Closing Costs in Texas

If you are planning to buy a house in Texas, you’ve already heard about closing costs a number of times. Closing costs are the sum amount that your mortgage lender incurs when administering the loan to you. In Texas, some specific items to expect on your closing costs include origination fees, processing fees, appraisal fees, survey fees, mortgage tax and closing attorney fees.

Closing Cost Calculator

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Closing Cost Details Cost Breakdown

Property Location

Home Price

Down Payment / 20%

All information and results provided by this Closing Cost Calculator are estimates only. They will in no way accurately reflect actual closing costs. This calculator is to be used only to establish and estimate of closing costs. There are many unique factors that will affect the actual cost.

Loan Type

VA FHA Other

Loan Amount


Closing Costs


Closing Cost & Fees


Escrow & Other Expenses


Total Due at Closing


Closing costs in Texas can range between 2.25% to 5.5% of the total loan amount. But that amount can vary from one lender to another and from one location to another. Texas, being a high-cost state, you may want to get the help of a mortgage broker to help you get the lowest rate and closing cost and also the best deal.

Today's Texas Mortgage Rates

30 Yr. Fixed 6.625% APR 7.111%
15 Yr. Fixed 5.875% APR 6.406%
30 Yr. Fixed FHA 6.000% APR 6.941%
30 Yr. Fixed VA 6.000% APR 6.420%
Mortgage Rates as of July, 24 2024 See All Rates | See Rate Assumptions

Also, note that the total amount that you will pay largely depends on where your house is located. But the average closing costs could be around $6,225 for a $200,000 mortgage. The difference if you end up paying more or less is mainly caused by varying costs of origination points and survey.

For a comprehensive analysis of Texas closing costs for each county, please contact us and we will be sure to furnish you with the information. We can also help you find the best Texas mortgage loan lenders with the lowest closing costs. Alternatively, we can help you get a no-closing-cost loan. In that case, you won’t have to pay any upfront fees. And that means avoiding closing costs altogether.

Talk to us today, and we will help you save some money in the process of getting a new home.

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