Today’s Mortgage Rates.

100% transparent process & 'real' mortgage rates mean you save money and spend less out of pocket.
No hard sales – guaranteed!

30 Year Fixed Conforming 7.375% APR 7.893% The Most Common Mortgage Loan

15 Year Fixed Conforming 6.875% APR 7.364% Save the Most on Interest

30 Year Fixed FHA 6.500% APR 7.474% Great for First Time Home Buyers

Rates as of October, 1 2023 See All Rates | See Rate Assumptions

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Rate Table Assumptions

Conventional Rates shown assume a purchase transaction.
Annual Percentage Rate (APR) calculations assume a purchase transaction of a single-family, detached, owner-occupied primary residence; a loan-to-value ratio of less than or equal to 95%; a minimum FICO score of 760, lock days at 30.

Term	Loan Amount	LTV	Points
30yr Fixed	$351,000	95.0%	1
15yr Fixed	$351,000	95.0%	1
30yr Jumbo	$650,000	75.0%	1
30yr FHA	$275,000	96.5%	1
30 Yr VA	$300,000	100.0%	1

Rates may be higher for loan amounts under $351,000. Please call for details.
Rates are subject to change without notice.
Closing Costs assume that borrower will escrow monthly property tax and insurance payments.
Subject to underwriter approval; not all applicants will be approved.
Fees and charges apply.
Payments do not include taxes and insurance.
Rates based on information gathered from OptimalBlue.
Mortgage insurance is not included in the payment quoted. Mortgage insurance will be required for all FHA and USDA loans as well as conventional loans where the loan to value is greater than 80%.
Restrictions may apply. Ask for details.
Moreira Team | MortgageRight is an Equal Opportunity Lender

“Rate Over X%” Assumptions

Rates shown assume a refinance transaction.
Annual Percentage Rate (APR) calculations assume a purchase transaction of a single-family, detached, owner-occupied primary residence; a loan-to-value of 75%; a minimum FICO score of 740; a Loan Term of 360 months; and a loan amount of $300,000 for conforming loans.
Rates may be higher for loan amounts under $275,000. Please call for details.
Rates are subject to change without notice.
Closing Costs assume that borrower will escrow monthly property tax and insurance payments.
Subject to underwriter approval; not all applicants will be approved.
Fees and charges apply.
Payments do not include taxes and insurance.
Rates based on information gathered from OptimalBlue.
Mortgage insurance is not included in the payment quoted. Mortgage insurance will be required for all FHA and USDA loans as well as conventional loans where the loan to value is greater than 80%.
Restrictions may apply.
Moreira Team | MortgageRight is an Equal Opportunity Lender

No salesperson. No SSN or Credit Check. You pick your best rate.

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7.375%

$10,039

$2,424

7.893%

$2,535

$2,424

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I need to...

Purchase Refinance

This property will be my...

Primary Residence Second / Vacation Home Investment Property

The property is a...

Single Family Multi Family Condominium Town Home Manufactured Home(double-wide only)

Have you or your spouse ever served in the military?

No Yes

Is the loan you're refinancing a VA Loan?

No Yes

Will this be first time use?

No Yes

Are you VA funding fee exempt?

No Yes

How would you rate your credit?

Excellent+ (760+) Excellent (740–759) Very Good+ (720–739) Very Good (700–719) Good+ (680-699) Good (660-679) Decent+ (640-659) Decent (620-639) Fair+ (600-619) Fair (599 and below)

What is your property's value?

$70k

$2M+

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What is your remaining mortgage balance?

$70k

$1.5M+

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Would you like to take cash out or borrow additional cash?

No Yes

How much cash would you like to borrow?

$1k

$1M+

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What is your current mortgage interest rate?

12%+

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What is your purchase price?

$70k

$2M+

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What is your down payment?

50%+

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Term	Rates	APR
30 Yr Fixed Conforming	7.375%	7.893%
15 Yr Fixed Conforming	6.875%	7.893%
30 Yr Fixed Jumbo	%	%
30 Yr Fixed FHA	6.500%	7.474%
30 Yr Fixed VA	6.500%	6.940%

Today’s Mortgage Rates.

100% transparent process & 'real' mortgage rates mean you save money and spend less out of pocket.No hard sales – guaranteed!

Instant rate & closing cost quotes. No SSN required.

All Rates

Rate Table Assumptions

“Rate Over X%” Assumptions

No salesperson. No SSN or Credit Check. You pick your best rate.

It's Easier Than Ever to Get Your Custom Mortgage Rate Options!

You're not getting the best mortgage rate...

You're in charge of your best rate.

The whole process is quick and easy.

Why Choosing Moreira Team | MortgageRight is Such an Easy Decision

Making the best decisionfor you and your family.

Better Mortgage Rates..

Rate and Closing Cost Options.

No Hidden Costs. Just Transparency.

Easy Process and Fast Closings.

Step 1

Analyze Your Goals & Review Mortgage Rates Instantly

Step 2

Provide Basic Information

Step 3

Get Approved & Close Fast

Real Mortgage Rates. Real Fast.

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I need to...

This property will be my...

The property is a...

Have you or your spouse ever served in the military?

Is the loan you're refinancing a VA Loan?

Will this be first time use?

Are you VA funding fee exempt?

How would you rate your credit?

What is your property's value?

What is your remaining mortgage balance?

Would you like to take cash out or borrow additional cash?

How much cash would you like to borrow?

What is your current mortgage interest rate?

What is your purchase price?

What is your down payment?

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100% transparent process & 'real' mortgage rates mean you save money and spend less out of pocket.
No hard sales – guaranteed!

Making the best decision
for you and your family.