Which Mortgage Loan Product is Right for Me?

Choosing the Right Home Loan is not Easy (and Why it Matters) Does this story resonate with you? You managed to… Read More

What Credit Score is Needed to Buy a House – Are You Ready?

How to Improve Your FICO Score Before a Home Purchase With the housing market having been strong for the last 6… Read More

What Can I Expect to Happen on Closing Day?

This article simplifies closing day tips to help you remember: you’ll present your paid homeowner’s insurance policy or a binder and… Read More

Government Home Loans – Are They Beneficial?

What are the Benefits of Government Home Loans? Depending on your unique needs, there are three primary government home loans out… Read More

How Do I Know If I’m Ready To Buy A Home?

You can find out if you are ready to buy a home by asking yourself some simple questions: Do I have… Read More

600 FICO Mortgage Defies Convention

Veterans and active military with a FICO score of 600 or more can qualify for an amazing refinance program. Read More

Buying A Home: The Final Walk-Through?

Well, as buying a home stories go, this will likely be the first opportunity to examine the house without furniture giving you… Read More

How to Decrease Interest Rate on a Fixed Rate Loan?

Here’s a good example. If interest rates drop significantly, you may want to investigate refinancing. According to the US Department of… Read More

How do I Begin the Process of Buying a Home?

Buying a home is a huge decision. Having a plan early on in the process is key to a good home… Read More

Home Buying Questions that Need Asking

If you have home buying questions (and you should always have questions when buying a house), the focus should be on… Read More

What Should I Look for When Buying a Home?

In addition to comparing the home to your minimum requirement and wish lists use the HUD Home Scorecard and consider the… Read More

What Is a Decorating Allowance?

As this article explains, new home builders and resale sellers sometimes offer a “decorating allowance.” Typically, this enables buyers to upgrade… Read More

Moreira Team Mortgage Ebook Library Recognized

Moreira Team was happy to see our mortgage ebook library mentioned in the March 7th Huffington Post article 4 Main Data… Read More

The Home Loan Process

The Home Loan Process Step-by-Step To begin the home loan process call a mortgage advisor at 404-238-7888. You can also Get… Read More

What are the Major Types of VA Loans?

Now that we are seeing an upswing in the VA loan housing market, stats are showing more than ever that active… Read More

Military Discharge and VA Loan Eligibility

Does a Military Discharge Affect VA Loan Eligibility? As you’ll see in this video, discharge conditions can affect a veteran’s eligibility… Read More

Home Purchase Agreement – Considering an Attorney

A home purchase is a complex process requiring a lot of helpful expertise. When you don't understand a home purchase contract, get an attorney to review it. Read More

How to Pay Off Private Mortgage Insurance Early

What is PMI and the Benefits of Paying It Off Early. After a few years of accelerated mortgage payments I paid… Read More

Adjustable or Fixed Rate Mortgage – What’s the Difference?

Fixed Rate Mortgage Your interest rate and mortgage payments stay the same throughout the term. This means you will always know… Read More

USDA Streamline Refinance: No Credit Score or Appraisal

Since the beginning of 2014, mortgage rates have been declining. The median average 30 year fixed rate mortgage has dropped 60… Read More