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Home Buying Articles

These are articles related to the home buying process, the different purchase options available to a homebuyer and other helpful resources related to purchasing a a new property.

  • the best mortgage company and a custom mortgage rate

    How to Pick the Best Mortgage Company & Get a Custom Rate

    From first time home buyers to experienced ones, many homebuyers enter the market with excitement but limited knowledge about the financial… Read More 5 min read

  • choosing a mortgage lender national vs local

    Choosing a Mortgage Lender: National vs Local

    We all wish buying a home could be as easy as shopping for patio furniture. A lot goes into purchasing a… Read More 6 min read

  • hybrid mortgage lenders are the best lenders

    The Best Mortgage Companies are Hybrid Lenders – Here’s Why

    When you’re a first time home buyer or knowledgeable property investor, understanding the nuances of mortgage financing is crucial. Among the… Read More 6 min read

  • new house vs old house which is right for you

    Old House vs New House: Which is Right for You?

    It’s a question as old as time – or as old as houses. Should you buy a new home or spring… Read More 6 min read

  • Spring homebuying season

    Spring into Action: A Comprehensive Guide to Winning in a Busy Spring Housing Market

    The cost to refinance a mortgage or buy a home impacts experienced homeowners and first-time buyers alike. For the well-prepared, the… Read More 6 min read

  • Atlanta Housing Market Deep Dive

    The Atlanta Housing Market Deep Dive from Your Mortgage Lenders in Georgia

    As mortgage rates in Georgia are poised to drop later this year, buyers and sellers alike are anxious about what the… Read More 6 min read

  • Buying a house while self employed

    The Ins and Outs of Buying a Home While Self-Employed

    For many, the idea of buying a home for the first time is associated with a certain level of financial stability… Read More 6 min read

  • Co-buying could help first time homebuyers get a house

    Can Co-Buying Help You Get the House You Need?

    Here’s a simple truth – purchasing a home is difficult today. The volatile nature of the housing market and the high… Read More 6 min read

  • Mortgage rate cuts and why you shouldnt wait

    Mortgage Rate Cuts and Why You Shouldn’t Wait for Them

    If you’re a first time home buyer starting to shop around or an experienced one ready for something new, you probably… Read More 6 min read

  • closing costs on a $550,000 house

    How Much Are Closing Costs on a $550,000 House?

    Closing cost are comprised of a few different fees or taxes associated with the mortgage process. you’ll find that closing costs… Read More 2 min read

  • House hunting, start with a realtor and a good mortgage calculator

    House Hunting? Start With a Good Realtor, and the Mortgage Calculator Georgia Residents Prefer

    If you’re in the market to buy or sell a home, getting a good broker and lender is equally important to… Read More 6 min read

  • mortgage glossary for first time homebuyer

    Navigating Jargon: A Glossary for the First Time Home Buyer

    If you’ve decided to buy a home, you might feel a mix of excitement and intimidation. It’s a smart investment, but… Read More 6 min read

  • Finding the best mortgage lender in georgia

    For Less Stress During Your House Hunt— Find the Right Mortgage Lenders in Georgia

    As mortgage rates in Georgia steadily decrease, the buyers’ market competition increases. In theory, this is great for both first-time homebuyers… Read More 6 min read

  • mortgage case study - FHA Loan Challenge

    Case Study #14 – FHA Loan Challenge

    The Client Background During the Covid lockdown, Alex cosigned on an FHA mortgage with his mother. They lived together during the… Read More 4 min read

  • the impact your credit score has when buying a house

    The Impact Your Credit Score Has on Buying a Home

    There are seemingly countless things to consider and responsibilities to uphold during the home-buying process. With so many factors determining whether… Read More 6 min read

  • pre-approvals, fha loans, and upfront approval guarantees

    Pre-approvals, FHA loans, and Upfront Approval Guarantees, Oh My!

    Ready to start your house hunt but not sure how?  First time homebuyers are stressed. It’s overwhelming, terrifying, exciting, and difficult… Read More 5 min read

  • multigenerational living-a-guide-to-buying a home with family

    Multigenerational Living: A Guide to Buying a Home With Family Members

    Close-knit families across the country are taking the unconventional route when it comes to cohabitation. They’re opting to buy homes together… Read More 6 min read

  • A gift of equity could help you buy a house

    How a Gift of Equity Could Help You Meet the Requirements to Buy a House

    The real estate market hasn’t been as friendly to the first time home buyer as of late. Between high interest rates… Read More 6 min read

  • calculate your georgia mortgage rates

    Calculate Your 3% Down Payment Using the Mortgage Calculator Georgia Residents Prefer

    If you’re a first-time home buyer, you may wonder how to make this real estate market work for you instead of… Read More 7 min read

  • first time home buying for virtual workers

    The Nomadic Advantage: Why Virtual Workers Should Embrace Homeownership

    As of 2023, close to 13% of full-time employees work from home and 16% of companies operate fully remotely. These percentages… Read More 5 min read

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Founded in 2015, Moreira Team | MortgageRight is a boutique mortgage lender built to cater towards your financial needs, finding the best loan for your unique situation. We believe in a consultative “done-for-you” approach to getting a mortgage. That’s a fancy way of saying we treat you like family and make sure everything goes smooth. We also shop your loan with over 28 lenders and banks to make sure we deliver on our promise to get you the best deal. Close in as little as 17 days – with a low rate and a better payment.

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