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Mortgage Articles

Mortgage Articles and News: Before you purchase a new home or refinance your current property learn everything you can about what a mortgage is, how the mortgage process works, and how to make the best mortgage decision for your situation.

  • mortgage loan comparison

    Top Mortgage Loan Comparison: Find the Best Rates Today

    Looking for the best mortgage loan? Our mortgage loan comparison guide gives you the tools and tips to find the right… Read 13 min read

  • 1031 real estate exchange rules

    Mastering 1031 Real Estate Exchange Rules: A Quick Guide

    Understanding 1031 real estate exchange rules is key to deferring capital gains taxes when swapping investment properties. This guide covers the… Read 11 min read

  • How this year will be a buyers market

    The Shift Is Here: How 2026 Will Become a Buyer’s Market

    For the past few years the real estate market has been a seller’s market. Limited inventory, historically low interest rates and… Read 5 min read

  • how soon can you refinance after buying a home

    How Soon Can You Refinance After Purchasing a Home?

    If you’ve recently purchased a home, you might wonder, “How soon can you refinance after purchasing a home?” The waiting period… Read 11 min read

  • 5% down payment on a new house

    Top Tips for Navigating a 5% Down Payment on Your New Home

    Wondering how to buy a home with just a 5% down payment? This article will present the benefits, types of loans… Read 9 min read

  • FHA vs Conventional Mortgage Rates

    FHA vs Conventional Rates: Which Is Best for You?

    FHA loans usually have lower, stable rates while conventional mortgage rates depend more on your credit score. This article will compare… Read 8 min read

  • switching jobs while buying a house

    Navigating the Challenges of Switching Jobs While Buying a House

    Switching jobs while buying a house can complicate your mortgage approval. Lenders look for job stability to ensure you can keep… Read 10 min read

  • FNMA Cash Out Refinance

    FNMA Cash Out Refinance: Requirements and Benefits

    Last updated: Sept 2026. By Alvaro Moreira, NMLS #148581. Moreira Team | MortgageRight. MortgageRight NMLS #2239; Atlanta Branch NMLS #1285851. Wondering… Read 12 min read

  • buying a house from a family member

    Best Practices for Buying a Home From a Family Member

    Can You Buy a House From a Family Member? The short answer, yes! Buying a house from a family member can… Read 9 min read

  • best mortgage in atlanta

    Best Mortgage in Atlanta, GA: Your Guide to Top Lenders

    Thinking about getting a mortgage in Atlanta, GA? This guide will help you understand mortgage options, navigate the home buying process,… Read 8 min read

  • Rural Property Loans, a guide to USDA mortgages

    Best Loan for Rural Property: Your Guide to USDA Financing

    Are you looking to buy rural property but unsure how to finance it? This guide will help you understand the various… Read 8 min read

  • fha loans and rates

    Top FHA Loans and Rates: Compare and Save Today

    Wondering if FHA loans could be your ticket to homeownership? FHA loans open doors with their super-low down payments and flexible… Read 11 min read

  • types of home mortgage loans

    Top 16 Types of Mortgage Loans You Should Know

    Last updated: Sept 2026. By Alvaro Moreira, NMLS #148581. Moreira Team | MortgageRight. MortgageRight NMLS #2239; Atlanta Branch NMLS #1285851. Key… Read 11 min read

  • How much money do i need to buy a house

    How Much Money Do You Need to Buy a House: A Complete Guide

    Understanding how much money you need to buy a house involves calculating the down payment, closing costs, and other fees. This… Read 10 min read

  • how to buy a house in another state

    How to Purchase a Home in Another State: Expert Tips & Steps

    Buying a home in another state can be daunting, but with the right guidance, potential homebuyers can successfully buy a house… Read 17 min read

  • family opportunity mortgage

    What is a Family Opportunity Mortgage: Benefits and Eligibility

    A Family Opportunity Mortgage is a unique loan program designed to help families purchase a home for their loved ones. A… Read 8 min read

  • pre-approval lock in rate

    Does a Pre Approval Lock In Your Rate? What Happens If Rates Rise After You Get Pre Approved?

    Introduction to Mortgage Preapproval Mortgage preapproval is a crucial step in the homebuying process that provides a conditional agreement on how… Read 7 min read

  • usda rural development loans

    RD Loans: Are You Eligible for a USDA Rural Development Loan?

    USDA Rural Development loans, are a type of housing loan program that helps low- and moderate-income families buy homes in rural… Read 13 min read

  • how to buy a house with no money

    How to Buy a House with No Money: Top Strategies for Homebuyers

    Last updated: Sept 2026. By Alvaro Moreira, NMLS #148581. Moreira Team | MortgageRight. MortgageRight NMLS #2239; Atlanta Branch NMLS #1285851. Key… Read 9 min read

  • 5 down mortgage loan

    Getting a 5% Down Mortgage Loan on Your New Home

    Dreaming of homeownership but don’t have a massive savings account? A 5% down mortgage might be your ticket to home ownership!… Read 10 min read

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Today's Mortgage Rates for
September, 22 2026

Conventional 30 YR Fixed Rate Options

Rate APR Points Option
6.625% 6.842% 1.937 Points Lowest Rate, Higher Fees
6.875% 6.972% 0.713 Points Low Rate, Normal Fees
7.000% 7.053% 0.269 Points Competitive Rate, Less Fees
7.250% 7.277% -0.767 Points Lowest Total, Lender Credit

Conventional 15 YR Fixed Rate Options

Rate APR Points Option
6.000% 6.326% 1.789 Points Lowest Rate, Higher Fees
6.375% 6.499% 0.518 Points Low Rate, Normal Fees
6.500% 6.580% 0.235 Points Competitive Rate, Less Fees
6.875% 6.918% -0.656 Points Lowest Total, Lender Credit

FHA 30 YR Fixed Rate Options

Rate APR Points Option
6.125% 7.055% 1.785 Points Lowest Rate, Higher Fees
6.250% 7.096% 0.955 Points Low Rate, Normal Fees
6.375% 7.167% 0.413 Points Competitive Rate, Less Fees
6.625% 7.377% -0.435 Points Lowest Total, Lender Credit

FHA 15 YR Fixed Rate Options

Rate APR Points Option
5.625% 6.638% 1.771 Points Lowest Rate, Higher Fees
6.000% 6.867% 0.860 Points Low Rate, Normal Fees
6.375% 7.181% 0.467 Points Competitive Rate, Less Fees

VA 30 YR Fixed Rate Options

Rate APR Points Option
6.125% 6.543% 1.872 Points Lowest Rate, Higher Fees
6.375% 6.670% 0.590 Points Low Rate, Normal Fees
6.750% 6.992% -0.695 Points Lowest Total, Lender Credit

VA 15yr Fixed Rate Options

Rate APR Points Option
5.625% 6.294% 1.767 Points Lowest Rate, Higher Fees
6.000% 6.548% 0.993 Points Low Rate, Normal Fees
6.625% 7.078% 0.363 Points Competitive Rate, Less Fees

Jumbo 30 YR Fixed Rate Options

Rate APR Points Option
6.250% 6.432% 1.784 Points Lowest Rate, Higher Fees
6.490% 6.581% 0.826 Points Low Rate, Normal Fees
6.750% 6.761% -0.662 Points Lowest Total, Lender Credit

Jumbo 15 YR Fixed Rate Options

Rate APR Points Option
5.990% 6.313% 1.926 Points Lowest Rate, Higher Fees
6.375% 6.507% 0.722 Points Low Rate, Normal Fees
6.500% 6.563% 0.284 Points Competitive Rate, Less Fees
6.750% 6.768% -0.554 Points Lowest Total, Lender Credit

USDA 30 YR Fixed Rate Options

Rate APR Points Option
6.125% 6.767% 1.588 Points Lowest Rate, Higher Fees
6.250% 6.796% 0.626 Points Low Rate, Normal Fees
6.375% 6.864% 0.045 Points Competitive Rate, Less Fees
6.500% 6.986% -0.522 Points Lowest Total, Lender Credit

Home | South Carolina Mortgages | Page 3

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