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Home Buying Articles

These are articles related to the home buying process, the different purchase options available to a homebuyer and other helpful resources related to purchasing a a new property.

  • Things to do and not do before buying a home

    What You Should and Should Not Do When Searching For a Home to Buy

    Searching for a home – there is something so exciting about looking for a beautiful home to move into. You can… Read More 4 min read

  • Mortgage Case Study - Conventional Loan with 10% Down

    Case Study #8 – Conventional Loan with 10% Down

    The Client Our client came to us wanting to purchase a home with 10% down. Client Requirement The client is a young… Read More 2 min read

  • How strong is your mortgage pre-approval

    How Strong is My Mortgage Pre-Approval?

    If you want to buy a property, the first thing that you need to do is get pre-approved for a mortgage.… Read More 5 min read

  • Mortgage Case Study - Jumbo Loan Without 20% Down

    Case Study #7 – Jumbo Loan Without 20% Down

    The Client Our client came to us wanting to purchase a luxury property. Client Requirement The client was looking to purchase… Read More 2 min read

  • woman looking at credit cards

    What Credit Score is Needed to Buy a House – Are You Ready?

    How to Improve Your Credit Score Before Buying a House Ever wonder what credit score is needed to buy a house?… Read More 4 min read

  • Mortgage Case Study - 100% Financed, VA Purchase Loan

    Case Study #6 – 100% Financed, VA Purchase Loan

    The Client Our client came to us wanting to purchase a home with 100% financing. Client Requirement The client was looking… Read More 2 min read

  • closing costs on a $700,000 house

    How Much Are Closing Costs on a $700,000 House?

    Closing cost are various fees associated with the mortgage process. On average the closing costs you will pay on any home… Read More 2 min read

  • Mortgage Case Study - Bigger Home and Better Schools, on a Budget

    Case Study #5 – Bigger Home and Better Schools, on a Budget

    The Client Our client wanted to purchase a larger home located in a great school district. Client Requirement The client was… Read More 2 min read

  • Mortgage Case Study - Relocating on a Tight Schedule

    Case Study #4 – Relocating on a Tight Schedule

    The Client Our client was relocating for work and had to buy quickly. Client Requirement The client received a job offer and… Read More 2 min read

  • Mortgage Case Study - Low Down Payment and Specific Monthly Budget

    Case Study #2 – Low Down Payment and Specific Monthly Budget

    The Client Our client was relocating to a new city and was looking for a home big enough for his family… Read More 2 min read

  • neighborhood street

    Finding the Right Home to Buy

    It is all about location, location, location. And this one fact will determine the cost of your new home more than… Read More 5 min read

  • First Time Homebuyer Checklist

    First Time Home Buyer Check List

    Are There Special Mortgages for a First Time Home Buyer? There is nothing quite like owning your first home and sense… Read More 7 min read

  • What you need to buy a house

    What Do I Need to Buy a House?

    What are Your Present Home Wants Versus Your Future Needs? Let’s face it, buying a home can be an emotional experience.… Read More 2 min read

  • closing costs on a $350,000 house

    How Much Are Closing Costs on a $350,000 House?

    Closing cost are comprised of several various fees associated with the mortgage process. In most cases the closing costs you will… Read More 2 min read

  • How to Buy a Second Home

    Buying a Second Home – Your Top Considerations

    Whether you’re looking into how to buy a second home or buying a vacation property we can help you determine what you… Read More 4 min read

  • Nice Neighborhood

    Your Home Options: Types of Houses to Consider When You Decide to Buy

    What Types of Home Options are out There? We will help you to compare the different types of homes available to… Read More 3 min read

  • What is Private Mortgage Insurance

    What is Private Mortgage Insurance (PMI)?

    PMI stands for Private Mortgage Insurance or Insurer. These are privately-owned companies that provide mortgage insurance. They offer both standard and… Read More 1 min read

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Founded in 2015, Moreira Team | MortgageRight is a boutique mortgage lender built to cater towards your financial needs, finding the best loan for your unique situation. We believe in a consultative “done-for-you” approach to getting a mortgage. That’s a fancy way of saying we treat you like family and make sure everything goes smooth. We also shop your loan with over 28 lenders and banks to make sure we deliver on our promise to get you the best deal. Close in as little as 17 days – with a low rate and a better payment.

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