How Much is the Down Payment for a $300,000 House?

The down payment on a new home should be at least twenty percent, although recent changes in lending have resulted in… Read More 8 min read
How to Buy a House with $0 Down in 2022

There are many ways to finance a home purchase with $0 down. Learn how to obtain Government-backed loans, Piggyback mortgages, and… Read More 7 min read
Six Satisfyingly Simple Steps for Mortgage Pre-Qualification

Obtaining a pre-qualification letter from your mortgage lender is an essential first step in buying a home. The letter is necessary… Read More 7 min read
USDA Rural Development Loans

USDA Rural Development Loans, Part 9: USDA Loans vs. FHA Loans Buying your very first home or condo is a very… Read More 3 min read
What Home Buyers Should Expect in 2021

2020 was a very strange year on all levels. The mortgage and real estate industries were dramatically impacted by the pandemic.… Read More 4 min read
Buying a Home – Are You Ready to Start Your Home Search?

If you have been following the Moreira Team Blog, you will have seen our ongoing series breaking down the seven key… Read More 4 min read
How to Make Your Home Purchase Offer More Attractive

You are financially prepared to buy a home. You have found a house you would like to buy. Now, it’s time… Read More 3 min read
Buying a Home? Get Your Finances in Order First!

If you are planning to buy a home and apply for a mortgage loan, there are many steps you will need… Read More 3 min read
What Credit Score is Needed to Buy a House?

It is the American Dream to own a home. However, a purchase this big doesn’t happen overnight. You will have a… Read More 3 min read
VA Purchase Loans

The VA Purchase Loan Process If you are either a Veteran or an active member of the military, you can obtain… Read More 2 min read
5 Mortgage Tips for First Time Home Buyers

Buying your first home is a very exciting event. It’s what the American Dream is all about. However, it is important… Read More 3 min read
7 Questions and Answers For Buying a Home and Financing the Purchase

What Mortgage Options Are Available? Buying and Financing A Home – Home loan lenders now offer several affordable mortgage options which… Read More 3 min read
What You Should and Should Not Do When Searching For a Home to Buy

Searching for a home – there is something so exciting about looking for a beautiful home to move into. You can… Read More 4 min read
Case Study #8 – Conventional Loan with 10% Down

The Client Our client came to us wanting to purchase a home with 10% down. Loan Type – Purchase Program –… Read More 2 min read
How Strong is My Mortgage Pre-Approval?

If you want to buy a property, the first thing that you need to do is get pre-approved for a mortgage.… Read More 5 min read
The Best Way to Get a Mortgage When You Are Self-Employed

Over the last 10 years, acquiring a mortgage has become very difficult if you are self-employed. Before 2007, individuals who did… Read More 3 min read
Case Study #7 – Jumbo Loan Without 20% Down

The Client Our client came to us wanting to purchase a luxury property. Loan Type – Purchase Program – Conventional 80/10/10… Read More 2 min read
What Credit Score is Needed to Buy a House – Are You Ready?

How to Improve Your Credit Score Before Buying a House Ever wonder what credit score is needed to buy a house?… Read More 3 min read
Case Study #6 – 100% Financed, VA Purchase Loan

The Client Our client came to us wanting to purchase a home with 100% financing. Loan Type – Purchase Program –… Read More 2 min read
How Do I Know If I’m Ready to Buy a Home?

Buying a home is a pretty big deal, and you want to make sure that before you make that decision you… Read More 1 min read