lower Your Monthly Payment With an FHA Mortgage Refinance

    With interest rates rising over the last few years and a housing market that’s been anything but steady, many first-time home… Read More 6 min read

  • mortgage calculators and saving strategies

    From a Mortgage Calculator to Saving Strategies: The Lowdown on Down Payments

    If you’re a first time home buyer, you’re still learning about the overall real estate process. It can feel complicated, filled… Read More 6 min read

  • mortgage case study - FHA Loan Challenge

    Case Study #14 – FHA Loan Challenge

    The Client Background During the Covid lockdown, Alex cosigned on an FHA mortgage with his mother. They lived together during the… Read More 4 min read

  • Getting Pre Approved for a Mortgage in Georgia

    If you’re considering buying a home, recent headlines might make you hesitate. The housing market has seen its fair share of… Read More 6 min read

  • the impact your credit score has when buying a house

    The Impact Your Credit Score Has on Buying a Home

    There are seemingly countless things to consider and responsibilities to uphold during the home-buying process. With so many factors determining whether… Read More 6 min read

  • calculate your cash-out refinance

    Calculate the Cost to Refinance Mortgage Loans Like Yours With a Cash-Out Refinance

    They say, “Cash is king,” but his highness has left the building for many Americans. It’s harder than ever to save,… Read More 6 min read

  • pre-approvals, fha loans, and upfront approval guarantees

    Pre-approvals, FHA loans, and Upfront Approval Guarantees, Oh My!

    Ready to start your house hunt but not sure how?  First time homebuyers are stressed. It’s overwhelming, terrifying, exciting, and difficult… Read More 5 min read

  • mortgage refinance debt consolidation strategy

    Mortgage Refinancing: Your Debt Consolidation Strategy

    Financial hardship is one of the toughest types of stress to deal with, and Americans are feeling the sting. Total household… Read More 6 min read

  • multigenerational living-a-guide-to-buying a home with family

    Multigenerational Living: A Guide to Buying a Home With Family Members

    Close-knit families across the country are taking the unconventional route when it comes to cohabitation. They’re opting to buy homes together… Read More 6 min read

  • A gift of equity could help you buy a house

    How a Gift of Equity Could Help You Meet the Requirements to Buy a House

    The real estate market hasn’t been as friendly to the first time home buyer as of late. Between high interest rates… Read More 6 min read

  • calculate your georgia mortgage rates

    Calculate Your 3% Down Payment Using the Mortgage Calculator Georgia Residents Prefer

    If you’re a first-time home buyer, you may wonder how to make this real estate market work for you instead of… Read More 7 min read

  • first time home buying for virtual workers

    The Nomadic Advantage: Why Virtual Workers Should Embrace Homeownership

    As of 2023, close to 13% of full-time employees work from home and 16% of companies operate fully remotely. These percentages… Read More 5 min read

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Today's Mortgage Rates for
November, 27 2025

Conventional 30 YR Fixed Rate Options

Rate APR Points Option
5.625% 5.793% 1.550 Points Lowest Rate, Higher Fees
5.875% 5.978% 0.841 Points Low Rate, Normal Fees
6.000% 6.058% 0.350 Points Competitive Rate, Less Fees
6.375% 6.400% -0.463 Points Lowest Total, Lender Credit

Conventional 15 YR Fixed Rate Options

Rate APR Points Option
4.875% 5.198% 1.839 Points Lowest Rate, Higher Fees
5.375% 5.508% 0.596 Points Low Rate, Normal Fees
5.625% 5.675% 0.059 Points Competitive Rate, Less Fees
5.875% 5.916% -0.686 Points Lowest Total, Lender Credit

FHA 30 YR Fixed Rate Options

Rate APR Points Option
5.375% 6.304% 1.945 Points Lowest Rate, Higher Fees
5.625% 6.440% 0.754 Points Low Rate, Normal Fees
6.000% 6.756% 0.117 Points Competitive Rate, Less Fees
6.500% 7.251% -0.790 Points Lowest Total, Lender Credit

FHA 15 YR Fixed Rate Options

Rate APR Points Option
5.125% 6.085% 1.501 Points Lowest Rate, Higher Fees
5.625% 6.477% 0.797 Points Low Rate, Normal Fees
6.125% 6.857% 0.036 Points Competitive Rate, Less Fees
6.250% 6.978% -0.460 Points Lowest Total, Lender Credit

VA 30 YR Fixed Rate Options

Rate APR Points Option
5.250% 5.634% 1.742 Points Lowest Rate, Higher Fees
5.500% 5.790% 0.693 Points Low Rate, Normal Fees
5.875% 6.106% 0.023 Points Competitive Rate, Less Fees
6.125% 6.358% -0.858 Points Lowest Total, Lender Credit

VA 15yr Fixed Rate Options

Rate APR Points Option
4.875% 5.544% 1.854 Points Lowest Rate, Higher Fees
5.375% 5.909% 0.966 Points Low Rate, Normal Fees
5.625% 6.071% 0.397 Points Competitive Rate, Less Fees
6.125% 6.513% -0.712 Points Lowest Total, Lender Credit

Jumbo 30 YR Fixed Rate Options

Rate APR Points Option
5.750% 5.918% 1.696 Points Lowest Rate, Higher Fees
5.990% 6.081% 0.856 Points Low Rate, Normal Fees
6.250% 6.261% 0.007 Points Competitive Rate, Less Fees
6.490% 6.501% -0.701 Points Lowest Total, Lender Credit

Jumbo 15 YR Fixed Rate Options

Rate APR Points Option
5.625% 5.881% 1.529 Points Lowest Rate, Higher Fees
5.875% 5.975% 0.529 Points Low Rate, Normal Fees
6.000% 6.041% 0.154 Points Competitive Rate, Less Fees
6.250% 6.267% -0.471 Points Lowest Total, Lender Credit

USDA 30 YR Fixed Rate Options

Rate APR Points Option
5.375% 6.024% 1.798 Points Lowest Rate, Higher Fees
5.625% 6.158% 0.566 Points Low Rate, Normal Fees
5.750% 6.259% 0.299 Points Competitive Rate, Less Fees
5.990% 6.472% -0.674 Points Lowest Total, Lender Credit

Home | Mortgage | Page 8


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