The Fundamentals of a 80-10-10 Mortgage Explained

A mortgage that allows for the use of two loans to make up 90% of the total price is an 80-10-10… Read More 5 min read
How Much is the Down Payment for a $575,000 Home?

Ideally, the down payment on any new home purchase should be at least 20%, although recent changes in lending have resulted… Read More 4 min read
How Much Are Closing Costs on a $450,000 House?

Closing cost are comprised of a few different fees or taxes associated with the mortgage process. On average, closing costs on… Read More 2 min read
HomeReady® Mortgages Explained

Fannie Mae’s mission has always been to simplify the home-buying process. Its latest weapon in that struggle is the HomeReady® mortgage,… Read More 8 min read
What You Should and Should Not Do When Searching For a Home to Buy

Searching for a home – there is something so exciting about looking for a beautiful home to move into. You can… Read More 4 min read
How Strong is My Mortgage Pre-Approval?

If you want to buy a property, the first thing that you need to do is get pre-approved for a mortgage.… Read More 5 min read
How Changing Jobs Can Affect Your Mortgage

It can be challenging to navigate the process of moving for a new job, especially when you have a mortgage to… Read More 5 min read
Divorce & Mortgage Your Options During Separation

A common challenge that splitting couples face is divorcing with a mortgage. Divorce is by itself quite complicated and decisions about… Read More 8 min read
What Credit Score is Needed to Buy a House – Are You Ready?

How to Improve Your Credit Score Before Buying a House Ever wonder what credit score is needed to buy a house?… Read More 4 min read
How Much Are Closing Costs on a $700,000 House?

Closing cost are various fees associated with the mortgage process. On average the closing costs you will pay on any home… Read More 2 min read
What Is a Decorating Allowance?

As this article explains, new home builders and sellers sometimes offer a “decorating allowance.” Simply put, a decorating allowance are extra… Read More 1 min read
Moreira Team Mortgage Ebook Library Recognized

Moreira Team was happy to see our mortgage ebook library mentioned in the March 7th Huffington Post article 4 Main Data… Read More 4 min read
The Home Loan Process

The Home Loan Process Step-by-Step To begin the home loan process call a mortgage advisor at 404-238-7888. You can also Get… Read More 2 min read
Home Purchase Agreement – Considering an Attorney

A home purchase is a complex process requiring a lot of helpful expertise. When you don't understand a home purchase contract, get an attorney to review it. Read More 5 min read
How to Pay Off Private Mortgage Insurance Early

What is PMI and the Benefits of Paying It Off Early. After a few years of accelerated mortgage payments I paid… Read More 4 min read
Adjustable or Fixed Rate Mortgage – What’s the Difference?

Fixed Rate Mortgage Your interest rate and mortgage payments stay the same throughout the term. This means you will always know… Read More 4 min read
Case Study #1 – Investment Property Cashflow

The Client Our client came to us wanting to purchase an investment property. Client Requirement The client wants to buy an income-producing… Read More 2 min read
Finding the Right Home to Buy

It is all about location, location, location. And this one fact will determine the cost of your new home more than… Read More 5 min read
Getting Started with Mortgage Basics

How Does a Mortgage Work? In plain English, a mortgage is a loan to buy a home Principal vs. InterestEarly on… Read More 3 min read
How to Make an Offer on a House

Knowing how to make an offer on a house purchase does not have to be a stressful experience when you have… Read More 2 min read