Moreira Team Mortgage Blog

In this article, we want to cover some of the most important things you need to know about getting pre-approved for… Read More 4 min read

When Do I Really Lock In My Rate? A mortgage rate lock helps freeze your interest rate until the mortgage loan… Read More 6 min read

Desperate times call for desperate measures. It’s, therefore, no surprise that as mortgage rates rise, borrowers scurry to find strategies to… Read More 8 min read

Are you thinking of buying a home in the Atlanta area or refinancing your mortgage in the near future? Whether you… Read More 4 min read

There are any number of reasons why you may have a lower credit score. You may just not have had enough… Read More 4 min read

How Much is a Down Payment for a $450,000 Home?

Generally, the down payment on any new home purchase should be at least 20%, although recent changes in lending have resulted… Read More 4 min read

Homeownership is the American Dream. Real estate is also one of the safest long-term investments out there. In an ideal situation,… Read More 4 min read

Mortgage rates are the driving force behind the mortgage industry. They can be fascinating to monitor. They can also be very… Read More 4 min read

Great Advice On How to Get a Loan With a High Debt-To-Income (DTI) Ratio

If you are applying for a loan, the first thing the lender will do is ensure that you are actually able… Read More 8 min read

Complete Program Guide & Requirements of the Freddie Mac HomeOne Loan

One of the greatest hurdles faced by first-time home buyers is saving for a down payment. Fortunately, there are several low-… Read More 7 min read

How Do I Cancel FHA Mortgage Insurance?

FHA mortgage insurance premium (MIP) isn’t permanent in spite of what you might have heard. While some homeowners can just let… Read More 7 min read

How Much is my Down Payment for a $275,000 House?

Ideally, the down payment on any new home purchase should ideally be at least 20%, although recent changes in lending have… Read More 4 min read

Do You Need a Down Payment to Refinance Your Mortgage? Here are Some Options

Does a Refinance Cost Money Upfront? If you want to refinance, no down payment is needed. Still, it does not mean… Read More 3 min read

How Much is a Down Payment for a $625,000 Home?

The down payment on any new home purchase should ideally be at least 20%, although recent changes in lending have resulted… Read More 4 min read

What is Delayed Financing for Cash Buyers?

How Does Delayed Financing Work For Cash Buyers? The country is currently experiencing one of its all-time most competitive housing markets,… Read More 6 min read

How Much is a Down Payment on a $500,000 Home?

Commonly, the down payment on any new home purchase should be at least 20%, however recent changes in lending have resulted… Read More 4 min read

Jumbo Loans vs Conventional Loans

Which Is Better: Conventional Vs. Jumbo Loans? Overview of Conventional vs. Jumbo Loans Usually, the choice between a conventional or jumbo… Read More 3 min read

Moving Loans – Getting a Mortgage Loan While Relocating Without the Stress!

Moving Loans – Moving to a new state (or even a different city within your current state) presents a number of… Read More 4 min read

USDA Rural Development Loans, Part 9: USDA Loans vs. FHA Loans Buying your very first home or condo is a very… Read More 4 min read

How Much Down Payment on a $675,000 Home?

Ideally, the down payment on any new home purchase should be at least 20%, although recent changes in lending have resulted… Read More 4 min read