Amanda Bailey

Licensed Branch Manager

Amanda Bailey is a Branch Manager at The Moreira Team. She is an experienced mortgage professional with a career that began in 2004. With over 20 years in the industry, Amanda has helped thousands of clients confidently navigate the mortgage process — from first-time homebuyers to seasoned homeowners and investors. She’s known for her deep industry knowledge, calm approach, and ability to simplify even the most complex loan scenarios.

As a leader on The Moreira Team, Amanda works alongside a powerhouse group of mortgage experts who are committed to delivering top-notch service with honesty, transparency, and a personal touch.

Amanda’s goal with every client — and through the knowledge she shares here — is to give practical, real-world mortgage advice that empowers people to make smart financial decisions. Whether you’re buying, refinancing, or just exploring your options, Amanda will guide you every step of the way.

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How Much House Can I Afford on a 100k Salary?

Earning $100k annually? You might be wondering, “how much house can I afford on a 100k salary?” Typically, you can afford… Read More 14 min read
Co-Buying a House: Complete Guide to Shared Homeownership in 2026

1. Introduction: What is Co-Buying a House and Why It Matters Co-buying a house is a strategy where two or more… Read More 8 min read
Conforming Loans: Complete Guide to Loan Limits and Requirements

What is a Conforming Loan and Why It Matters A conforming loan is a conventional mortgage that meets Federal Housing Finance… Read More 7 min read
Understanding FHA Guaranteed Loans: Requirements, Benefits, and How to Qualify

FHA guaranteed loans are government-backed mortgages that make homeownership more accessible, especially for FHA borrowers with lower credit scores or smaller… Read More 13 min read
Cash Out Refinances: How They Work & Key Benefits

Want cash from your home’s equity? A cash out refinance replaces your existing mortgage with a bigger one, giving you the… Read More 15 min read
Can You Buy a Home with Student Loan Debt? A Quick Guide

Short answer: Absolutely. You can qualify for a mortgage while carrying those student loans—and the Moreira Team helps buyers in Georgia… Read More 5 min read
Top Down Payments Assistance Programs and How They Can Help You Buy a Home

Down payment assistance programs help cover your down payment and closing costs, making it easier to buy a home. Most down… Read More 9 min read
Streamline FHA Refinance: Benefits, Rates, and Application Tips

Need lower mortgage payments without the hassle? Streamline FHA refinance can help. This program allows homeowners with existing FHA loans to… Read More 14 min read
Top Strategies to Refinance with Bad Credit

Refinancing a mortgage with bad credit might seem impossible, but viable options do exist. This guide covers refinancing strategies specifically including… Read More 13 min read
Buying a Home for First Time: Complete Guide to Your First Purchase

1. Introduction: What is First-Time Home Buying and Why It Matters First-time home buying is a structured financial and legal process… Read More 11 min read
Quick Closing Mortgage Loans: How to Secure and Speed Up Your Process

Looking to secure a mortgage loan fast? Quick closing mortgage loans can help. These loans are designed to expedite the mortgage… Read More 11 min read
Unlock Your Path to Homeownership: Top Downpayment Assistance Programs for 2025

Struggling to save for a home downpayment? Downpayment assistance programs can offer the financial boost you need. These programs provide grants,… Read More 8 min read
What Are Seller’s Concessions? A Comprehensive Guide for Buyers and Sellers

Seller’s concessions are payments the seller makes to cover some of the buyer’s costs during a home purchase, such as closing… Read More 14 min read
The Ultimate Guide to Homestyle Renovation Loans: Buy and Renovate with Confidence

Homestyle Renovation loans let you buy and renovate a home with a single mortgage. Offered by Fannie Mae, these loans cover… Read More 11 min read
Complete Guide to FHA Mortgage Down Payment Requirements in 2025

Wondering about the down payment needed for an FHA mortgage down payment? This guide explains the minimum requirements, factors that impact… Read More 11 min read
How to Navigate Changing Lenders Before Closing a Mortgage

Thinking of changing lenders before closing your mortgage? This article explains why you might want to switch, how to do it,… Read More 8 min read
Top Mortgage Loan Comparison: Find the Best Rates Today

Looking for the best mortgage loan? Our mortgage loan comparison guide gives you the tools and tips to find the right… Read More 13 min read
The Best Steps for Buying a House in 2025

Ready to buy a house? This guide breaks down the key steps for buying a house, from assessing your finances to… Read More 10 min read
Navigating the Challenges of Switching Jobs While Buying a House

Switching jobs while buying a house can complicate your mortgage approval. Lenders look for job stability to ensure you can keep… Read More 10 min read
Best Practices for Buying a House from a Family Member

Buying a house from a family member can be advantageous but requires careful handling. This article will guide you through the… Read More 8 min read