A USDA mortgage is an excellent option for buyers that are looking for a property in a rural area. The program is also a favorable option for buyers who have less money for a down payment than is usually required for a conventional loan. The program is backed by the U.S. Department of Agriculture Rural Development and usually

In this guide we will cover what a USDA Loan is, go over requirements such as income limits and credit scores as well as location eligibility. For many looking for a rural property as a place to call home, a USDA might make perfect sense.