Moreira Team Mortgage Blog

How Much is a Down Payment for a $625,000 Home?

The down payment on any new home purchase should ideally be at least 20%, although recent changes in lending have resulted… Read More 4 min read

What is Delayed Financing for Cash Buyers?

How Does Delayed Financing Work For Cash Buyers? The country is currently experiencing one of its all-time most competitive housing markets,… Read More 6 min read

How Much is a Down Payment on a $500,000 Home?

Commonly, the down payment on any new home purchase should be at least 20%, however recent changes in lending have resulted… Read More 4 min read

Jumbo Loans vs Conventional Loans

Which Is Better: Conventional Vs. Jumbo Loans? Overview of Conventional vs. Jumbo Loans Usually, the choice between a conventional or jumbo… Read More 3 min read

Moving Loans – Getting a Mortgage Loan While Relocating Without the Stress!

Moving Loans – Moving to a new state (or even a different city within your current state) presents a number of… Read More 4 min read

USDA Rural Development Loans, Part 9: USDA Loans vs. FHA Loans Buying your very first home or condo is a very… Read More 4 min read

How Much Down Payment on a $675,000 Home?

Ideally, the down payment on any new home purchase should be at least 20%, although recent changes in lending have resulted… Read More 4 min read

USDA Home Loans, Part 8: Discover What This Loan Entails

Down Payment & Closing Costs There are numerous advantages to USDA home loans. If you and your home qualify for one… Read More 3 min read

USDA Loans, Part 7: USDA Mortgage Loan Rates

Mortgage Insurance & Interest Rates USDA Mortgage Loan Rates – What You Need to Know In addition to no down payment… Read More 3 min read

USDA Loans, Part 6: Qualifications for USDA Loans

Qualifications for USDA Loans – Keep reading for the best information. In addition to no down payment and 100% financing, USDA… Read More 3 min read

USDA Loans, Part 5: Process and Timeline

USDA Loan Process & Timeline If you are buying a home in a rural area and have a low-to-moderate household income,… Read More 3 min read

USDA Loans, Part 4: USDA Loan Eligibility

USDA Loan Eligibility USDA Loan Eligibility – If you are looking to buy a home with zero down payment, low mortgage… Read More 3 min read

How Much Are Closing Costs on a $375,000 House?

Closing cost are various fees associated with the mortgage process. On average the closing costs you will pay on any home… Read More 2 min read

USDA Loans, Part 3: How a Credit Score Affect a USDA Home Loan

USDA Home Loan USDA home loans are great options for rural first-time home buyers. In our previous two articles, we covered… Read More 3 min read

USDA Mortgage Loans, Part 2: USDA Income Limits

USDA Loans Income Limits We are continuing our discussion on USDA mortgage loans. Today, we want to specifically talk about the… Read More 3 min read

USDA Loans, Part 1: What is a USDA Home Loan?

Welcome to the first part of our Moreira Team Blog series about USDA home loans. We feel that not enough home… Read More 3 min read

How Does the USDA Home Loan Process Work?

We’ve been talking about USDA home loans a lot on the Moreira Team Blog lately. They are sometimes overlooked by home… Read More 4 min read

What’s the Down Payment Amount on a $525,000 House?

Traditionally the down payment on any new home purchase should be at least 20%, but recent changes in lending have resulted… Read More 4 min read

Understanding the Home Inspection and Appraisal Processes

Now that the seller has accepted your offer, you are officially ready to enter the “closing process” as the final details… Read More 3 min read

The Importance of Getting Preapproved for Your Home Mortgage Loan

In our current blog series, we are walking through the 7 key steps involved in buying a home. We’ve already talked… Read More 3 min read