Mortgage Articles

Adjustable or Fixed Rate Mortgage – What’s the Difference?

Fixed Rate Mortgage Your interest rate and mortgage payments stay the same throughout the term. This means you will always know… Read More 4 min read

Case Study #1 – Investment Property Cashflow

The Client Our client came to us wanting to purchase an investment property. Client Requirement The client wants to buy an income-producing… Read More 2 min read

Finding the Right Home to Buy

It is all about location, location, location. And this one fact will determine the cost of your new home more than… Read More 5 min read

Getting Started with Mortgage Basics

How Does a Mortgage Work? In plain English, a mortgage is a loan to buy a home Principal vs. InterestEarly on… Read More 3 min read

How to Make an Offer on a House

Knowing how to make an offer on a house purchase does not have to be a stressful experience when you have… Read More 2 min read

What is a Conditional Offer on a House?

Sometimes You Have To Make a Conditional Offer In some situations you have to add conditions to an offer on a… Read More 2 min read

First Time Home Buyer Check List

Are There Special Mortgages for a First Time Home Buyer? There is nothing quite like owning your first home and sense… Read More 7 min read

What Do I Need to Buy a House?

What are Your Present Home Wants Versus Your Future Needs? Let’s face it, buying a home can be an emotional experience.… Read More 2 min read

Mortgage Approval – What Should You Know?

What Goes Into Getting a Mortgage Approval When the offer has been accepted, the next step is mortgage approval. Let your… Read More 2 min read

How Much Are Closing Costs on a $350,000 House?

Closing cost are comprised of several various fees associated with the mortgage process. In most cases the closing costs you will… Read More 2 min read

Getting Ready for Moving Day

Our moving day tips start with advising you to prepare well in advance for your big day. Give yourself time to… Read More 3 min read

How Much Down Payment for a House?

How Much Down Payment Do I Need to Buy a House? A down payment is the amount of money you put… Read More 4 min read

Mortgage Pre-Approval – Is it Important?

Getting Pre Approved for a Home Loan Before you start your home buying journey, the first thing you should do is… Read More 2 min read

Buying a Second Home – Your Top Considerations

Whether you’re looking into how to buy a second home or buying a vacation property we can help you determine what you… Read More 4 min read

How Much House Can I Afford?

Mortgage Budget By reviewing how much house you can afford upfront with your Mortgage Advisor you can figure out how much you… Read More 3 min read

How to Pay Off Mortgage Early?

Mortgage Payoff Tips If you want to pay off mortgage early, you can save on the cost of your interest payments… Read More 1 min read

Do You Need a Home Appraisal?

What is a Home Appraisal? A home appraisal is a process in which a fair market value is assessed and applied… Read More 1 min read

Your Home Options: Types of Houses to Consider When You Decide to Buy

What Types of Home Options are out There? We will help you to compare the different types of homes available to… Read More 3 min read

Home Inspection Checklist

How Does a Home Inspection Work? Assuming that you put a home inspection as a condition of your offer. Once the… Read More 2 min read

What is Private Mortgage Insurance (PMI)?

PMI stands for Private Mortgage Insurance or Insurer. These are privately-owned companies that provide mortgage insurance. They offer both standard and… Read More 1 min read