Moreira Team Mortgage Blog

Everything You Need to Know About Buying a House in 2025

In 2025, potential first time home buyers will have a prime opportunity to make the plunge into homeownership. We expect interest… Read More 6 min read

Unwrap Your Dream Home in 2025 with a Home Loan Pre Approval

Key Takeaways The holidays are a magical time—perhaps the most magical time of the year—to gather in our family homes with… Read More 7 min read

Exploring the HomeOne Loan: A Comprehensive Guide for First-time Homebuyers

Key takeaways: The 2024 market share for first-time homebuyers fell to a historic low of 24% (from 32% in 2023), while… Read More 6 min read

FHA Loan Limits Are Increasing for 2025: What It Means for Homebuyers

Key Takeaways What Are FHA Loan Limits and Why Are They Increasing? If you’re a first time home buyer or even… Read More 6 min read

Understanding FHA Loan Qualifications: Your Path to Homeownership

Key Takeaways What is an FHA Loan? For a first time home buyer or an experienced buyer looking for an option… Read More 6 min read

Why Getting A 0% Down Home Loan Is Easier Than You Think

Key Takeaways: With 80% of people under 30 thinking the American dream is a thing of the past, home ownership has… Read More 5 min read

More Houses Are Hitting the Market–Here’s How to Make the Strongest Offer Possible

Key Takeaways If you’ve been biding your time, monitoring the housing market and interest rates, waiting for the right moment to… Read More 6 min read

Cartersville, Georgia: Peace and Play Near Atlanta’s Amenities

Key Takeaways: Whether you’re a first-time homebuyer or an experienced one looking for a new lifestyle, Cartersville, Georgia, should be on… Read More 6 min read

Take Advantage of the MortgageRight Community Lending Program as a First Time Home Buyer

If you’re a first time home buyer special lending programs can help, and the MortgageRight Community Lending Program is ideal for first… Read More 4 min read

Peachtree Corners: Home Loan Pre-Approval is a Vital Tool in This Attractive Market

Key Takeaways: Why Choose Peachtree Corners? From its inception, Peachtree Corners has been a planned community. As early as the 1960s,… Read More 5 min read

Roswell, Decatur, & Sandy Springs: Pre Approved Home Loans Put These Superb Suburbs Within Reach

Key Takeaways: Just outside Atlanta’s 285 Perimeter lie the charming suburbs of Roswell, Decatur, and Sandy Springs. Whether you’re a first-time… Read More 7 min read

Top 5 Myths About USDA Loan Eligibility

Key Takeaways Ralph Waldo Emerson said, “To be great is to be misunderstood.” Apparently that quote applies to home loans as… Read More 6 min read

Silver City, Georgia: Tranquility Within Easy Reach of The Big City

Key Takeaways: Whether you’re a first-time homebuyer or an experienced homeowner looking to move to a quieter and more affordable area,… Read More 7 min read

A USDA Loan Can Open Doors for First-Time Homebuyers

Key Takeaways: Home ownership has long been part of the American dream, but in recent years, soaring house prices and high… Read More 7 min read

Understanding a USDA Loan: 100% Financing Means No Down Payment

Key Takeaways: A cozy bungalow where I can unwind after work.  A property with a big yard for the kids, with… Read More 6 min read

VA Streamline Refinance (IRRRL): Lower Your Interest Rate Fast with No Appraisal or Income Check

Key Insights: Veterans are more likely than non-veterans to own a home. However, the research also shows that millions of veterans… Read More 6 min read

Just Peachy: USDA-Approved Growing Areas Still Thriving in Georgia

Key Takeaways: Imagine this: You’re house hunting in Georgia, and you’ve got an eye on your budget and another on the… Read More 6 min read

Using Home Equity for Debt Consolidation and Cash Flow Relief

Key Takeaways If there was ever a time for homeowners to feel the pinch, it would be now: rising costs, inflation,… Read More 6 min read

Mortgage Rates in Georgia: Buying vs Renting a House After 2024 Rate Changes?

Key Takeaways: Many prospective homebuyers were spooked by the last few years of inflated home prices and mortgage rates in Georgia.… Read More 6 min read

The Plot Thickens with Falling Mortgage Refinance Rates

Key Takeaways The lights dim. The screen flickers to life. After months of teaser trailers, speculation, and anticipation, the “Fed Rate… Read More 7 min read