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Mortgage Articles

Mortgage Articles and News: Before you purchase a new home or refinance your current property learn everything you can about what a mortgage is, how the mortgage process works, and how to make the best mortgage decision for your situation.

  • Georgia closing costs

    Top 3 Mortgage Closing Costs: What is the Attorney Fee for Closing on a House?

    Closing costs can seem daunting but they don’t have to be. This guide will help you become well informed before you… Read 4 min read

  • mortgage refinance

    What is a Preferred Lender and Should You Use Them? 5 Top Questioned Answered

    Simply put, a preferred lender is a mortgage lender or mortgage broker who is recommended from a specific source. Your real… Read 4 min read

  • 10% down jumbo loan

    Great Tips On How to Get a Jumbo Loan with 10 Down

    Jumbo loans with 10 down are not as uncommon as you might think. Many home buyers are looking to buy more… Read 4 min read

  • Down payment amount on a $700,000 house

    How Much is a Down Payment Amount on a $700,000 Home?

    Ideally, the down payment on any new home purchase should be at least 20%, although recent changes in lending have resulted… Read 4 min read

  • Down payment amount on a $475,000 house

    What’s the Down Payment on a $475,000 Home?

    The typical down payment on any new home purchase is ideally at least 20%, although recent changes in lending have resulted… Read 4 min read

  • Down payment amount on a $550,000 house

    How Much is a Down Payment for a $550,000 Home?

    Ideally, the down payment on any new home purchase should ideally be at least 20%, although recent changes in lending have… Read 4 min read

  • USDA Home Loan Cashout your equity

    Can I Cash Out Home Equity with a USDA Loan?

    There are many homeowners out there with USDA home loans. USDA loans offer many great benefits to home buyers in rural… Read 4 min read

  • Down payment amount on a $250,000 house

    What is the Down Payment Amount on a $250,000 Home?

    Ideally, the down payment on any new home purchase should ideally be at least 20%, although recent changes in lending have… Read 4 min read

  • How to qualify for a cashout refinance

    How to Qualify for a Cash-Out Refinance

    When it comes to a cash-out refinance, a high credit score is an absolute must. A lower credit score can result… Read 7 min read

  • What is the down payment for a $300,000 house?

    How Much is the Down Payment for a $300,000 House?

    The down payment on a new home should be at least twenty percent, although recent changes in lending have resulted in… Read 8 min read

  • Are conventional loan rates higher than other types of mortgages

    Are Conventional Loan Rates Higher Than Other Mortgages?

    Conventional loans are the bedrock of mortgage lending. Probably the cheapest mortgage options to refinance or finance, conventional loans are readily… Read 10 min read

  • how to remove PMI

    How to Remove PMI: Get Rid of Conventional PMI or FHA MIP

    Eliminate Mortgage Insurance Premiums PMI can be a huge cost for homeowners – usually $100 to $300 every month. Fortunately, you… Read 14 min read

  • Which type of mortgage companyWill Offer you the best deal

    4 Types of Mortgage Lenders: Which Has the “Best Deal”?

    There are 4 main types of mortgage companies, and the best one for you will depend on your unique circumstance: Banks… Read 6 min read

  • What is the average mortgage payment

    What is the Average Mortgage Payment in Atlanta, GA?

    Most Atlanta home buyers are looking at one thing when it comes to their mortgage loans: How much is my monthly… Read 4 min read

  • What you should know about FHA loans

    Atlanta Home Buyers: What You Need to Know About FHA Loans 2022

    For the most part, buying a home in Atlanta, GA is just like buying a house in any part of the… Read 4 min read

  • Pros and Cons of Conventional and FHA

    Conventional Loan vs. VA Loan: The Pros and Cons

    Conventional Loan Vs VA Loan Overview When choosing between a conventional loan or a VA loan, the obvious choice would be… Read 9 min read

  • Down payment amount on a $600,000 house

    What is the Down Payment for a $600,000 Home?

    Ideally, the down payment on any new home purchase should ideally be at least 20%, although recent changes in lending have… Read 4 min read

  • Advantages and Disadvantages of Refinancing Your Mortgage

    The Advantages and Disadvantages of Refinancing Your Mortgage

    For every homeowner, a big question always comes up down the road: is it worth refinancing your mortgage? People refinance for… Read 8 min read

  • How to Leverage Your Home Equity into a Lower Mortgage Rate

    If you own a home and have built up a healthy amount of home equity, you will be in a good… Read 5 min read

  • FHA Loan Limits in Atlanta, GA

    FHA loans backed by the Federal Housing Administration help many first-time home buyers get into their homes each year. This is… Read 3 min read

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Today's Mortgage Rates for
July, 30 2026

Conventional 30 YR Fixed Rate Options

Rate APR Points Option
6.250% 6.429% 1.596 Points Lowest Rate, Higher Fees
6.500% 6.586% 0.626 Points Low Rate, Normal Fees
6.625% 6.671% 0.207 Points Competitive Rate, Less Fees
6.875% 6.901% -0.707 Points Lowest Total, Lender Credit

Conventional 15 YR Fixed Rate Options

Rate APR Points Option
5.500% 5.830% 1.844 Points Lowest Rate, Higher Fees
5.750% 5.943% 0.971 Points Low Rate, Normal Fees
6.000% 6.072% 0.192 Points Competitive Rate, Less Fees
6.375% 6.417% -0.769 Points Lowest Total, Lender Credit

FHA 30 YR Fixed Rate Options

Rate APR Points Option
5.750% 6.631% 1.387 Points Lowest Rate, Higher Fees
5.875% 6.687% 0.689 Points Low Rate, Normal Fees
6.125% 6.871% 0.003 Points Competitive Rate, Less Fees
6.250% 6.997% -0.514 Points Lowest Total, Lender Credit

FHA 15 YR Fixed Rate Options

Rate APR Points Option
5.125% 6.139% 1.833 Points Lowest Rate, Higher Fees
5.500% 6.328% 0.660 Points Low Rate, Normal Fees
5.990% 6.718% 0.018 Points Competitive Rate, Less Fees
6.125% 6.851% -0.695 Points Lowest Total, Lender Credit

VA 30 YR Fixed Rate Options

Rate APR Points Option
5.750% 6.098% 1.249 Points Lowest Rate, Higher Fees
5.875% 6.166% 0.641 Points Low Rate, Normal Fees
6.000% 6.232% 0.011 Points Competitive Rate, Less Fees
6.250% 6.484% -0.525 Points Lowest Total, Lender Credit

VA 15yr Fixed Rate Options

Rate APR Points Option
5.125% 5.794% 1.829 Points Lowest Rate, Higher Fees
5.500% 5.986% 0.656 Points Low Rate, Normal Fees
5.875% 6.270% 0.064 Points Competitive Rate, Less Fees
6.125% 6.513% -0.699 Points Lowest Total, Lender Credit

Jumbo 30 YR Fixed Rate Options

Rate APR Points Option
5.875% 6.029% 1.533 Points Lowest Rate, Higher Fees
6.000% 6.096% 0.908 Points Low Rate, Normal Fees
6.125% 6.162% 0.283 Points Competitive Rate, Less Fees
6.375% 6.386% -0.717 Points Lowest Total, Lender Credit

Jumbo 15 YR Fixed Rate Options

Rate APR Points Option
5.625% 5.941% 1.903 Points Lowest Rate, Higher Fees
5.875% 6.033% 0.899 Points Low Rate, Normal Fees
6.125% 6.153% 0.068 Points Competitive Rate, Less Fees
6.375% 6.392% -0.511 Points Lowest Total, Lender Credit

USDA 30 YR Fixed Rate Options

Rate APR Points Option
5.625% 6.283% 1.839 Points Lowest Rate, Higher Fees
5.875% 6.405% 0.504 Points Low Rate, Normal Fees

Home | Florida Mortgages | Page 9


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