In this article
- #10 Migration is Poppin’
- #9 Good Economy for Business
- #8 Low Cost of Living
- #7 A Thriving Job Market
- #6 A Major Airport
- #5 A Great Place to Build a Nest Egg
- #4 Attractive Geography & Climate
- #3 A Balanced Political Reputation
- #2 Outdoor Recreation
- #1 Affordable Homeownership
- Contact Us for Mortgage Rates in Georgia
So much of what we do in life is impacted by where we live. Career, lifestyle, and overall happiness are closely connected to location.
Many young professionals looking to put down roots are choosing Georgia as their new home. However, the Peach State’s reputation still tends to fly under the radar.
That’s why we’re highlighting 10 reasons why Georgia is perfect for young people starting their careers. We’ll also go over why homeownership in the state is a smart move and how first-time homebuyers can get mortgage rates in Georgia when they’re ready.Check your home buying options. Start Here! (Feb 22nd, 2024)
#10 Migration is Poppin’
The US population is on the move. Domestic migration has increased over the last several years, largely due to individual employment changes and a shift to remote working.
Georgia is no exception. US Census numbers show the state’s population grew 1.9% between April 1, 2020, and July 1, 2022. As of 2022, it was the eighth most populous state.
Why this matters for young professionals – population growth is like economic fuel. More people equals more jobs, business expansion, housing available, and cultural diversity.
Atlanta has seen steady growth over the past several years. Smaller communities like Pooler, Woodstock City, and Suwanee are among the fastest-growing cities in Georgia, offering attractive home values, safety, and solid infrastructure.See how much home you can afford. Start Here! (Feb 22nd, 2024)
#9 Good Economy for Business
If you’re a young professional, career growth is likely a major consideration when scouting for a place to relocate. You want and need a region with a strong economy and a diverse (and growing) business market. Georgia has both.
An annual study by CNBC analyzed different economic and business metrics to shed light on how each state stacks up against the rest of the country.
Here’s a snapshot of where Georgia stands:
- #1 for infrastructure
- #4 for economy
- #8 for workforce
When it comes to business opportunities and job security, Georgia is a smart move if you’re a young professional at the beginning of your career.
#8 Low Cost of Living
It’s a top-of-mind topic for people across the country. The cost of living is a growing concern and hardship many individuals and families must navigate.
This is an area where Georgia shines. Currently, the state boasts the 5th lowest cost of living in the country, with prices for essentials like utilities and groceries well below other regions.
And while mortgage rates in Georgia and beyond are always fluctuating, the state’s housing costs are over 25% lower than the national average. This opens up a lot of opportunities for young professionals looking to become first-time home buyers.
For young go-getters not yet ready to think about homeownership, Georgia is a great place to rent. The state’s rental prices sit well below the national average.Get your free rate quote. Start Here! (Feb 22nd, 2024)
#7 A Thriving Job Market
Many people don’t associate Georgia with tech. But for years, Atlanta has remained a beehive of technical development. Known as the “Silicon Peach,” the growing tech city is an exciting spot for young professionals working in software engineering, network security, health tech, and fintech.
But it doesn’t stop at technology. Many industry behemoths have headquarters in Georgia. These include:
- The Home Depot
- Delta Air Lines
- Cox Media Group
- GE Energy Management Services, LLC
This diverse business landscape along with a prosperous economy makes Georgia an exciting option for young individuals and families.Find your lowest mortgage rate. Start Here! (Feb 22nd, 2024)
#6 A Major Airport
The Hartsfield-Jackson Atlanta International Airport (ATL) is a monster. When it comes to volume, it’s the busiest airport in the country.
Delta’s primary hub is located at ATL, and from there they fly to approximately 225 destinations. In 2022, the airline’s passenger traffic out of ATL was over 30 million.
With over 150 direct flights to domestic locations, the airport is convenient (to say the least) if you’re a frequent-flying young professional. ATL is also a major international hub, connecting travelers to a total of 46 countries.
#5 A Great Place to Build a Nest Egg
As a young person, building a sound financial future while also focusing on career goals can be overwhelming. If you’re ready to start investing in your future early, you may need to cut corners.
Georgia has a low tax burden, which means residents enjoy lower property and sales taxes than in most other states. This makes saving and financial planning much easier.
Other factors that make Georgia a smart move include:
- Affordable land
- A mix of large cities and small towns to settle down in
- Plenty of housing availability
- Many family-friendly cities and neighborhoods
- Great universities
If you’re ready to settle down and start planning for your future, keep in mind that mortgage rates in Georgia can be low at times, which makes homeownership more attainable.Ready to make a move. Start Here! (Feb 22nd, 2024)
#4 Attractive Geography & Climate
Georgia’s landscape is as diverse as its economy. The state has it all, from coastal beaches to the Blue Ridge Mountains. This means young professionals can easily escape the city frenzy to unwind.
Georgia is also known for its quaint southern towns, many of which are located in beautiful rural areas. These charming towns scattered across the state make for perfect weekend getaways.
As far as the climate, Georgia is mild but still has four seasons. The summers are warm and winters are short and forgiving. Fall months are cool and colorful as the leaves change to vibrant reds and oranges in October and November.
#3 A Balanced Political Reputation
Georgia is a purple state, which means both political parties have strong voter support. This makes for a diverse political climate, with a healthy mix of conservative and liberal viewpoints.
Recently, the state’s political landscape has seen a shift, becoming more competitive. This may appeal to young professionals who are politically active and enjoy an exciting and dynamic energy.
Additionally, Georgia’s political neutrality has created an atmosphere where civic engagement is encouraged. Young professionals have a chance to foster a positive environment within their community through volunteerism and direct political involvement.
#2 Outdoor Recreation
Georgia’s diverse landscapes offer seemingly unlimited options for the outdoor adventure seeker. Here are some of the most popular ways residents enjoy the state’s natural beauty:
- Hiking – The Appalachian Mountains are a hiking hotspot, with a vast array of trails, including the beautiful Appalachian Trail.
- Camping – Georgia is full of state parks spanning different geographic regions.
- Beaches – The Georgia coast offers swimming, surfing, boating, and sunbathing at popular destinations like Jekyll Island and Tybee Island.
- Water Recreation – In addition to beach activities, Georgia offers kayaking, canoeing, and fishing on its many lakes and rivers.
- Rock Climbing: There are plenty of options for thrill seekers at locations like Mount Yonah, Boat Rock, Tallulah Gorge, and more.
- Biking – The state has plenty of scenic biking trails for all skill levels.
- Historical Sites: Georgia has a rich history represented by its many sites and landmarks like the Savannah Historic District, Ocmulgee Mounds National Historical Park, and Fort Pulaski National Monument.
#1 Affordable Homeownership
If you’re a young professional ready to become a first-time homebuyer and build equity, Georgia offers many benefits. The state’s reasonable home prices and healthy real estate market make finding local realtors and mortgage lenders a breeze.
Working with a Georgia realtor is important. They’ll put their deep understanding of the market to work for you and assist in the homebuying process. This includes:
- Finding houses that match your dreams and budget
- Scheduling a home inspection
- Getting your offer accepted
- Setting you up with a lender that excels at getting mortgage rates in Georgia
- Helping with homeowners insurance
- Assisting with the closing process
Buying your first home can be hectic. However, given Georgia’s overall affordability and the resilience of its real estate market, it’s a perfect region to embark on homeownership.Find your lowest mortgage rate. Start Here! (Feb 22nd, 2024)
Contact Us for Mortgage Rates in Georgia
If you’ve found your dream home and are ready to pull the trigger, we can help. We make the process of getting mortgage rates in Georgia fast and easy.