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Home Buying Articles

These are articles related to the home buying process, the different purchase options available to a homebuyer and other helpful resources related to purchasing a a new property.

  • the top mortgage lenders and finding the right loan for you

    Top Mortgage Lenders: Types, Decision Factors, and Finding the Right Loan

    Searching for the right lender? This article breaks down different mortgage lender types, key evaluation factors, and tips for choosing the… Read More 9 min read

  • Simplify your VA mortgage pre approval

    VA Mortgage Pre Approval: Your Step-by-Step Guide to Simplify the Process

    VA mortgage pre approval tells you how much you can borrow and shows sellers you are serious. It’s a must for… Read More 10 min read

  • What are seller's concessions

    What Are Seller’s Concessions? A Comprehensive Guide for Buyers and Sellers

    Seller’s concessions are payments the seller makes to cover some of the buyer’s costs during a home purchase, such as closing… Read More 14 min read

  • top first time homebuyer programs

    Top First Time Home Buying Programs to Help You Secure Your Dream Home

    Want to buy your first home? First time home buying programs can help. They offer financial assistance, lower down payments, and… Read More 10 min read

  • How to get the best preapproval letter

    How to Obtain the Best Preapproval Letter for Your Mortgage

    A preapproval letter confirms how much you can borrow for a home, based on a detailed review of your finances. This… Read More 13 min read

  • alternatives to 203k loans and homestyle renovation loans

    Why a Standard FHA Loan Might Be the Smarter Choice for Your Next Home

    When house hunting, many buyers dream of finding a property with “good bones” that just needs some love—leading them to consider… Read More 2 min read

  • your guide to fha mortgage down payment requirements

    Complete Guide to FHA Mortgage Down Payment Requirements in 2026

    Wondering about the down payment needed for an FHA mortgage down payment? This guide explains the minimum requirements, factors that impact… Read More 11 min read

  • changing mortgage lenders before you close

    How to Navigate Changing Lenders Before Closing a Mortgage

    Thinking of changing lenders before closing your mortgage? This article explains why you might want to switch, how to do it,… Read More 8 min read

  • mortgage loan comparison

    Top Mortgage Loan Comparison: Find the Best Rates Today

    Looking for the best mortgage loan? Our mortgage loan comparison guide gives you the tools and tips to find the right… Read More 13 min read

  • 1031 real estate exchange rules

    Mastering 1031 Real Estate Exchange Rules: A Quick Guide

    Understanding 1031 real estate exchange rules is key to deferring capital gains taxes when swapping investment properties. This guide covers the… Read More 11 min read

  • How this year will be a buyers market

    The Shift Is Here: How 2026 Will Become a Buyer’s Market

    For the past few years the real estate market has been a seller’s market. Limited inventory, historically low interest rates and… Read More 5 min read

  • 5% down payment on a new house

    Top Tips for Navigating a 5% Down Payment on Your New Home

    Wondering how to buy a home with just a 5% down payment? This article will present the benefits, types of loans… Read More 9 min read

  • FHA vs Conventional Mortgage Rates

    FHA vs Conventional Rates: Which Is Best for You?

    FHA loans usually have lower, stable rates while conventional mortgage rates depend more on your credit score. This article will compare… Read More 8 min read

  • switching jobs while buying a house

    Navigating the Challenges of Switching Jobs While Buying a House

    Switching jobs while buying a house can complicate your mortgage approval. Lenders look for job stability to ensure you can keep… Read More 10 min read

  • buying a house from a family member

    Best Practices for Buying a House from a Family Member

    Buying a house from a family member can be advantageous but requires careful handling. This article will guide you through the… Read More 8 min read

  • best mortgage in atlanta

    Best Mortgage in Atlanta, GA: Your Guide to Top Lenders

    Thinking about getting a mortgage in Atlanta, GA? This guide will help you understand mortgage options, navigate the home buying process,… Read More 8 min read

  • Rural Property Loans, a guide to USDA mortgages

    Best Loan for Rural Property: Your Guide to USDA Financing

    Are you looking to buy rural property but unsure how to finance it? This guide will help you understand the various… Read More 8 min read

  • fha loans and rates

    Top FHA Loans and Rates: Compare and Save Today

    Wondering if FHA loans could be your ticket to homeownership? FHA loans open doors with their super-low down payments and flexible… Read More 11 min read

  • How much money do i need to buy a house

    How Much Money Do You Need to Buy a House: A Complete Guide

    Understanding how much money you need to buy a house involves calculating the down payment, closing costs, and other fees. This… Read More 10 min read

  • how to buy a house in another state

    How to Purchase a Home in Another State: Expert Tips & Steps

    Buying a home in another state can be daunting, but with the right guidance, potential homebuyers can successfully buy a house… Read More 17 min read

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Today's Mortgage Rates for
May, 14 2026

Conventional 30 YR Fixed Rate Options

Rate APR Points Option
5.990% 6.174% 1.684 Points Lowest Rate, Higher Fees
6.250% 6.334% 0.611 Points Low Rate, Normal Fees
6.375% 6.417% 0.173 Points Competitive Rate, Less Fees
6.625% 6.651% -0.745 Points Lowest Total, Lender Credit

Conventional 15 YR Fixed Rate Options

Rate APR Points Option
5.250% 5.558% 1.721 Points Lowest Rate, Higher Fees
5.500% 5.684% 0.921 Points Low Rate, Normal Fees
5.750% 5.821% 0.191 Points Competitive Rate, Less Fees
6.000% 6.042% -0.472 Points Lowest Total, Lender Credit

FHA 30 YR Fixed Rate Options

Rate APR Points Option
5.375% 6.280% 1.701 Points Lowest Rate, Higher Fees
5.625% 6.444% 0.800 Points Low Rate, Normal Fees
5.750% 6.503% 0.115 Points Competitive Rate, Less Fees
5.875% 6.618% -0.425 Points Lowest Total, Lender Credit

FHA 15 YR Fixed Rate Options

Rate APR Points Option
4.875% 5.882% 1.814 Points Lowest Rate, Higher Fees
5.125% 5.995% 0.948 Points Low Rate, Normal Fees
5.375% 6.140% 0.282 Points Competitive Rate, Less Fees
5.750% 6.473% -0.441 Points Lowest Total, Lender Credit

VA 30 YR Fixed Rate Options

Rate APR Points Option
5.375% 5.750% 1.620 Points Lowest Rate, Higher Fees
5.500% 5.817% 0.981 Points Low Rate, Normal Fees
5.750% 6.012% 0.361 Points Competitive Rate, Less Fees
5.990% 6.221% -0.765 Points Lowest Total, Lender Credit

VA 15yr Fixed Rate Options

Rate APR Points Option
4.875% 5.538% 1.820 Points Lowest Rate, Higher Fees
5.125% 5.652% 0.944 Points Low Rate, Normal Fees
5.375% 5.813% 0.370 Points Competitive Rate, Less Fees
5.750% 6.134% -0.445 Points Lowest Total, Lender Credit

Jumbo 30 YR Fixed Rate Options

Rate APR Points Option
5.625% 5.788% 1.649 Points Lowest Rate, Higher Fees
5.875% 5.953% 0.732 Points Low Rate, Normal Fees
6.000% 6.038% 0.297 Points Competitive Rate, Less Fees
6.250% 6.260% -0.528 Points Lowest Total, Lender Credit

Jumbo 15 YR Fixed Rate Options

Rate APR Points Option
5.500% 5.825% 1.968 Points Lowest Rate, Higher Fees
5.875% 5.998% 0.678 Points Low Rate, Normal Fees
6.000% 6.045% 0.177 Points Competitive Rate, Less Fees
6.250% 6.267% -0.491 Points Lowest Total, Lender Credit

USDA 30 YR Fixed Rate Options

Rate APR Points Option
5.375% 5.991% 1.456 Points Lowest Rate, Higher Fees
5.500% 6.053% 0.780 Points Low Rate, Normal Fees
5.625% 6.137% 0.341 Points Competitive Rate, Less Fees
5.750% 6.230% -0.971 Points Lowest Total, Lender Credit

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