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Mortgage Articles

Mortgage Articles and News: Before you purchase a new home or refinance your current property learn everything you can about what a mortgage is, how the mortgage process works, and how to make the best mortgage decision for your situation.

  • how soon can you refinance after buying a home

    How Soon Can You Refinance After Purchasing a Home?

    If you’ve recently purchased a home, you might wonder, “How soon can you refinance after purchasing a home?” The waiting period… Read More 11 min read

  • 5% down payment on a new house

    Top Tips for Navigating a 5% Down Payment on Your New Home

    Wondering how to buy a home with just a 5% down payment? This article will present the benefits, types of loans… Read More 9 min read

  • FHA vs Conventional Mortgage Rates

    FHA vs Conventional Rates: Which Is Best for You?

    FHA loans usually have lower, stable rates while conventional mortgage rates depend more on your credit score. This article will compare… Read More 8 min read

  • switching jobs while buying a house

    Navigating the Challenges of Switching Jobs While Buying a House

    Switching jobs while buying a house can complicate your mortgage approval. Lenders look for job stability to ensure you can keep… Read More 10 min read

  • FNMA Cash Out Refinance

    FNMA Cash Out Refinance: Requirements and Benefits

    Wondering how you can convert your home equity into cash? A FNMA cash out refinance lets you replace your current mortgage… Read More 10 min read

  • buying a house from a family member

    Best Practices for Buying a House from a Family Member

    Buying a house from a family member can be advantageous but requires careful handling. This article will guide you through the… Read More 8 min read

  • best mortgage in atlanta

    Best Mortgage in Atlanta, GA: Your Guide to Top Lenders

    Thinking about getting a mortgage in Atlanta, GA? This guide will help you understand mortgage options, navigate the home buying process,… Read More 8 min read

  • Rural Property Loans, a guide to USDA mortgages

    Best Loan for Rural Property: Your Guide to USDA Financing

    Are you looking to buy rural property but unsure how to finance it? This guide will help you understand the various… Read More 8 min read

  • fha loans and rates

    Top FHA Loans and Rates: Compare and Save Today

    Wondering if FHA loans could be your ticket to homeownership? FHA loans open doors with their super-low down payments and flexible… Read More 11 min read

  • types of home mortgage loans

    Top 16 Types of Mortgage Loans You Should Know

    Navigating home loan options can be confusing. This article explains the different types of mortgage loans to help you find the… Read More 11 min read

  • How much money do i need to buy a house

    How Much Money Do You Need to Buy a House: A Complete Guide

    Understanding how much money you need to buy a house involves calculating the down payment, closing costs, and other fees. This… Read More 10 min read

  • how to buy a house in another state

    How to Purchase a Home in Another State: Expert Tips & Steps

    Buying a home in another state can be daunting, but with the right guidance, potential homebuyers can successfully buy a house… Read More 17 min read

  • family opportunity mortgage

    What is a Family Opportunity Mortgage: Benefits and Eligibility

    A Family Opportunity Mortgage is a unique loan program designed to help families purchase a home for their loved ones. A… Read More 8 min read

  • pre-approval lock in rate

    Does a Pre Approval Lock In Your Rate? What Happens If Rates Rise After You Get Pre Approved?

    Introduction to Mortgage Preapproval Mortgage preapproval is a crucial step in the homebuying process that provides a conditional agreement on how… Read More 7 min read

  • usda rural development loans

    RD Loans: Are You Eligible for a USDA Rural Development Loan?

    USDA Rural Development loans, are a type of housing loan program that helps low- and moderate-income families buy homes in rural… Read More 13 min read

  • how to buy a house with no money

    How to Buy a House with No Money: Top Strategies for Homebuyers

    Looking to purchase a house with no money? It’s possible. Many buyers opt for a minimal down payment, which allows them… Read More 9 min read

  • 5 down mortgage loan

    Getting a 5% Down Mortgage Loan on Your New Home

    Dreaming of homeownership but don’t have a massive savings account? A 5% down mortgage might be your ticket to home ownership!… Read More 10 min read

  • usda vs va loan

    USDA vs VA Loan: Best Options, Benefits, and Eligibility Explained

    Potential homebuyers with military backgrounds or those looking to settle in rural areas have excellent mortgage opportunities with VA and USDA… Read More 11 min read

  • VA Cash Out Refinance

    VA Cash Out Refinance: Maximizing Your Home Equity

    If you’re a veteran looking to tap into your home equity while refinancing your mortgage, a VA refinance with cash out… Read More 10 min read

  • FHA loan for a duplex

    Everything You Need to Know About an FHA Loan for a Duplex Purchase

    So what exactly makes FHA loans such a powerful tool for duplex purchases? Well, they’re government-backed mortgage options that open doors… Read More 15 min read

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Today's Mortgage Rates for
May, 18 2026

Conventional 30 YR Fixed Rate Options

Rate APR Points Option
6.125% 6.306% 1.637 Points Lowest Rate, Higher Fees
6.250% 6.365% 0.939 Points Low Rate, Normal Fees
6.500% 6.532% 0.062 Points Competitive Rate, Less Fees

Conventional 15 YR Fixed Rate Options

Rate APR Points Option
5.250% 5.602% 1.998 Points Lowest Rate, Higher Fees
5.625% 5.779% 0.723 Points Low Rate, Normal Fees
5.875% 5.925% 0.056 Points Competitive Rate, Less Fees
6.125% 6.167% -0.771 Points Lowest Total, Lender Credit

FHA 30 YR Fixed Rate Options

Rate APR Points Option
5.500% 6.381% 1.444 Points Lowest Rate, Higher Fees
5.750% 6.533% 0.412 Points Competitive Rate, Less Fees
5.750% 6.533% 0.412 Points Competitive Rate, Less Fees
5.990% 6.734% -0.514 Points Lowest Total, Lender Credit

FHA 15 YR Fixed Rate Options

Rate APR Points Option
5.000% 5.965% 1.545 Points Lowest Rate, Higher Fees
5.375% 6.177% 0.510 Points Low Rate, Normal Fees
5.500% 6.221% 0.003 Points Competitive Rate, Less Fees
5.875% 6.599% -0.415 Points Lowest Total, Lender Credit

VA 30 YR Fixed Rate Options

Rate APR Points Option
5.500% 5.858% 1.414 Points Lowest Rate, Higher Fees
5.750% 6.039% 0.646 Points Low Rate, Normal Fees
5.875% 6.107% 0.029 Points Competitive Rate, Less Fees
5.990% 6.221% -0.463 Points Lowest Total, Lender Credit

VA 15yr Fixed Rate Options

Rate APR Points Option
5.000% 5.634% 1.622 Points Lowest Rate, Higher Fees
5.375% 5.849% 0.591 Points Low Rate, Normal Fees
5.500% 5.911% 0.188 Points Competitive Rate, Less Fees
6.000% 6.386% -0.599 Points Lowest Total, Lender Credit

Jumbo 30 YR Fixed Rate Options

Rate APR Points Option
5.625% 5.788% 1.649 Points Lowest Rate, Higher Fees
5.875% 5.953% 0.732 Points Low Rate, Normal Fees
6.000% 6.038% 0.297 Points Competitive Rate, Less Fees
6.250% 6.260% -0.528 Points Lowest Total, Lender Credit

Jumbo 15 YR Fixed Rate Options

Rate APR Points Option
5.500% 5.825% 1.968 Points Lowest Rate, Higher Fees
5.875% 6.002% 0.703 Points Low Rate, Normal Fees
6.000% 6.053% 0.227 Points Competitive Rate, Less Fees
6.250% 6.267% -0.483 Points Lowest Total, Lender Credit

USDA 30 YR Fixed Rate Options

Rate APR Points Option
5.500% 6.102% 1.292 Points Lowest Rate, Higher Fees
5.750% 6.230% -0.445 Points Lowest Total, Lender Credit

Home | Florida Mortgages | Page 3


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