Qualifications for USDA Loans – Keep reading for the best information. In addition to no down payment and 100% financing, USDA… Read More 3 min read

USDA Loans, Part 5: Loan Process & Timeline  If you are buying a home in a rural area and have a… Read More 3 min read

USDA Loans, Part 4: USDA Loan Eligibility

USDA Loan Eligibility USDA Loan Eligibility – If you are looking to buy a home with zero down payment, low mortgage… Read More 3 min read

USDA Loans, Part 3: How a Credit Score Affect a USDA Home Loan

USDA Home Loan USDA home loans are great options for rural first-time home buyers. In our previous two articles, we covered… Read More 3 min read

USDA Loans, Part 2: USDA Income Limits

USDA Loans Income Limits We are continuing our discussion on USDA mortgage loans. Today, we want to specifically talk about the… Read More 2 min read

USDA Loans, Part 1: What is a USDA Home Loan?

Welcome to the first part of our Moreira Team Blog series about USDA home loans. We feel that not enough home… Read More 3 min read

How Does the USDA Home Loan Process Work?

We’ve been talking about USDA home loans a lot on the Moreira Team Blog lately. They are sometimes overlooked by home… Read More 3 min read

2021 USDA Home Loan Requirements and Rates

USDA Home Loan Requirements – The Full Picture USDA home loans are a great option you will want to look into… Read More 3 min read

How Will Student Loan Debt Affect Your Mortgage Eligibility?

It’s no secret that student loan debt is a major concern for many college graduates. The high expenses of college tuition… Read More 4 min read

Am I Eligible for a USDA Home Loan?

What is a USDA Home Loan? A USDA Home Loan is a great option for home buyers who meet the eligibility… Read More 4 min read

What Home Buyers Should Expect in 2021

2020 was a very strange year on all levels. The mortgage and real estate industries were dramatically impacted by the pandemic.… Read More 4 min read

How to Make the Best Purchase Offer in a Seller’s Market

It’s no secret that we are in a strong seller’s market right now. Housing inventory is low, home prices are up… Read More 4 min read

Understanding the Home Inspection and Appraisal Processes

Now that the seller has accepted your offer, you are officially ready to enter the “closing process” as the final details… Read More 3 min read

Buying A Home – What Happens on Closing Day?

Buying A Home: 7 Step Series We’ve made it through our 7-step series on the home buying process. If you are… Read More 3 min read

Buying a Home – Are You Ready to Start Your Home Search?

If you have been following the Moreira Team Blog, you will have seen our ongoing series breaking down the seven key… Read More 4 min read

How to Make Your Home Purchase Offer More Attractive

You are financially prepared to buy a home. You have found a house you would like to buy. Now, it’s time… Read More 3 min read

The Importance of Getting Preapproved for Your Home Mortgage Loan

In our current blog series, we are walking through the 7 key steps involved in buying a home. We’ve already talked… Read More 3 min read

Do You Have to Use a Preferred Lender?

Many real estate agents and home builders will offer recommendations for “preferred lenders.” These are lenders who they have worked with… Read More 5 min read

Buying a Home? Get Your Finances in Order First!

If you are planning to buy a home and apply for a mortgage loan, there are many steps you will need… Read More 3 min read

What Credit Score is Needed to Buy a House?

It is the American Dream to own a home. However, a purchase this big doesn’t happen overnight. You will have a… Read More 3 min read