What is a USDA Home Loan? A USDA Home Loan is a great option for home buyers who meet the eligibility… Read More 4 min read

2020 was a very strange year on all levels. The mortgage and real estate industries were dramatically impacted by the pandemic.… Read More 4 min read

How to Make the Best Purchase Offer in a Seller’s Market

It’s no secret that we are in a strong seller’s market right now. Housing inventory is low, home prices are up… Read More 4 min read

Understanding the Home Inspection and Appraisal Processes

Now that the seller has accepted your offer, you are officially ready to enter the “closing process” as the final details… Read More 3 min read

Buying A Home – What Happens on Closing Day?

Buying A Home: 7 Step Series We’ve made it through our 7-step series on the home buying process. If you are… Read More 3 min read

Buying A Home – Are You Ready to Start Your Home Search?

If you have been following the Moreira Team Blog, you will have seen our ongoing series breaking down the seven key… Read More 4 min read

How to Make Your Home Purchase Offer More Attractive

You are financially prepared to buy a home. You have found a house you would like to buy. Now, it’s time… Read More 3 min read

The Importance of Getting Preapproved for Your Home Mortgage Loan

In our current blog series, we are walking through the 7 key steps involved in buying a home. We’ve already talked… Read More 3 min read

Do You Have to Use a Preferred Lender?

Many real estate agents and home builders will offer recommendations for “preferred lenders.” These are lenders who they have worked with… Read More 5 min read

Buying a Home? Get Your Finances in Order First!

If you are planning to buy a home and apply for a mortgage loan, there are many steps you will need… Read More 3 min read

What Credit Score is Needed to Buy a House?

It is the American Dream to own a home. However, a purchase this big doesn’t happen overnight. You will have a… Read More 3 min read

Have You Considered a Cash Out Refinance?

What is a Cash Out Refinance? If you have good equity in your home and could use some of that money… Read More 4 min read

What is a Jumbo Mortgage Loan?

Jumbo Mortgage Loan – We’ve talked a lot about discount mortgage programs on the Moreira Team Blog recently. FHA loans, VA… Read More 3 min read

Discover the Benefits of a USDA Home Loan for Rural Home Buyers

Most home buyers will explore all of their lending options before making a decision. Did you know that there may be… Read More 3 min read

Considering a VA Home Purchase Loan? Here’s What You Need to Know.

A VA Home Purchase Loan (or just VA Loan for short) is a mortgage loan that is guaranteed by the U.S.… Read More 3 min read

Is an FHA Loan Right for You?

If you are looking at buying your first home, you will want to explore all of your mortgage loan options. You… Read More 4 min read

What to Expect from Mortgage Rates in 2021

We all know that mortgage rates throughout the entire country were at historic lows throughout much of 2020 and they continue… Read More 3 min read

VA Purchase Loans

The VA Purchase Loan Process If you are either a Veteran or an active member of the military, you can obtain… Read More 2 min read

5 Mortgage Tips for First Time Home Buyers

Buying your first home is a very exciting event. It’s what the American Dream is all about. However, it is important… Read More 3 min read

Advantages of VA Loans for First-Time Home Buyers

VA Purchase Loans Most VA-eligible borrowers have seen the need to finance a home through the VA Loan Guaranty Program. With… Read More 4 min read