Home Buying Articles

More Houses Are Hitting the Market–Here’s How to Make the Strongest Offer Possible

Key Takeaways More homes are coming on the market, increasing opportunities for buyers. It’s not enough to have home loan pre… Read 6 min read

Take Advantage of the MortgageRight Community Lending Program as a First Time Home Buyer

If you're a first time home buyer special lending programs can help, and the MortgageRight Community Lending Program is ideal for first… Read 4 min read

Roswell, Decatur, & Sandy Springs: Pre Approved Home Loans Put These Superb Suburbs Within Reach

Key Takeaways: Roswell, Decatur, and Sandy Springs are ideal for families, professionals, and retirees alike. A pre approved home loan or… Read 7 min read

Top 5 Myths About USDA Loan Eligibility

Key Takeaways USDA loans offer 100% financing with no down payment. Many suburban areas qualify for USDA loans, debunking the myth… Read 6 min read

A USDA Loan Can Open Doors for First-Time Homebuyers

Key Takeaways: A USDA loan allows borrowers with low to moderate income to purchase homes in rural areas.  If your income… Read 7 min read

Understanding a USDA Loan: 100% Financing Means No Down Payment

Key Takeaways: A USDA loan is a government-backed loan that provides 100% financing for eligible buyers and properties. Properties must lie… Read 6 min read

How to Qualify for a USDA Loan in Georgia

Key Takeaways USDA loans offer 0% down financing across much of rural and suburban Georgia, including many areas just outside Atlanta,… Read 10 min read

Fed Rate Cut Mortgage Calculator: How Much House Can You Afford Now?

Whether you’re a first time home buyer or looking to refinance your loan, it can feel daunting trying to negotiate favorable… Read 6 min read

What Do Falling Interest Rates Mean for Home Loans?

On September 18, the Fed announced it would drop interest rates by 50 basis points. Even though there’s a flurry of… Read 5 min read

Checkmate the Market: Buy Now or Face the Bidding Wars to Come

Key Takeaways: Interest rates may drop soon, but waiting could mean facing intense competition, potentially leading to a stressful home-buying experience.… Read 7 min read

How Mortgage Lenders in Georgia Help You Prepare for the Rate Rush

Key Takeaways Prepare Now: The anticipated rate drop will create a competitive, fast-paced market. Preparing now is crucial. Learn from the… Read 6 min read

Your Friendly Georgia Neighborhood Guide

Key Takeaways Purchasing a property now can shield you from intense bidding wars as the market gains momentum. Learn about some… Read 5 min read

How School Districts Impact a First Time Home Buyer

Key Takeaways Public schools receive funding through local property taxes and state and federal funding. Thus, property taxes and home values… Read 6 min read

Setting a Budget: Work Backwards from Your Monthly Payment

Whether you’re a first-time home buyer or a 7th generation rancher who owns a third of Montana (Someone just binge-watched Yellowstone.),… Read 5 min read

Mortgage Advice with Alvaro: Be Ready When Mortgage Rates Drop in Georgia

Key Takeaways: Mortgage rates in Georgia have dropped to their lowest level in over a year, boosting buying power and offering… Read 6 min read

Understanding Non-Warrantable Condos and Their Impact on Mortgage Rates in Georgia

Whether you're a seasoned home buyer or just starting out in your mortgage journey, navigating the ins and outs of the… Read 6 min read

Key Requirements to Buy a House: The Importance of Closing Disclosures

One of the most important and overlooked steps for a first time home buyer is to check the closing disclosure document. A… Read 6 min read

Decoding Investment Property Mortgages: Which One is Your Perfect Match?

When it comes to mortgage rates in Georgia, picking the right investment property mortgage is like trying to choose the perfect… Read 5 min read

How Long Does it Take to Buy a Home?

For almost every first time home buyer with common mortgage types (like the FHA loan), the purchase process lasts a month… Read 6 min read

An Inside Look at Closing Costs and How They Protect You

Figuring out a home’s affordability isn’t as simple as looking at the sales price and weighing it against your budget. When… Read 7 min read