Moreira Team Mortgage Blog

Rate Change is in the Air: Time to Consider Your Mortgage Refinance Options

High interest rates have held would-be home buyers at bay and made it tough for owners ready to pull the trigger… Read More 6 min read

Turn Your Home Equity Into Capital With a Cash-Out Refinance

Key Takeaways  Is a Cash-Out Refinance Right for You? There are many ways to refinance a mortgage and even more reasons… Read More 6 min read

How Long Does it Take to Buy a Home?

For almost every first time home buyer with common mortgage types (like the FHA loan), the purchase process lasts a month… Read More 6 min read

The Summer Georgia Real Estate Market is Heating Up – Everything You Need to Know in July

Key Takeaways  Is It Finally Time to Buy?  Sellers list more houses each month in preparation for falling mortgage rates in… Read More 6 min read

An Inside Look at Closing Costs and How They Protect You

Figuring out a home’s affordability isn’t as simple as looking at the sales price and weighing it against your budget. When… Read More 7 min read

Ride the Rate Wave Down with a Rolling No-Cost Refinancing Strategy

Homebuyers and investors are constantly watching rates to determine the best time to enter the market. No one wants to buy… Read More 6 min read

Are You Buying a Home in an HOA? Here’s What to Know

Homebuyers seeking better mortgage rates in Georgia may be overlooking a crucial factor in their decision—the benefits, challenges, and cost of… Read More 7 min read

Decisions, Decisions: Buying vs Renting in Georgia

Whether you’re a first-time home buyer or an experienced one, deciding between buying vs renting a home in Georgia can be… Read More 6 min read

Understanding Mortgage Escrow and Why You’re Paying It

The financial journey of buying a home doesn’t end once you close on the deal and move in. In fact, that’s… Read More 7 min read

6 Sneaky Costs First Time Home Buyers Should Know About

Key Facts:  First-time homebuyers from younger generations are experiencing hidden costs in the home purchasing process that leave them with regrets.… Read More 6 min read

Shrink Your Home Purchase Timeline with a Powerful Offer

When you’ve found the perfect Georgia home, it’s natural to feel a sense of urgency around finalizing the purchase. But there… Read More 6 min read

How Much Are Closing Costs on a $225,000 House?

Closing cost are the different fees associated with the mortgage process. For the most part, you can expect to pay between… Read More 2 min read

Strengthen Your Home Offer By Waiving Financing Contingency

The housing market has been pretty wild for the last few years and homebuyers have had to bear the brunt. Home… Read More 6 min read

How to Budget for Buying Your First Home

Purchasing your first home can be terrifying. On top of navigating a process you have no experience with, the financial stress… Read More 6 min read

Buy, Sell, or Both: Use the Mortgage Calculator Georgia Residents Love

When it comes to buying a house, timing is everything! Managing one mortgage is tough, imagine juggling two or, worse, having… Read More 6 min read

How a Dream Team Helps You Tackle Mortgage Rates in Georgia

You’ve probably heard rumblings about the upcoming housing market. Whether you’re a first-time home buyer or an experienced one, assembling a… Read More 5 min read

How to Pick the Best Mortgage Company & Get a Custom Rate

From first time home buyers to experienced ones, many homebuyers enter the market with excitement but limited knowledge about the financial… Read More 5 min read

Choosing a Mortgage Lender: National vs Local

We all wish buying a home could be as easy as shopping for patio furniture. A lot goes into purchasing a… Read More 6 min read

The Best Mortgage Companies are Hybrid Lenders – Here’s Why

When you’re a first time home buyer or knowledgeable property investor, understanding the nuances of mortgage financing is crucial. Among the… Read More 6 min read

Old House vs New House: Which is Right for You?

It’s a question as old as time – or as old as houses. Should you buy a new home or spring… Read More 6 min read