Moreira Team Mortgage Blog

Divorce & Mortgage Your Options During Separation

A common challenge that splitting couples face is divorcing with a mortgage. Divorce is by itself quite complicated and decisions about… Read More 8 min read

Case Study #7 – Jumbo Loan Without 20% Down

The Client Our client came to us wanting to purchase a luxury property. Client Requirement The client was looking to purchase… Read More 2 min read

What Credit Score is Needed to Buy a House – Are You Ready?

How to Improve Your Credit Score Before Buying a House Ever wonder what credit score is needed to buy a house?… Read More 4 min read

Case Study #6 – 100% Financed, VA Purchase Loan

The Client Our client came to us wanting to purchase a home with 100% financing. Client Requirement The client was looking… Read More 2 min read

How Much Are Closing Costs on a $700,000 House?

Closing cost are various fees associated with the mortgage process. On average the closing costs you will pay on any home… Read More 2 min read

Case Study #5 – Bigger Home and Better Schools, on a Budget

The Client Our client wanted to purchase a larger home located in a great school district. Client Requirement The client was… Read More 2 min read

Case Study #4 – Relocating on a Tight Schedule

The Client Our client was relocating for work and had to buy quickly. Client Requirement The client received a job offer and… Read More 2 min read

What Is a Decorating Allowance?

As this article explains, new home builders and sellers sometimes offer a “decorating allowance.” Simply put, a decorating allowance are extra… Read More 1 min read

Moreira Team Mortgage Ebook Library Recognized

Moreira Team was happy to see our mortgage ebook library mentioned in the March 7th Huffington Post article 4 Main Data… Read More 4 min read

The Home Loan Process

The Home Loan Process Step-by-Step To begin the home loan process call a mortgage advisor at 404-238-7888. You can also Get… Read More 2 min read

Case Study #3 – VA Streamline with a Lower Payment and Lower Rate

The Client Our client wanted to refinance his current VA loan. Client Requirement The client wanted to refinance, using his VA… Read More 2 min read

Case Study #2 – Low Down Payment and Specific Monthly Budget

The Client Our client was relocating to a new city and was looking for a home big enough for his family… Read More 2 min read

Home Purchase Agreement – Considering an Attorney

A home purchase is a complex process requiring a lot of helpful expertise. When you don't understand a home purchase contract, get an attorney to review it. Read More 5 min read

How to Pay Off Private Mortgage Insurance Early

What is PMI and the Benefits of Paying It Off Early. After a few years of accelerated mortgage payments I paid… Read More 4 min read

Adjustable or Fixed Rate Mortgage – What’s the Difference?

Fixed Rate Mortgage Your interest rate and mortgage payments stay the same throughout the term. This means you will always know… Read More 4 min read

Case Study #1 – Investment Property Cashflow

The Client Our client came to us wanting to purchase an investment property. Client Requirement The client wants to buy an income-producing… Read More 2 min read

Finding the Right Home to Buy

It is all about location, location, location. And this one fact will determine the cost of your new home more than… Read More 5 min read

Getting Started with Mortgage Basics

How Does a Mortgage Work? In plain English, a mortgage is a loan to buy a home Principal vs. InterestEarly on… Read More 3 min read

How to Make an Offer on a House

Knowing how to make an offer on a house purchase does not have to be a stressful experience when you have… Read More 2 min read

What is a Conditional Offer on a House?

Sometimes You Have To Make a Conditional Offer In some situations you have to add conditions to an offer on a… Read More 2 min read