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Refinancing Articles

These are articles related to the refinancing process, the different options you have when it comes to refinancing your home and other helpful resources related to mortgage refinance.

  • When is a good time to refinance your home

    When Is a Good Time to Refinance Your Home

    Introduction The best time to refinance your home is when you can secure a mortgage rate that’s at least 0.75% below… Read More 14 min read

  • streamline FHA refinance

    Streamline FHA Refinance: Benefits, Rates, and Tips for Applying

    Need lower mortgage payments without the hassle? Streamline FHA refinance can help. This program allows homeowners with existing FHA loans to… Read More 14 min read

  • how does a cashout refinance work

    Cash Out Refinances: How They Work & Key Benefits

    Want cash from your home’s equity? A cash out refinance replaces your existing mortgage with a bigger one, giving you the… Read More 15 min read

  • how to lower your mortgage payments with a refinance

    The Best Refi Options: How to Lower Your Mortgage Payments Today

    Want to lower your mortgage payments or get a better interest rate? Refinancing, or refi, can make it happen. This guide… Read More 10 min read

  • fha streamline refinance

    Streamline FHA Refinance: Benefits, Rates, and Application Tips

    Need lower mortgage payments without the hassle? Streamline FHA refinance can help. This program allows homeowners with existing FHA loans to… Read More 14 min read

  • maximize equity with a fannie mae cash out refinance

    Maximizing Home Equity with a Fannie Mae Cash Out Refinance

    Are you looking to access cash from your home’s equity? A Fannie Mae cash-out refinance might be the solution, adhering to… Read More 13 min read

  • refinance with bad credit

    Top Strategies to Refinance with Bad Credit

    Refinancing a mortgage with bad credit might seem impossible, but viable options do exist. This guide covers refinancing strategies specifically including… Read More 13 min read

  • home equity loans for veterans

    Best Home Equity Loan Options for Veterans

    Looking to tap into your home’s equity as a veteran? VA Home Equity Loans offer several ways to access necessary funds.… Read More 15 min read

  • mortgage loan comparison

    Top Mortgage Loan Comparison: Find the Best Rates Today

    Looking for the best mortgage loan? Our mortgage loan comparison guide gives you the tools and tips to find the right… Read More 13 min read

  • how soon can you refinance after buying a home

    How Soon Can You Refinance After Purchasing a Home?

    If you’ve recently purchased a home, you might wonder, “How soon can you refinance after purchasing a home?” The waiting period… Read More 11 min read

  • FNMA Cash Out Refinance

    FNMA Cash Out Refinance: Requirements and Benefits

    Wondering how you can convert your home equity into cash? A FNMA cash out refinance lets you replace your current mortgage… Read More 10 min read

  • best mortgage in atlanta

    Best Mortgage in Atlanta, GA: Your Guide to Top Lenders

    Thinking about getting a mortgage in Atlanta, GA? This guide will help you understand mortgage options, navigate the home buying process,… Read More 8 min read

  • VA Cash Out Refinance

    VA Cash Out Refinance: Maximizing Your Home Equity

    If you’re a veteran looking to tap into your home equity while refinancing your mortgage, a VA refinance with cash out… Read More 10 min read

  • no closing cost refinance

    The Ultimate Guide to Refinancing Home Loan with No Closing Costs

    Refinancing a home loan with no closing costs lets homeowners skip those pesky upfront fees by either tacking them onto their… Read More 9 min read

  • best georgia mortgage broker

    Finding the Best Georgia Mortgage Lender – A Guide to Your Best Mortgage Options

    Are you searching for the best Georgia mortgage brokers? In this article, we’ll provide you with the best mortgage options, current… Read More 9 min read

  • Mortgage Refinance rates

    Mortgage Refinance Rates: A Simple Guide for Homeowners

    What is Refinancing, and Why Should You Care? Refinancing means replacing your current mortgage with a new one with better terms,… Read More 5 min read

  • cash out refinance 2025

    Cash Out In 2025

    What is a Cash-Out Refinance? Cash-out refinancing is a monetary tool that takes on a new or additional home loan to… Read More 6 min read

  • VA STREAMLINE REFI lower your rate fast

    VA Streamline Refinance (IRRRL): Lower Your Interest Rate Fast with No Appraisal or Income Check

    Key Insights: Veterans are more likely than non-veterans to own a home. However, the research also shows that millions of veterans… Read More 6 min read

  • Home Equity for Debt Consolidation

    Using Home Equity for Debt Consolidation and Cash Flow Relief

    Key Takeaways If there was ever a time for homeowners to feel the pinch, it would be now: rising costs, inflation,… Read More 6 min read

  • the plot thickens with mortgage refi rates

    The Plot Thickens with Falling Mortgage Refinance Rates

    Key Takeaways The lights dim. The screen flickers to life. After months of teaser trailers, speculation, and anticipation, the “Fed Rate… Read More 7 min read

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Today's Mortgage Rates for
November, 27 2025

Conventional 30 YR Fixed Rate Options

Rate APR Points Option
5.625% 5.793% 1.550 Points Lowest Rate, Higher Fees
5.875% 5.978% 0.841 Points Low Rate, Normal Fees
6.000% 6.058% 0.350 Points Competitive Rate, Less Fees
6.375% 6.400% -0.463 Points Lowest Total, Lender Credit

Conventional 15 YR Fixed Rate Options

Rate APR Points Option
4.875% 5.198% 1.839 Points Lowest Rate, Higher Fees
5.375% 5.508% 0.596 Points Low Rate, Normal Fees
5.625% 5.675% 0.059 Points Competitive Rate, Less Fees
5.875% 5.916% -0.686 Points Lowest Total, Lender Credit

FHA 30 YR Fixed Rate Options

Rate APR Points Option
5.375% 6.304% 1.945 Points Lowest Rate, Higher Fees
5.625% 6.440% 0.754 Points Low Rate, Normal Fees
6.000% 6.756% 0.117 Points Competitive Rate, Less Fees
6.500% 7.251% -0.790 Points Lowest Total, Lender Credit

FHA 15 YR Fixed Rate Options

Rate APR Points Option
5.125% 6.085% 1.501 Points Lowest Rate, Higher Fees
5.625% 6.477% 0.797 Points Low Rate, Normal Fees
6.125% 6.857% 0.036 Points Competitive Rate, Less Fees
6.250% 6.978% -0.460 Points Lowest Total, Lender Credit

VA 30 YR Fixed Rate Options

Rate APR Points Option
5.250% 5.634% 1.742 Points Lowest Rate, Higher Fees
5.500% 5.790% 0.693 Points Low Rate, Normal Fees
5.875% 6.106% 0.023 Points Competitive Rate, Less Fees
6.125% 6.358% -0.858 Points Lowest Total, Lender Credit

VA 15yr Fixed Rate Options

Rate APR Points Option
4.875% 5.544% 1.854 Points Lowest Rate, Higher Fees
5.375% 5.909% 0.966 Points Low Rate, Normal Fees
5.625% 6.071% 0.397 Points Competitive Rate, Less Fees
6.125% 6.513% -0.712 Points Lowest Total, Lender Credit

Jumbo 30 YR Fixed Rate Options

Rate APR Points Option
5.750% 5.918% 1.696 Points Lowest Rate, Higher Fees
5.990% 6.081% 0.856 Points Low Rate, Normal Fees
6.250% 6.261% 0.007 Points Competitive Rate, Less Fees
6.490% 6.501% -0.701 Points Lowest Total, Lender Credit

Jumbo 15 YR Fixed Rate Options

Rate APR Points Option
5.625% 5.881% 1.529 Points Lowest Rate, Higher Fees
5.875% 5.975% 0.529 Points Low Rate, Normal Fees
6.000% 6.041% 0.154 Points Competitive Rate, Less Fees
6.250% 6.267% -0.471 Points Lowest Total, Lender Credit

USDA 30 YR Fixed Rate Options

Rate APR Points Option
5.375% 6.024% 1.798 Points Lowest Rate, Higher Fees
5.625% 6.158% 0.566 Points Low Rate, Normal Fees
5.750% 6.259% 0.299 Points Competitive Rate, Less Fees
5.990% 6.472% -0.674 Points Lowest Total, Lender Credit

Home | Refinancing


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