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Home Buying Articles

These are articles related to the home buying process, the different purchase options available to a homebuyer and other helpful resources related to purchasing a a new property.

  • closing costs on a $350,000 house

    How Much Are Closing Costs on a $350,000 House?

    Closing cost are comprised of several various fees associated with the mortgage process. In most cases the closing costs you will… Read More 2 min read

  • How to Buy a Second Home

    Buying a Second Home – Your Top Considerations

    Whether you’re looking into how to buy a second home or buying a vacation property we can help you determine what you… Read More 4 min read

  • Nice Neighborhood

    Your Home Options: Types of Houses to Consider When You Decide to Buy

    What Types of Home Options are out There? We will help you to compare the different types of homes available to… Read More 3 min read

  • What is Private Mortgage Insurance

    What is Private Mortgage Insurance (PMI)?

    PMI stands for Private Mortgage Insurance or Insurer. These are privately-owned companies that provide mortgage insurance. They offer both standard and… Read More 1 min read

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Today's Mortgage Rates for
December, 16 2025

Conventional 30 YR Fixed Rate Options

Rate APR Points Option
5.625% 5.833% 1.973 Points Lowest Rate, Higher Fees
5.990% 6.082% 0.710 Points Low Rate, Normal Fees
6.250% 6.287% 0.124 Points Competitive Rate, Less Fees
6.500% 6.526% -0.823 Points Lowest Total, Lender Credit

Conventional 15 YR Fixed Rate Options

Rate APR Points Option
4.875% 5.212% 1.927 Points Lowest Rate, Higher Fees
5.375% 5.503% 0.561 Points Low Rate, Normal Fees
5.625% 5.668% 0.015 Points Competitive Rate, Less Fees
5.875% 5.916% -0.646 Points Lowest Total, Lender Credit

FHA 30 YR Fixed Rate Options

Rate APR Points Option
5.500% 6.421% 1.833 Points Lowest Rate, Higher Fees
5.875% 6.683% 0.647 Points Low Rate, Normal Fees
6.000% 6.768% 0.229 Points Competitive Rate, Less Fees
6.375% 7.124% -0.469 Points Lowest Total, Lender Credit

FHA 15 YR Fixed Rate Options

Rate APR Points Option
5.125% 6.118% 1.701 Points Lowest Rate, Higher Fees
5.625% 6.472% 0.766 Points Low Rate, Normal Fees
6.000% 6.795% 0.424 Points Competitive Rate, Less Fees
6.250% 6.978% -0.588 Points Lowest Total, Lender Credit

VA 30 YR Fixed Rate Options

Rate APR Points Option
5.375% 5.762% 1.743 Points Lowest Rate, Higher Fees
5.625% 5.903% 0.544 Points Low Rate, Normal Fees
5.875% 6.136% 0.332 Points Competitive Rate, Less Fees
6.125% 6.358% -0.820 Points Lowest Total, Lender Credit

VA 15yr Fixed Rate Options

Rate APR Points Option
5.000% 5.634% 1.624 Points Lowest Rate, Higher Fees
5.500% 5.997% 0.726 Points Low Rate, Normal Fees
5.625% 6.071% 0.396 Points Competitive Rate, Less Fees
6.125% 6.513% -0.835 Points Lowest Total, Lender Credit

Jumbo 30 YR Fixed Rate Options

Rate APR Points Option
5.875% 6.030% 1.543 Points Lowest Rate, Higher Fees
6.125% 6.198% 0.658 Points Low Rate, Normal Fees
6.250% 6.285% 0.256 Points Competitive Rate, Less Fees
6.490% 6.501% -0.493 Points Lowest Total, Lender Credit

Jumbo 15 YR Fixed Rate Options

Rate APR Points Option
5.625% 5.928% 1.823 Points Lowest Rate, Higher Fees
5.875% 6.021% 0.823 Points Low Rate, Normal Fees
6.125% 6.154% 0.073 Points Competitive Rate, Less Fees
6.375% 6.392% -0.427 Points Lowest Total, Lender Credit

USDA 30 YR Fixed Rate Options

Rate APR Points Option
5.500% 6.120% 1.473 Points Lowest Rate, Higher Fees
5.625% 6.177% 0.757 Points Low Rate, Normal Fees
5.750% 6.253% 0.237 Points Competitive Rate, Less Fees
5.990% 6.472% -0.763 Points Lowest Total, Lender Credit

Home | Home Buying | Page 10

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