A USDA mortgage is an excellent option for buyers that are looking for a property in a rural area. The program is also a favorable option for buyers who have less money for a down payment than is usually required for a conventional loan. The program is backed by the U.S. Department of Agriculture Rural Development.

The USDA Mortgage Program

In this guide we will cover what a USDA Mortgage Program is. We will cover USDA mortgage requirements such as income limits and credit scores as well as location eligibility based on the USDA mortgage map. For any homebuyer looking for a rural property as a place to call home, a USDA might make perfect sense.