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Mortgage Articles

Mortgage Articles and News: Before you purchase a new home or refinance your current property learn everything you can about what a mortgage is, how the mortgage process works, and how to make the best mortgage decision for your situation.

  • Mortgage Case Study - Cashout Refinance

    Case Study #11 – Cashout Refinance

    The Client Our client wanted to payoff high interest credit cards to increase monthly cashflow and pull extra cash for a… Read More 2 min read

  • Tips for First Time Homebuyers

    5 Mortgage Tips for First Time Home Buyers

    Buying your first home is a very exciting event. It’s what the American Dream is all about. However, it is important… Read More 3 min read

  • Down payment amount on a $350,000 house

    How Much is the Down Payment on a $350,000 Home?

    Ideally, the down payment on any new home purchase should ideally be at least 20%, although recent changes in lending have… Read More 4 min read

  • Down payment amount on a $225,000 house

    How Much is a Down Payment for a $225,000 Home?

    Ideally, the down payment on any new home purchase should be at least 20%, although recent changes in lending have resulted… Read More 4 min read

  • closing costs on a $650,000 house

    How Much Are Closing Costs on a $650,000 House?

    Closing cost are various fees associated with the mortgage process. For the most part, you can expect to pay between 2%… Read More 2 min read

  • Down payment amount on a $425,000 house

    How Much is a Down Payment for a $425,000 Home?

    Ideally, the down payment on any new home purchase should ideally be at least 20%, although recent changes in lending have… Read More 4 min read

  • What is an 80-10-10 mortgage?

    The Fundamentals of a 80-10-10 Mortgage Explained

    A mortgage that allows for the use of two loans to make up 90% of the total price is an 80-10-10… Read More 5 min read

  • Down payment amount on a $575,000 house

    How Much is the Down Payment for a $575,000 Home?

    Ideally, the down payment on any new home purchase should be at least 20%, although recent changes in lending have resulted… Read More 4 min read

  • closing costs on a $450,000 house

    How Much Are Closing Costs on a $450,000 House?

    Closing cost are comprised of a few different fees or taxes associated with the mortgage process. On average, closing costs on… Read More 2 min read

  • HomeReady Mortgages Explained

    HomeReady® Mortgages Explained

    Fannie Mae’s mission has always been to simplify the home-buying process. Its latest weapon in that struggle is the HomeReady® mortgage,… Read More 8 min read

  • Things to do and not do before buying a home

    What You Should and Should Not Do When Searching For a Home to Buy

    Searching for a home – there is something so exciting about looking for a beautiful home to move into. You can… Read More 4 min read

  • How strong is your mortgage pre-approval

    How Strong is My Mortgage Pre-Approval?

    If you want to buy a property, the first thing that you need to do is get pre-approved for a mortgage.… Read More 5 min read

  • Changing jobs can affect your mortgage

    How Changing Jobs Can Affect Your Mortgage

    It can be challenging to navigate the process of moving for a new job, especially when you have a mortgage to… Read More 5 min read

  • Mortgage after a divorce

    Divorce & Mortgage Your Options During Separation

    A common challenge that splitting couples face is divorcing with a mortgage. Divorce is by itself quite complicated and decisions about… Read More 8 min read

  • woman looking at credit cards

    What Credit Score is Needed to Buy a House – Are You Ready?

    How to Improve Your Credit Score Before Buying a House Ever wonder what credit score is needed to buy a house?… Read More 4 min read

  • closing costs on a $700,000 house

    How Much Are Closing Costs on a $700,000 House?

    Closing cost are various fees associated with the mortgage process. On average the closing costs you will pay on any home… Read More 2 min read

  • what is a decorating allowance

    What Is a Decorating Allowance?

    As this article explains, new home builders and sellers sometimes offer a “decorating allowance.” Simply put, a decorating allowance are extra… Read More 1 min read

  • mortgage ebook

    Moreira Team Mortgage Ebook Library Recognized

    Moreira Team was happy to see our mortgage ebook library mentioned in the March 7th Huffington Post article 4 Main Data… Read More 4 min read

  • the home loan process

    The Home Loan Process

    The Home Loan Process Step-by-Step To begin the home loan process call a mortgage advisor at 404-238-7888. You can also Get… Read More 2 min read

  • pen on paper

    Home Purchase Agreement – Considering an Attorney

    A home purchase is a complex process requiring a lot of helpful expertise. When you don't understand a home purchase contract, get an attorney to review it. Read More 5 min read

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