Mortgage Articles

USDA vs VA Loan: Best Options, Benefits, and Eligibility Explained

Potential homebuyers with military backgrounds or those looking to settle in rural areas have excellent mortgage opportunities with VA and USDA… Read 11 min read

VA Cash Out Refinance: Maximizing Your Home Equity

Last updated: Sept 2026. By Alvaro Moreira, NMLS #148581. Moreira Team | MortgageRight. MortgageRight NMLS #2239; Atlanta Branch NMLS #1285851. Key… Read 7 min read

Everything You Need to Know About an FHA Loan for a Duplex Purchase

So what exactly makes FHA loans such a powerful tool for duplex purchases? Well, they’re government-backed mortgage options that open doors… Read 15 min read

The Ultimate Guide to Refinancing Home Loan with No Closing Costs

Refinancing a home loan with no closing costs lets homeowners skip those pesky upfront fees by either tacking them onto their… Read 9 min read

Top First Time Home Buyer Programs in Georgia

Are you a first time home buyer in Georgia? We’ve put together this comprehensive guide to walk you through all those… Read 8 min read

What Is Upfront Underwriting? The Upfront Approval Guarantee

If you’re asking yourself if guaranteed mortgage approval is for you, here’s what you need to know. This article will break… Read 8 min read

Finding the Best Georgia Mortgage Lender – A Guide to Your Best Mortgage Options

Are you searching for the best Georgia mortgage brokers? In this article, we’ll provide you with the best mortgage options, current… Read 9 min read

Top Georgia FHA Loan Requirements You Need to Know

Key Takeaways: FHA Loans With Good Terms In 2025, home buyers in Georgia will have a fantastic opportunity to get FHA… Read 7 min read

Unlock Your Dream Home with Our Revolutionary 40-Year Interest Only Jumbo Loan

If you’ve ever dreamed of owning a luxury home but felt held back by the hefty monthly mortgage payments, we have… Read 3 min read

Mortgage Refinance Rates: A Simple Guide for Homeowners

What is Refinancing, and Why Should You Care? Refinancing means replacing your current mortgage with a new one with better terms,… Read 5 min read

How Long is a Mortgage Preapproval Good For?

How long is a pre approval good for? 120 days. Sometimes. But it can be different for your lender. Read on… Read 11 min read

New Year, New Home

There’s something special about January. When we turn the calendar page to a new year, it can feel like a reset:… Read 7 min read

Exploring the HomeOne Loan: A Comprehensive Guide for First-time Homebuyers

Key takeaways: The 2024 market share for first-time homebuyers fell to a historic low of 24% (from 32% in 2023), while… Read 6 min read

FHA Loan Limits Are Increasing for 2026: What It Means for Homebuyers

Key Takeaways What Are FHA Loan Limits and Why Are They Increasing? If you’re a first time home buyer or even… Read 6 min read

Understanding FHA Loan Qualifications: Your Path to Homeownership

Last updated: Sept 2026. By Alvaro Moreira, NMLS #148581. Moreira Team | MortgageRight. MortgageRight NMLS #2239; Atlanta Branch NMLS #1285851. Key… Read 9 min read

Why Getting A 0% Down Home Loan Is Easier Than You Think

Key Takeaways: With 80% of people under 30 thinking the American dream is a thing of the past, home ownership has… Read 6 min read

More Houses Are Hitting the Market–Here’s How to Make the Strongest Offer Possible

Key Takeaways If you’ve been biding your time, monitoring the housing market and interest rates, waiting for the right moment to… Read 6 min read

Take Advantage of the MortgageRight Community Lending Program as a First Time Home Buyer

If you’re a first time home buyer special lending programs can help, and the MortgageRight Community Lending Program is ideal for first… Read 4 min read

Roswell, Decatur, & Sandy Springs: Pre Approved Home Loans Put These Superb Suburbs Within Reach

Key Takeaways: Just outside Atlanta’s 285 Perimeter lie the charming suburbs of Roswell, Decatur, and Sandy Springs. Whether you’re a first-time… Read 7 min read

Top 5 Myths About USDA Loan Eligibility

Key Takeaways Ralph Waldo Emerson said, “To be great is to be misunderstood.” Apparently that quote applies to home loans as… Read 6 min read