Case Study #9 – Shorter Term Refinance

The Client Our client came to us wanting to refinance her home with a lower term. Client Requirement The client’s main goal… Read More 2 min read

The Fundamentals of a 80-10-10 Mortgage Explained

A mortgage that allows for the use of two loans to make up 90% of the total price is an 80-10-10… Read More 5 min read

How Much is the Down Payment for a $575,000 Home?

Ideally, the down payment on any new home purchase should be at least 20%, although recent changes in lending have resulted… Read More 4 min read

How Much Are Closing Costs on a $450,000 House?

Closing cost are comprised of a few different fees or taxes associated with the mortgage process. On average, closing costs on… Read More 2 min read

HomeReady® Mortgages Explained

Fannie Mae’s mission has always been to simplify the home-buying process. Its latest weapon in that struggle is the HomeReady® mortgage,… Read More 8 min read

What You Should and Should Not Do When Searching For a Home to Buy

Searching for a home – there is something so exciting about looking for a beautiful home to move into. You can… Read More 4 min read

Case Study #8 – Conventional Loan with 10% Down

The Client Our client came to us wanting to purchase a home with 10% down. Client Requirement The client is a young… Read More 2 min read

How Strong is My Mortgage Pre-Approval?

If you want to buy a property, the first thing that you need to do is get pre-approved for a mortgage.… Read More 5 min read

How Changing Jobs Can Affect Your Mortgage

It can be challenging to navigate the process of moving for a new job, especially when you have a mortgage to… Read More 5 min read

Divorce & Mortgage Your Options During Separation

A common challenge that splitting couples face is divorcing with a mortgage. Divorce is by itself quite complicated and decisions about… Read More 8 min read

Case Study #7 – Jumbo Loan Without 20% Down

The Client Our client came to us wanting to purchase a luxury property. Client Requirement The client was looking to purchase… Read More 2 min read

What Credit Score is Needed to Buy a House – Are You Ready?

How to Improve Your Credit Score Before Buying a House Ever wonder what credit score is needed to buy a house?… Read More 4 min read

Case Study #6 – 100% Financed, VA Purchase Loan

The Client Our client came to us wanting to purchase a home with 100% financing. Client Requirement The client was looking… Read More 2 min read

How Much Are Closing Costs on a $700,000 House?

Closing cost are various fees associated with the mortgage process. On average the closing costs you will pay on any home… Read More 2 min read

Case Study #5 – Bigger Home and Better Schools, on a Budget

The Client Our client wanted to purchase a larger home located in a great school district. Client Requirement The client was… Read More 2 min read

Case Study #4 – Relocating on a Tight Schedule

The Client Our client was relocating for work and had to buy quickly. Client Requirement The client received a job offer and… Read More 2 min read

What Is a Decorating Allowance?

As this article explains, new home builders and sellers sometimes offer a “decorating allowance.” Simply put, a decorating allowance are extra… Read More 1 min read

Moreira Team Mortgage Ebook Library Recognized

Moreira Team was happy to see our mortgage ebook library mentioned in the March 7th Huffington Post article 4 Main Data… Read More 4 min read

The Home Loan Process

The Home Loan Process Step-by-Step To begin the home loan process call a mortgage advisor at 404-238-7888. You can also Get… Read More 2 min read

Case Study #3 – VA Streamline with a Lower Payment and Lower Rate

The Client Our client wanted to refinance his current VA loan. Client Requirement The client wanted to refinance, using his VA… Read More 2 min read