Moreira Team Mortgage Blog

Spring into Action: A Comprehensive Guide to Winning in a Busy Spring Housing Market

The cost to refinance a mortgage or buy a home impacts experienced homeowners and first-time buyers alike. For the well-prepared, the… Read More 6 min read

What Mortgage Refinance Rates Mean for New Homeowners

Whether you’re a first-time home buyer or an experienced homeowner seeking more favorable loan terms, it’s important to consider the cost… Read More 5 min read

The Atlanta Housing Market Deep Dive from Your Mortgage Lenders in Georgia

As mortgage rates in Georgia are poised to drop later this year, buyers and sellers alike are anxious about what the… Read More 6 min read

The Ins and Outs of Buying a Home While Self-Employed

For many, the idea of buying a home for the first time is associated with a certain level of financial stability… Read More 6 min read

Can Co-Buying Help You Get the House You Need?

Here’s a simple truth – purchasing a home is difficult today. The volatile nature of the housing market and the high… Read More 6 min read

Can I Refinance My Mortgage Without Closing Costs?

For many homeowners seeking to save money and consolidate debt, mortgage refinancing can be an attractive option. However, the cost to… Read More 6 min read

HELOC or a Refi? This Refinance Cash Out Mortgage Calculator is a Great Place to Start.

We live in a culture of more. Once you meet one goal, another can swiftly replace it. A recent Gallup survey… Read More 6 min read

Mortgage Rate Cuts and Why You Shouldn’t Wait for Them

If you’re a first time home buyer starting to shop around or an experienced one ready for something new, you probably… Read More 6 min read

How Much Are Closing Costs on a $550,000 House?

Closing cost are comprised of a few different fees or taxes associated with the mortgage process. you’ll find that closing costs… Read More 2 min read

House Hunting? Start With a Good Realtor, and the Mortgage Calculator Georgia Residents Prefer

If you’re in the market to buy or sell a home, getting a good broker and lender is equally important to… Read More 6 min read

Stress Reduction: The Mortgage Calculator Georgia Residents Love and Other Mortgage Rate Tools

“Buying a home is so easy and stress-free!” Said no one ever. From the jargon to the multi-step process, there’s much… Read More 6 min read

Navigating Jargon: A Glossary for the First Time Home Buyer

If you’ve decided to buy a home, you might feel a mix of excitement and intimidation. It’s a smart investment, but… Read More 6 min read

For Less Stress During Your House Hunt— Find the Right Mortgage Lenders in Georgia

As mortgage rates in Georgia steadily decrease, the buyers’ market competition increases. In theory, this is great for both first-time homebuyers… Read More 6 min read

Lower Your Monthly Payment With an FHA Mortgage Refinance

With interest rates rising over the last few years and a housing market that’s been anything but steady, many first-time home… Read More 6 min read

From a Mortgage Calculator to Saving Strategies: The Lowdown on Down Payments

If you’re a first time home buyer, you’re still learning about the overall real estate process. It can feel complicated, filled… Read More 6 min read

Case Study #14 – FHA Loan Challenge

The Client Background During the Covid lockdown, Alex cosigned on an FHA mortgage with his mother. They lived together during the… Read More 4 min read

Getting Pre Approved for a Mortgage in Georgia

If you’re considering buying a home, recent headlines might make you hesitate. The housing market has seen its fair share of… Read More 6 min read

The Impact Your Credit Score Has on Buying a Home

There are seemingly countless things to consider and responsibilities to uphold during the home-buying process. With so many factors determining whether… Read More 6 min read

Calculate the Cost to Refinance Mortgage Loans Like Yours With a Cash-Out Refinance

They say, “Cash is king,” but his highness has left the building for many Americans. It’s harder than ever to save,… Read More 6 min read

Pre-approvals, FHA loans, and Upfront Approval Guarantees, Oh My!

Ready to start your house hunt but not sure how?  First time homebuyers are stressed. It’s overwhelming, terrifying, exciting, and difficult… Read More 5 min read