Refinancing Articles

VA Streamline Refinance (IRRRL): Lower Your Interest Rate Fast with No Appraisal or Income Check

Key Insights: Veterans are more likely than non-veterans to own a home. However, the research also shows that millions of veterans… Read More 6 min read

Using Home Equity for Debt Consolidation and Cash Flow Relief

Key Takeaways If there was ever a time for homeowners to feel the pinch, it would be now: rising costs, inflation,… Read More 6 min read

The Plot Thickens with Falling Mortgage Refinance Rates

Key Takeaways The lights dim. The screen flickers to life. After months of teaser trailers, speculation, and anticipation, the “Fed Rate… Read More 7 min read

Blueprint for Success: How Soon Can You Refinance a Mortgage in a Falling Rate Environment?

Key Takeaways: Preparing the Ground Timing and planning are everything in any construction project. What is the right season? What is… Read More 8 min read

What Do Falling Interest Rates Mean for Home Loans?

On September 18, the Fed announced it would drop interest rates by 50 basis points. Even though there’s a flurry of… Read More 5 min read

The Fed’s Baton: Conducting the Symphony of Mortgage Rates and Home Prices

Key Takeaways: The Overture: Setting the Stage Anew Whether you’re a first-time homebuyer or an experienced one, the Federal Reserve’s decisions… Read More 7 min read

Rate Change is in the Air: Time to Consider Your Mortgage Refinance Options

High interest rates have held would-be home buyers at bay and made it tough for owners ready to pull the trigger… Read More 6 min read

Turn Your Home Equity Into Capital With a Cash-Out Refinance

Key Takeaways  Is a Cash-Out Refinance Right for You? There are many ways to refinance a mortgage and even more reasons… Read More 6 min read

Ride the Rate Wave Down with a Rolling No-Cost Refinancing Strategy

Homebuyers and investors are constantly watching rates to determine the best time to enter the market. No one wants to buy… Read More 6 min read

What Mortgage Refinance Rates Mean for New Homeowners

Whether you’re a first-time home buyer or an experienced homeowner seeking more favorable loan terms, it’s important to consider the cost… Read More 5 min read

Can I Refinance My Mortgage Without Closing Costs?

For many homeowners seeking to save money and consolidate debt, mortgage refinancing can be an attractive option. However, the cost to… Read More 6 min read

HELOC or a Refi? This Refinance Cash Out Mortgage Calculator is a Great Place to Start.

We live in a culture of more. Once you meet one goal, another can swiftly replace it. A recent Gallup survey… Read More 6 min read

Lower Your Monthly Payment With an FHA Mortgage Refinance

With interest rates rising over the last few years and a housing market that’s been anything but steady, many first-time home… Read More 6 min read

Mortgage Refinancing: Your Debt Consolidation Strategy

Financial hardship is one of the toughest types of stress to deal with, and Americans are feeling the sting. Total household… Read More 6 min read

One of the Best Mortgage Lenders in Georgia Can Help During Your Divorce

Divorce—it’s a topic not to be taken lightly, and if you’re reading this article, chances are you’re facing some tough decisions.… Read More 5 min read

FHA Cash-Out Refinance Guidelines and Mortgage Rates for 2022

If you’re planning to refinance your current mortgage, it’s important to learn about FHA cash-out refinance guidelines. They’ll help you determine… Read More 7 min read

How Do I Cancel FHA Mortgage Insurance?

FHA mortgage insurance premium (MIP) isn’t permanent in spite of what you might have heard. While some homeowners can just let… Read More 7 min read

Case Study #11 – Cashout Refinance

The Client Our client wanted to payoff high interest credit cards to increase monthly cashflow and pull extra cash for a… Read More 2 min read

Case Study #10 – VA Cashout Refinance

The Client Client Requirement Using his VA benefits, the client wanted to cashout some equity from his home to consolidate high interest credit card debt and… Read More 2 min read

Case Study #9 – Shorter Term Refinance

The Client Our client came to us wanting to refinance her home with a lower term. Client Requirement The client’s main goal… Read More 2 min read