First Time Homebuyer Programs in South Carolina?

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In South Carolina, the process of purchasing a home is not so different from most other states, save for a few legal provisions. For example, the Peach State is one of those that require a closing attorney to facilitate the transaction. There are programs available that allow first time home buyers in South Carolina to put down less than the 20% conventional down payment. Buying your first home is an exciting and fulfilling experience, especially if everything goes according to plan. One way of ensuring that everything goes according to plan, is by knowing what to expect as a first time home buyer.

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Standard South Carolina First Time Homebuyer Programs

Knowing what to expect as a first time home buyer in South Carolina will go a long way in ensuring your home purchase goes smoothly. Which is why we, at Moreira Team, have put together a first time home buyer guide to help you navigate through the South Carolina housing market. It covers areas ranging from searching for a home to applying for a mortgage and closing the purchase. Be sure to contact us for any assistance, regardless of where you are in the house buying process. You should know that there are also many first time home buyer programs and  incentives available for you as a South Carolina first time home buyer. First off, there are government-backed mortgage loans like the FHA loans, USDA and VA mortgage loans which are highly tailored for first-time homebuyers. They have low down payment, and insurance requirements and qualifying is straightforward.

South Carolina Specific First Time Homebuyer Programs

If you live in South Carolina there are a few specific programs for first time homebuyers. Programs like the Palmetto Home Advantage mortgage and the Housing Homebuyer Program. In some case there are even some Down Payment Assistance programs that can help get a first time homebuyer into a new home. If you want to find out more about how you can make home ownership a reality, it takes less than 60 seconds to get your quick quote and see how much you can afford.