The Shift Is Here: How It’s Becoming a Buyer’s Market in 2025

In this article

1. Buyer’s vs Seller’s Market
2. Why the Market is Shifting in Favor of Buyers
3. 1. Inventory is Rising
4. 2. Interest Rates are Rising
5. 3. Price Cuts are Becoming Common
6. 4. Days on Market are Increasing
7. What This Means for Today’s Buyers
8. More Choices, Less Stress
9. Negotiating Power
10. Fewer Bidding Wars
11. Time to Plan Strategically
12. What Mortgage Company to Choose in Today’s Market?
13. Market Savvy Guidance
14. Custom Loan Solutions
15. Speed and Simplicity
16. Local Expertise, National Reach
17. What to Do Next If You’re Thinking of Buying
18. Conclusion: Use the Power to Your Advantage

For the past few years the real estate market has been a seller’s market. Limited inventory, historically low interest rates and sky high demand made it tough for buyers to compete. Bidding wars were the norm, homes were selling above asking price and buyers were waiving contingencies just to get in the door.

But as we move deeper into 2025 the tide is turning.

The U.S. housing market is slowly becoming a buyer’s market—and for would be homeowners that’s good news. We’ve seen firsthand how conditions are favoring buyers in several ways. Let’s explore what’s behind this shift, what it means for you as a buyer and how we can help you navigate it.

Buyer’s vs Seller’s Market

In a seller’s market there are more buyers than homes. This gives the seller the upper hand—driving up prices, reducing buyer power and speeding up sales.

In a buyer’s market the opposite is true. Inventory rises, demand softens and buyers gain the power. Sellers may offer concessions, reduce listing prices or keep their homes on the market longer waiting for offers.

We’re now seeing those signs.

Why the Market is Shifting in Favor of Buyers

There are several reasons behind the gradual shift towards a buyer’s market in 2025:

1. Inventory is Rising

After years of limited inventory more homes are finally hitting the market. New construction is picking up and homeowners who held off on selling during the pandemic or during the peak seller’s market are now listing their homes.

According to recent data from Realtor.com active listings are up over 30% year over year in many major markets. This gives buyers more choices, less competition and downward pressure on prices.

2. Interest Rates are Rising

The Federal Reserve’s actions to curb inflation have resulted in higher interest rates than the record lows of 2020 and 2021. While this initially cooled buyer activity it has also kept some would be sellers from moving especially if they’re locked into lower rate loans.This has resulted in a slower overall pace of sales. For buyers who can still qualify comfortably this means less competition and more negotiating power.

3. Price Cuts are Becoming Common

Sellers who thought they could get top dollar are now adjusting to reality. Price cuts are happening more frequently—especially on homes that have been on the market for weeks not days.

In many areas up to 25% of listings have had at least one price drop—a clear sign that sellers are feeling the pressure to get offers. This gives buyers room to negotiate, ask for concessions or avoid overpaying.

4. Days on Market are Increasing

During the peak of the seller’s market homes were selling in days or even hours of being listed. In 2025 that urgency has dissipated. Many listings are now sitting on the market for 30 days or more.

This added time gives buyers breathing room to shop, compare and negotiate favorable terms—a luxury that was almost impossible in 2021 or 2022.

What This Means for Today’s Buyers

If you’ve been waiting for the right time to buy 2025 may be that time.

Here’s how this market shift benefits you:

More Choices, Less Stress

With inventory increasing buyers now have more options. That means you’re more likely to find the right home, in the right neighborhood, at the right price—without having to rush or compromise.

Negotiating Power

Buyers are in a stronger position to negotiate the purchase price to closing costs. In many cases sellers are offering credits for repairs, rate buydowns or other incentives to sweeten the deal.

Fewer Bidding Wars

Gone are the days of 10+ offers on a single property. While well priced homes still get attention the frenzy has cooled off. That means buyers can make thoughtful offers—often below asking price—without getting outbid.

Time to Plan Strategically

The slower pace of the market means you have time to get pre-approved, explore financing options and work with an experienced mortgage team (like us!) to develop a home buying strategy tailored to your goals.

Caution: It’s Still a Competitive Market in Some Areas, While the national trend favors buyers, real estate is local. Some high demand markets—especially in the Southeast and parts of the West Coast—still have limited inventory and strong price resilience.

That’s why having a knowledgeable partner on your side is key. At The Moreira Team we don’t just look at headlines—we dig into your specific market, lending options and financial profile to help you make the smartest move.

What Mortgage Company to Choose in Today’s Market?

At The Moreira Team we specialize in helping buyers succeed—no matter the market. In today’s transitioning market our personalized, transparent and strategy driven approach is more important than ever.

Here’s what sets us apart:

Market Savvy Guidance

We monitor housing trends, lending conditions and local real estate dynamics so we can advise you with up-to-date information. Whether you’re a first time buyer or upgrading we’ll guide you through every step.

Custom Loan Solutions

We offer a wide range of mortgage products—from conventional loans and FHA options to VA loans and specialized programs like our Doctor Loan Program. Whatever your situation we’ll tailor a solution that fits your needs and budget.

Speed and Simplicity

We believe getting a mortgage should be easy and fast. Our team uses a streamlined digital process that keeps you informed and moving forward—so you can close quickly and confidently.

Local Expertise, National Reach

Based in Atlanta and licensed in multiple states we combine local market knowledge with national lending power. Wherever you’re looking to buy we’ve got your back.

What to Do Next If You’re Thinking of Buying

If you’re ready to take advantage of today’s buyer friendly conditions now is the time to act.

Here’s how to get started:

1. Get Pre-Approved
   This gives you a clear understanding of your budget, strengthens your offer and helps you move fast when you find the right home.
2. Talk to Our Team
   Whether you’re just starting to plan or ready to buy next month our mortgage experts can walk you through your options and help you build a smart game plan.
3. Explore Our Resources
   Access helpful tools, rate calculators, blog posts and more.

Conclusion: Use the Power to Your Advantage

2025 will be a year to remember in the US housing market—a year that marks the transition from a crazy seller’s market to a more balanced buyer’s market. For serious buyers this is a chance to buy smart.

At The Moreira Team we can help you make the most of it. Let us be your guide, your advocate and your mortgage experts—so you can buy with confidence, clarity and peace of mind.