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Home Buying Articles

These are articles related to the home buying process, the different purchase options available to a homebuyer and other helpful resources related to purchasing a a new property.

  • usda rural development loans

    RD Loans: Are You Eligible for a USDA Rural Development Loan?

    USDA Rural Development loans, are a type of housing loan program that helps low- and moderate-income families buy homes in rural… Read More 13 min read

  • how to buy a house with no money

    How to Buy a House with No Money: Top Strategies for Homebuyers

    Looking to purchase a house with no money? It’s possible. Many buyers opt for a minimal down payment, which allows them… Read More 9 min read

  • 5 down mortgage loan

    Getting a 5% Down Mortgage Loan on Your New Home

    Dreaming of homeownership but don’t have a massive savings account? A 5% down mortgage might be your ticket to home ownership!… Read More 10 min read

  • usda vs va loan

    USDA vs VA Loan: Best Options, Benefits, and Eligibility Explained

    Potential homebuyers with military backgrounds or those looking to settle in rural areas have excellent mortgage opportunities with VA and USDA… Read More 11 min read

  • FHA loan for a duplex

    Everything You Need to Know About an FHA Loan for a Duplex Purchase

    So what exactly makes FHA loans such a powerful tool for duplex purchases? Well, they’re government-backed mortgage options that open doors… Read More 15 min read

  • first time homebuyer programs

    Top First Time Home Buyer Programs in Georgia

    Are you a first time home buyer in Georgia? We’ve put together this comprehensive guide to walk you through all those… Read More 8 min read

  • what is upfront underwriting

    What Is Upfront Underwriting? The Upfront Approval Guarantee

    If you’re asking yourself if guaranteed mortgage approval is for you, here’s what you need to know. This article will break… Read More 8 min read

  • best georgia mortgage broker

    Finding the Best Georgia Mortgage Lender – A Guide to Your Best Mortgage Options

    Are you searching for the best Georgia mortgage brokers? In this article, we’ll provide you with the best mortgage options, current… Read More 9 min read

  • fha loan requirements

    Top Georgia FHA Loan Requirements You Need to Know

    Key Takeaways: FHA Loans With Good Terms In 2025, home buyers in Georgia will have a fantastic opportunity to get FHA… Read More 7 min read

  • interest only jumbo loan

    Unlock Your Dream Home with Our Revolutionary 40-Year Interest Only Jumbo Loan

    If you’ve ever dreamed of owning a luxury home but felt held back by the hefty monthly mortgage payments, we have… Read More 3 min read

  • how long is a mortgage preapproval good for?

    How Long is a Mortgage Preapproval Good For?

    How long is a pre approval good for? 120 days. Sometimes. But it can be different for your lender. Read on… Read More 11 min read

  • is georgia a good place to live

    Georgia On Your Mind?

    Key Takeaways Is Georgia a Good Place to Live? Georgia is both cosmopolitan and quaint. It’s steeped in history and leading… Read More 8 min read

  • buying a home in 2025

    New Year, New Home

    There’s something special about January. When we turn the calendar page to a new year, it can feel like a reset:… Read More 7 min read

  • homeone loan, a guide for first time home buyers

    Exploring the HomeOne Loan: A Comprehensive Guide for First-time Homebuyers

    Key takeaways: The 2024 market share for first-time homebuyers fell to a historic low of 24% (from 32% in 2023), while… Read More 6 min read

  • FHA Loan limit increase for 2026

    FHA Loan Limits Are Increasing for 2026: What It Means for Homebuyers

    Key Takeaways What Are FHA Loan Limits and Why Are They Increasing? If you’re a first time home buyer or even… Read More 6 min read

  • your path to home ownership

    Understanding FHA Loan Qualifications: Your Path to Homeownership

    Key Takeaways What is an FHA Loan? For a first time home buyer or an experienced buyer looking for an option… Read More 6 min read

  • getting a zero down loan

    Why Getting A 0% Down Home Loan Is Easier Than You Think

    Key Takeaways: With 80% of people under 30 thinking the American dream is a thing of the past, home ownership has… Read More 5 min read

  • More houses are hitting the market - here's how to make a strong offer

    More Houses Are Hitting the Market–Here’s How to Make the Strongest Offer Possible

    Key Takeaways If you’ve been biding your time, monitoring the housing market and interest rates, waiting for the right moment to… Read More 6 min read

  • community lending program for first time home buyers

    Take Advantage of the MortgageRight Community Lending Program as a First Time Home Buyer

    If you’re a first time home buyer special lending programs can help, and the MortgageRight Community Lending Program is ideal for first… Read More 4 min read

  • Roswell, Sandy Springs and Decatur neighborhoods

    Roswell, Decatur, & Sandy Springs: Pre Approved Home Loans Put These Superb Suburbs Within Reach

    Key Takeaways: Just outside Atlanta’s 285 Perimeter lie the charming suburbs of Roswell, Decatur, and Sandy Springs. Whether you’re a first-time… Read More 7 min read

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Today's Mortgage Rates for
March, 10 2026

Conventional 30 YR Fixed Rate Options

Rate APR Points Option
5.625% 5.818% 1.812 Points Lowest Rate, Higher Fees
5.990% 6.068% 0.567 Points Low Rate, Normal Fees
6.250% 6.283% 0.086 Points Competitive Rate, Less Fees
6.500% 6.526% -0.685 Points Lowest Total, Lender Credit

Conventional 15 YR Fixed Rate Options

Rate APR Points Option
5.000% 5.314% 1.773 Points Lowest Rate, Higher Fees
5.375% 5.501% 0.551 Points Low Rate, Normal Fees
5.500% 5.588% 0.301 Points Competitive Rate, Less Fees
5.875% 5.916% -0.576 Points Lowest Total, Lender Credit

FHA 30 YR Fixed Rate Options

Rate APR Points Option
5.500% 6.408% 1.712 Points Lowest Rate, Higher Fees
5.875% 6.682% 0.642 Points Low Rate, Normal Fees
6.000% 6.760% 0.158 Points Competitive Rate, Less Fees
6.375% 7.124% -0.493 Points Lowest Total, Lender Credit

FHA 15 YR Fixed Rate Options

Rate APR Points Option
5.125% 6.141% 1.841 Points Lowest Rate, Higher Fees
5.625% 6.475% 0.785 Points Low Rate, Normal Fees
6.250% 7.010% 0.199 Points Competitive Rate, Less Fees

VA 30 YR Fixed Rate Options

Rate APR Points Option
5.375% 5.749% 1.601 Points Lowest Rate, Higher Fees
5.500% 5.817% 0.983 Points Low Rate, Normal Fees
5.875% 6.136% 0.333 Points Competitive Rate, Less Fees
6.125% 6.358% -0.722 Points Lowest Total, Lender Credit

VA 15yr Fixed Rate Options

Rate APR Points Option
5.000% 5.616% 1.514 Points Lowest Rate, Higher Fees
5.375% 5.912% 0.987 Points Low Rate, Normal Fees
5.750% 6.141% 0.045 Points Competitive Rate, Less Fees
6.250% 6.639% -0.555 Points Lowest Total, Lender Credit

Jumbo 30 YR Fixed Rate Options

Rate APR Points Option
5.750% 5.941% 1.933 Points Lowest Rate, Higher Fees
6.125% 6.195% 0.627 Points Low Rate, Normal Fees
6.250% 6.282% 0.222 Points Competitive Rate, Less Fees
6.490% 6.501% -0.510 Points Lowest Total, Lender Credit

Jumbo 15 YR Fixed Rate Options

Rate APR Points Option
5.625% 5.933% 1.855 Points Lowest Rate, Higher Fees
5.875% 6.026% 0.855 Points Low Rate, Normal Fees
6.125% 6.159% 0.105 Points Competitive Rate, Less Fees
6.490% 6.508% -0.446 Points Lowest Total, Lender Credit

USDA 30 YR Fixed Rate Options

Rate APR Points Option
5.375% 6.003% 1.583 Points Lowest Rate, Higher Fees
5.500% 6.051% 0.760 Points Low Rate, Normal Fees
5.625% 6.109% 0.055 Points Competitive Rate, Less Fees
5.750% 6.230% -0.699 Points Lowest Total, Lender Credit

Home | Home Buying | Page 3


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