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Mortgage Articles

Mortgage Articles and News: Before you purchase a new home or refinance your current property learn everything you can about what a mortgage is, how the mortgage process works, and how to make the best mortgage decision for your situation.

  • no closing cost refinance

    The Ultimate Guide to Refinancing Home Loan with No Closing Costs

    Refinancing a home loan with no closing costs lets homeowners skip those pesky upfront fees by either tacking them onto their… Read More 9 min read

  • first time homebuyer programs

    Top First Time Home Buyer Programs in Georgia

    Are you a first time home buyer in Georgia? We’ve put together this comprehensive guide to walk you through all those… Read More 8 min read

  • what is upfront underwriting

    What Is Upfront Underwriting? The Upfront Approval Guarantee

    If you’re asking yourself if guaranteed mortgage approval is for you, here’s what you need to know. This article will break… Read More 8 min read

  • best georgia mortgage broker

    Finding the Best Georgia Mortgage Lender – A Guide to Your Best Mortgage Options

    Are you searching for the best Georgia mortgage brokers? In this article, we’ll provide you with the best mortgage options, current… Read More 9 min read

  • fha loan requirements

    Top Georgia FHA Loan Requirements You Need to Know

    Key Takeaways: FHA Loans With Good Terms In 2025, home buyers in Georgia will have a fantastic opportunity to get FHA… Read More 7 min read

  • interest only jumbo loan

    Unlock Your Dream Home with Our Revolutionary 40-Year Interest Only Jumbo Loan

    If you’ve ever dreamed of owning a luxury home but felt held back by the hefty monthly mortgage payments, we have… Read More 3 min read

  • Mortgage Refinance rates

    Mortgage Refinance Rates: A Simple Guide for Homeowners

    What is Refinancing, and Why Should You Care? Refinancing means replacing your current mortgage with a new one with better terms,… Read More 5 min read

  • how long is a mortgage preapproval good for?

    How Long is a Mortgage Preapproval Good For?

    How long is a pre approval good for? 120 days. Sometimes. But it can be different for your lender. Read on… Read More 11 min read

  • buying a home in 2025

    New Year, New Home

    There’s something special about January. When we turn the calendar page to a new year, it can feel like a reset:… Read More 7 min read

  • homeone loan, a guide for first time home buyers

    Exploring the HomeOne Loan: A Comprehensive Guide for First-time Homebuyers

    Key takeaways: The 2024 market share for first-time homebuyers fell to a historic low of 24% (from 32% in 2023), while… Read More 6 min read

  • FHA Loan limit increase for 2026

    FHA Loan Limits Are Increasing for 2026: What It Means for Homebuyers

    Key Takeaways What Are FHA Loan Limits and Why Are They Increasing? If you’re a first time home buyer or even… Read More 6 min read

  • your path to home ownership

    Understanding FHA Loan Qualifications: Your Path to Homeownership

    Key Takeaways What is an FHA Loan? For a first time home buyer or an experienced buyer looking for an option… Read More 6 min read

  • getting a zero down loan

    Why Getting A 0% Down Home Loan Is Easier Than You Think

    Key Takeaways: With 80% of people under 30 thinking the American dream is a thing of the past, home ownership has… Read More 5 min read

  • More houses are hitting the market - here's how to make a strong offer

    More Houses Are Hitting the Market–Here’s How to Make the Strongest Offer Possible

    Key Takeaways If you’ve been biding your time, monitoring the housing market and interest rates, waiting for the right moment to… Read More 6 min read

  • community lending program for first time home buyers

    Take Advantage of the MortgageRight Community Lending Program as a First Time Home Buyer

    If you’re a first time home buyer special lending programs can help, and the MortgageRight Community Lending Program is ideal for first… Read More 4 min read

  • Roswell, Sandy Springs and Decatur neighborhoods

    Roswell, Decatur, & Sandy Springs: Pre Approved Home Loans Put These Superb Suburbs Within Reach

    Key Takeaways: Just outside Atlanta’s 285 Perimeter lie the charming suburbs of Roswell, Decatur, and Sandy Springs. Whether you’re a first-time… Read More 7 min read

  • top myths about usda loan eligibility

    Top 5 Myths About USDA Loan Eligibility

    Key Takeaways Ralph Waldo Emerson said, “To be great is to be misunderstood.” Apparently that quote applies to home loans as… Read More 6 min read

  • USDA Loans for first time homebuyers

    A USDA Loan Can Open Doors for First-Time Homebuyers

    Key Takeaways: Home ownership has long been part of the American dream, but in recent years, soaring house prices and high… Read More 7 min read

  • usda loans- full financing no down payment

    Understanding a USDA Loan: 100% Financing Means No Down Payment

    Key Takeaways: A cozy bungalow where I can unwind after work.  A property with a big yard for the kids, with… Read More 6 min read

  • VA STREAMLINE REFI lower your rate fast

    VA Streamline Refinance (IRRRL): Lower Your Interest Rate Fast with No Appraisal or Income Check

    Key Insights: Veterans are more likely than non-veterans to own a home. However, the research also shows that millions of veterans… Read More 6 min read

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Today's Mortgage Rates for
May, 18 2026

Conventional 30 YR Fixed Rate Options

Rate APR Points Option
6.125% 6.306% 1.637 Points Lowest Rate, Higher Fees
6.250% 6.365% 0.939 Points Low Rate, Normal Fees
6.500% 6.532% 0.062 Points Competitive Rate, Less Fees

Conventional 15 YR Fixed Rate Options

Rate APR Points Option
5.250% 5.602% 1.998 Points Lowest Rate, Higher Fees
5.625% 5.779% 0.723 Points Low Rate, Normal Fees
5.875% 5.925% 0.056 Points Competitive Rate, Less Fees
6.125% 6.167% -0.771 Points Lowest Total, Lender Credit

FHA 30 YR Fixed Rate Options

Rate APR Points Option
5.500% 6.381% 1.444 Points Lowest Rate, Higher Fees
5.750% 6.533% 0.412 Points Competitive Rate, Less Fees
5.750% 6.533% 0.412 Points Competitive Rate, Less Fees
5.990% 6.734% -0.514 Points Lowest Total, Lender Credit

FHA 15 YR Fixed Rate Options

Rate APR Points Option
5.000% 5.965% 1.545 Points Lowest Rate, Higher Fees
5.375% 6.177% 0.510 Points Low Rate, Normal Fees
5.500% 6.221% 0.003 Points Competitive Rate, Less Fees
5.875% 6.599% -0.415 Points Lowest Total, Lender Credit

VA 30 YR Fixed Rate Options

Rate APR Points Option
5.500% 5.858% 1.414 Points Lowest Rate, Higher Fees
5.750% 6.039% 0.646 Points Low Rate, Normal Fees
5.875% 6.107% 0.029 Points Competitive Rate, Less Fees
5.990% 6.221% -0.463 Points Lowest Total, Lender Credit

VA 15yr Fixed Rate Options

Rate APR Points Option
5.000% 5.634% 1.622 Points Lowest Rate, Higher Fees
5.375% 5.849% 0.591 Points Low Rate, Normal Fees
5.500% 5.911% 0.188 Points Competitive Rate, Less Fees
6.000% 6.386% -0.599 Points Lowest Total, Lender Credit

Jumbo 30 YR Fixed Rate Options

Rate APR Points Option
5.625% 5.788% 1.649 Points Lowest Rate, Higher Fees
5.875% 5.953% 0.732 Points Low Rate, Normal Fees
6.000% 6.038% 0.297 Points Competitive Rate, Less Fees
6.250% 6.260% -0.528 Points Lowest Total, Lender Credit

Jumbo 15 YR Fixed Rate Options

Rate APR Points Option
5.500% 5.825% 1.968 Points Lowest Rate, Higher Fees
5.875% 6.002% 0.703 Points Low Rate, Normal Fees
6.000% 6.053% 0.227 Points Competitive Rate, Less Fees
6.250% 6.267% -0.483 Points Lowest Total, Lender Credit

USDA 30 YR Fixed Rate Options

Rate APR Points Option
5.500% 6.102% 1.292 Points Lowest Rate, Higher Fees
5.750% 6.230% -0.445 Points Lowest Total, Lender Credit

Home | Florida Mortgages | Page 4


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