Home Buying Articles

How Much House Can I Afford on a 100k Salary?

Earning $100k annually? You might be wondering, “how much house can I afford on a 100k salary?” Typically, you can afford… Read More 14 min read

Current Rates on Mortgages: Finding and Securing the Best Home Loan Rates Now, and Going Into 2026

Introduction Mortgage rates continue to shape the housing market, even right now, with current rates on mortgages significantly impacting both monthly… Read More 10 min read

Co-Buying a House: Complete Guide to Shared Homeownership in 2026

1. Introduction: What is Co-Buying a House and Why It Matters Co-buying a house is a strategy where two or more… Read More 8 min read

Conforming Loans: Complete Guide to Loan Limits and Requirements

What is a Conforming Loan and Why It Matters A conforming loan is a conventional mortgage that meets Federal Housing Finance… Read More 7 min read

VA Home Loans: Complete Guide to Veterans Housing Benefits

Introduction: What are VA Home Loans and Why They Matter for Veterans VA home loans are government-backed mortgages that help veterans,… Read More 9 min read

Understanding FHA Guaranteed Loans: Requirements, Benefits, and How to Qualify

FHA guaranteed loans are government-backed mortgages that make homeownership more accessible, especially for FHA borrowers with lower credit scores or smaller… Read More 13 min read

Can You Buy a Home with Student Loan Debt? A Quick Guide

Short answer: Absolutely. You can qualify for a mortgage while carrying those student loans—and the Moreira Team helps buyers in Georgia… Read More 5 min read

Veterans Affairs Home Loan Requirements: Complete Eligibility Guide

Introduction: What Are Veterans Affairs Home Loan Requirements and Why They Matter Veterans Affairs home loan requirements are specific eligibility criteria… Read More 12 min read

Is Cumming, Georgia a Good Place to Live? Your Guide to Affordability, Lifestyle & Schools

The short answer: There’s no doubt about it—if you’re after excellent public schools, lake-life weekends, and a suburban vibe with quick… Read More 4 min read

Top Down Payments Assistance Programs and How They Can Help You Buy a Home

Down payment assistance programs help cover your down payment and closing costs, making it easier to buy a home. Most down… Read More 9 min read

Buying a Home for First Time: Complete Guide to Your First Purchase

1. Introduction: What is First-Time Home Buying and Why It Matters First-time home buying is a structured financial and legal process… Read More 11 min read

Quick Closing Mortgage Loans: How to Secure and Speed Up Your Process

Looking to secure a mortgage loan fast? Quick closing mortgage loans can help. These loans are designed to expedite the mortgage… Read More 11 min read

Top Mortgage Lenders: Types, Decision Factors, and Finding the Right Loan

Searching for the right lender? This article breaks down different mortgage lender types, key evaluation factors, and tips for choosing the… Read More 9 min read

Unlock Your Path to Homeownership: Top Downpayment Assistance Programs for 2025

Struggling to save for a home downpayment? Downpayment assistance programs can offer the financial boost you need. These programs provide grants,… Read More 8 min read

VA Mortgage Pre Approval: Your Step-by-Step Guide to Simplify the Process

VA mortgage pre approval tells you how much you can borrow and shows sellers you are serious. It’s a must for… Read More 10 min read

What Are Seller’s Concessions? A Comprehensive Guide for Buyers and Sellers

Seller’s concessions are payments the seller makes to cover some of the buyer’s costs during a home purchase, such as closing… Read More 14 min read

Top First Time Home Buying Programs to Help You Secure Your Dream Home

Want to buy your first home? First time home buying programs can help. They offer financial assistance, lower down payments, and… Read More 10 min read

The Ultimate Guide to Homestyle Renovation Loans: Buy and Renovate with Confidence

Homestyle Renovation loans let you buy and renovate a home with a single mortgage. Offered by Fannie Mae, these loans cover… Read More 11 min read

How to Obtain the Best Preapproval Letter for Your Mortgage

A preapproval letter confirms how much you can borrow for a home, based on a detailed review of your finances. This… Read More 13 min read

Kennesaw, GA – Where History, Community, and Convenience Meet

Just northwest of Atlanta, Kennesaw, Georgia is a thriving suburb that combines history, community and convenience. Family friendly, excellent schools and… Read More 6 min read