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Mortgage Articles

Mortgage Articles and News: Before you purchase a new home or refinance your current property learn everything you can about what a mortgage is, how the mortgage process works, and how to make the best mortgage decision for your situation.

  • Alpharetta GA, style and suburban comfort

    Urban Style Meets Suburban Comfort: Enjoy the Best of Both Worlds in Alpharetta, Georgia

    Key Takeaways: Are you craving big-city excitement without the chaos of downtown living? Do you love world-class dining and shopping, but… Read More 6 min read

  • Falling interest rates and home prices

    What Do Falling Interest Rates Mean for Home Loans?

    On September 18, the Fed announced it would drop interest rates by 50 basis points. Even though there’s a flurry of… Read More 5 min read

  • johns creek ga, a neighborhood for families and investors

    Why You Should Move to Johns Creek: Exploring Georgia’s Premier Neighborhood for Families and Investors

    Key Takeaways: In 1981, a group of Georgia Tech graduates had the brilliant idea of purchasing 1,700 acres of land near… Read More 5 min read

  • buy now or face a bidding war

    Checkmate the Market: Buy Now or Face the Bidding Wars to Come

    Key Takeaways: Opening Gambit: Whether You’re a First-Time or a Seasoned Pro Whether you’re a first time home buyer or an… Read More 7 min read

  • Preparing for the rate rush

    How Mortgage Lenders in Georgia Help You Prepare for the Rate Rush

    Key Takeaways Whether you’re a first-time homebuyer or an experienced one, the upcoming drop in mortgage rates in Georgia has everyone… Read More 6 min read

  • Georgia Neighborhoods guide

    Your Friendly Georgia Neighborhood Guide

    Key Takeaways Whether you’re a first time home buyer or a seasoned homeowner, buying now versus later is more critical than… Read More 6 min read

  • the fed controls rates and housing prices

    The Fed’s Baton: Conducting the Symphony of Mortgage Rates and Home Prices

    Key Takeaways: The Overture: Setting the Stage Anew Whether you’re a first-time homebuyer or an experienced one, the Federal Reserve’s decisions… Read More 7 min read

  • is a realtor the right copilot for your home buying journey

    Is a Realtor the Right Co-Pilot for Your Journey? How the Best Mortgage Companies Can Keep You on Course

    On the Road as a First Time Home Buyer: Realtor as Co-Pilot or Driving Solo? Becoming a first time home buyer—it’s… Read More 7 min read

  • school districts impact first time home buyers

    How School Districts Impact a First Time Home Buyer

    Key Takeaways For the first time home buyer, there are many competing factors to consider when choosing a house. Purchasing a… Read More 6 min read

  • setting a budget from your monthly house payment

    Setting a Budget: Work Backwards from Your Monthly Payment

    Whether you’re a first-time home buyer or a 7th generation rancher who owns a third of Montana (Someone just binge-watched Yellowstone.),… Read More 5 min read

  • Mortgage Advice with Alvaro

    Mortgage Advice with Alvaro: Be Ready When Mortgage Rates Drop in Georgia

    Key Takeaways: It was good news for the housing market this week as mortgage rates fell to their lowest level in… Read More 6 min read

  • closing costs on a $325,000 house

    How Much Are Closing Costs on a $325,000 House?

    Closing cost are the service fees and taxes associated with the mortgage process. In most scenarios you will pay closing costs… Read More 2 min read

  • understanding non warrantable condos

    Understanding Non-Warrantable Condos and Their Impact on Mortgage Rates in Georgia

    Whether you’re a seasoned home buyer or just starting out in your mortgage journey, navigating the ins and outs of the… Read More 6 min read

  • The importance of closing disclosures

    Key Requirements to Buy a House: The Importance of Closing Disclosures

    One of the most important and overlooked steps for a first time home buyer is to check the closing disclosure document. … Read More 6 min read

  • Decoding investment properties

    Decoding Investment Property Mortgages: Which One is Your Perfect Match?

    When it comes to mortgage rates in Georgia, picking the right investment property mortgage is like trying to choose the perfect… Read More 5 min read

  • rate change is in the air, refinance time is now

    Rate Change is in the Air: Time to Consider Your Mortgage Refinance Options

    High interest rates have held would-be home buyers at bay and made it tough for owners ready to pull the trigger… Read More 6 min read

  • get cash out of your equity with a cash out refinance

    Turn Your Home Equity Into Capital With a Cash-Out Refinance

    Key Takeaways  Is a Cash-Out Refinance Right for You? There are many ways to refinance a mortgage and even more reasons… Read More 6 min read

  • how long does it take to buy a house

    How Long Does it Take to Buy a Home?

    For almost every first time home buyer with common mortgage types (like the FHA loan), the purchase process lasts a month… Read More 6 min read

  • georgia real estate is heating up

    The Summer Georgia Real Estate Market is Heating Up – Everything You Need to Know in July

    Key Takeaways  Is It Finally Time to Buy?  Sellers list more houses each month in preparation for falling mortgage rates in… Read More 6 min read

  • closing costs and how they protect you

    An Inside Look at Closing Costs and How They Protect You

    Figuring out a home’s affordability isn’t as simple as looking at the sales price and weighing it against your budget. When… Read More 7 min read

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Today's Mortgage Rates for
November, 27 2025

Conventional 30 YR Fixed Rate Options

Rate APR Points Option
5.625% 5.793% 1.550 Points Lowest Rate, Higher Fees
5.875% 5.978% 0.841 Points Low Rate, Normal Fees
6.000% 6.058% 0.350 Points Competitive Rate, Less Fees
6.375% 6.400% -0.463 Points Lowest Total, Lender Credit

Conventional 15 YR Fixed Rate Options

Rate APR Points Option
4.875% 5.198% 1.839 Points Lowest Rate, Higher Fees
5.375% 5.508% 0.596 Points Low Rate, Normal Fees
5.625% 5.675% 0.059 Points Competitive Rate, Less Fees
5.875% 5.916% -0.686 Points Lowest Total, Lender Credit

FHA 30 YR Fixed Rate Options

Rate APR Points Option
5.375% 6.304% 1.945 Points Lowest Rate, Higher Fees
5.625% 6.440% 0.754 Points Low Rate, Normal Fees
6.000% 6.756% 0.117 Points Competitive Rate, Less Fees
6.500% 7.251% -0.790 Points Lowest Total, Lender Credit

FHA 15 YR Fixed Rate Options

Rate APR Points Option
5.125% 6.085% 1.501 Points Lowest Rate, Higher Fees
5.625% 6.477% 0.797 Points Low Rate, Normal Fees
6.125% 6.857% 0.036 Points Competitive Rate, Less Fees
6.250% 6.978% -0.460 Points Lowest Total, Lender Credit

VA 30 YR Fixed Rate Options

Rate APR Points Option
5.250% 5.634% 1.742 Points Lowest Rate, Higher Fees
5.500% 5.790% 0.693 Points Low Rate, Normal Fees
5.875% 6.106% 0.023 Points Competitive Rate, Less Fees
6.125% 6.358% -0.858 Points Lowest Total, Lender Credit

VA 15yr Fixed Rate Options

Rate APR Points Option
4.875% 5.544% 1.854 Points Lowest Rate, Higher Fees
5.375% 5.909% 0.966 Points Low Rate, Normal Fees
5.625% 6.071% 0.397 Points Competitive Rate, Less Fees
6.125% 6.513% -0.712 Points Lowest Total, Lender Credit

Jumbo 30 YR Fixed Rate Options

Rate APR Points Option
5.750% 5.918% 1.696 Points Lowest Rate, Higher Fees
5.990% 6.081% 0.856 Points Low Rate, Normal Fees
6.250% 6.261% 0.007 Points Competitive Rate, Less Fees
6.490% 6.501% -0.701 Points Lowest Total, Lender Credit

Jumbo 15 YR Fixed Rate Options

Rate APR Points Option
5.625% 5.881% 1.529 Points Lowest Rate, Higher Fees
5.875% 5.975% 0.529 Points Low Rate, Normal Fees
6.000% 6.041% 0.154 Points Competitive Rate, Less Fees
6.250% 6.267% -0.471 Points Lowest Total, Lender Credit

USDA 30 YR Fixed Rate Options

Rate APR Points Option
5.375% 6.024% 1.798 Points Lowest Rate, Higher Fees
5.625% 6.158% 0.566 Points Low Rate, Normal Fees
5.750% 6.259% 0.299 Points Competitive Rate, Less Fees
5.990% 6.472% -0.674 Points Lowest Total, Lender Credit

Home | Mortgage | Page 6


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