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Home Buying Articles

These are articles related to the home buying process, the different purchase options available to a homebuyer and other helpful resources related to purchasing a a new property.

  • What is the down payment for a $300,000 house?

    How Much is the Down Payment for a $300,000 House?

    The down payment on a new home should be at least twenty percent, although recent changes in lending have resulted in… Read More 8 min read

  • Buy a home with zero down

    How to Buy a House with $0 Down in 2022

    There are many ways to finance a home purchase with $0 down. Learn how to obtain Government-backed loans, Piggyback mortgages, and… Read More 7 min read

  • Six Satisfyingly Simple Steps for Mortgage Pre-Qualification

    Obtaining a pre-qualification letter from your mortgage lender is an essential first step in buying a home. The letter is necessary… Read More 7 min read

  • USDA Rural Development Loans

    USDA Rural Development Loans, Part 9: USDA Loans vs. FHA Loans Buying your very first home or condo is a very… Read More 3 min read

  • Home Buyer Expectations in 2021

    What Home Buyers Should Expect in 2021

    2020 was a very strange year on all levels. The mortgage and real estate industries were dramatically impacted by the pandemic.… Read More 4 min read

  • Ready to search for a home

    Buying a Home – Are You Ready to Start Your Home Search?

    If you have been following the Moreira Team Blog, you will have seen our ongoing series breaking down the seven key… Read More 4 min read

  • How to make your home purchase offer more attractive

    How to Make Your Home Purchase Offer More Attractive

    You are financially prepared to buy a home. You have found a house you would like to buy. Now, it’s time… Read More 3 min read

  • Buying A Home

    Buying a Home? Get Your Finances in Order First!

    If you are planning to buy a home and apply for a mortgage loan, there are many steps you will need… Read More 3 min read

  • whwt credit score is needed to buy a house

    What Credit Score is Needed to Buy a House?

    It is the American Dream to own a home. However, a purchase this big doesn’t happen overnight. You will have a… Read More 3 min read

  • VA Purchase Loans

    VA Purchase Loans

    The VA Purchase Loan Process If you are either a Veteran or an active member of the military, you can obtain… Read More 2 min read

  • Tips for First Time Homebuyers

    5 Mortgage Tips for First Time Home Buyers

    Buying your first home is a very exciting event. It’s what the American Dream is all about. However, it is important… Read More 3 min read

  • Buying a Home and Financing the Purchase

    7 Questions and Answers For Buying a Home and Financing the Purchase

    What Mortgage Options Are Available? Buying and Financing A Home – Home loan lenders now offer several affordable mortgage options which… Read More 3 min read

  • Things to do and not do before buying a home

    What You Should and Should Not Do When Searching For a Home to Buy

    Searching for a home – there is something so exciting about looking for a beautiful home to move into. You can… Read More 4 min read

  • Mortgage Case Study - Conventional Loan with 10% Down

    Case Study #8 – Conventional Loan with 10% Down

    The Client Our client came to us wanting to purchase a home with 10% down. Loan Type – Purchase  Program –… Read More 2 min read

  • How strong is your mortgage pre-approval

    How Strong is My Mortgage Pre-Approval?

    If you want to buy a property, the first thing that you need to do is get pre-approved for a mortgage.… Read More 5 min read

  • Self Employed Mortgages

    The Best Way to Get a Mortgage When You Are Self-Employed

    Over the last 10 years, acquiring a mortgage has become very difficult if you are self-employed. Before 2007, individuals who did… Read More 3 min read

  • Mortgage Case Study - Jumbo Loan Without 20% Down

    Case Study #7 – Jumbo Loan Without 20% Down

    The Client Our client came to us wanting to purchase a luxury property. Loan Type – Purchase Program – Conventional 80/10/10… Read More 2 min read

  • woman looking at credit cards

    What Credit Score is Needed to Buy a House – Are You Ready?

    How to Improve Your Credit Score Before Buying a House Ever wonder what credit score is needed to buy a house?… Read More 3 min read

  • Mortgage Case Study - 100% Financed, VA Purchase Loan

    Case Study #6 – 100% Financed, VA Purchase Loan

    The Client Our client came to us wanting to purchase a home with 100% financing. Loan Type – Purchase  Program –… Read More 2 min read

  • Piggy bank and a house

    How Do I Know If I’m Ready to Buy a Home?

    Buying a home is a pretty big deal, and you want to make sure that before you make that decision you… Read More 1 min read

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