Buying a Home

• Conventional Mortgage

  A conventional mortgage has its advantages for buyers with great credit and a larger available down payment.

• FHA Mortgage

  An FHA loan is a good choice for first time homebuyers with less than exceptional credit and have a lower down payment.

• USDA Mortgage

  USDA loans are a perfect option for someone purchasing a rural property with little or no money down.

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• VA Mortgage

  A VA loan is backed by the U.S. Department of Veterans Affairs. It is an excellent option for Veterans, service member and their spouses to get a mortgage with 0% down payment.

• Relocation Mortgage

  Moving across the country? A relocation mortgage may be an excellent option to make that move easier.

• Jumbo Mortgage

  A jumbo mortgage is for anyone whose loan is above that of the conforming loan limit. It allows a well qualified borrow to obtain a much larger loan.

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• Renovation Loan

  There are two main types of renovation loans available that allow a homebuyer to purchase and renovate at the same time.

• FHA 203k Loan

  This is ideal for home buyers who want to buy a fixer-upper and are going to make the repairs.

• Second Home/Vacation Mortgage

  A second home or vacation property can be a great investment or source of extra income. See what it takes to qualify for a mortgage.

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• Non-Warrantable Condo Loan

  A non-warrantable condo is one that doesn't meet the criteria set forth by government-sponsored enterprises. These types of condos can still be attained with a non-warrantable condo loan.

• Investment/Rental Property Mortgage

  Rental and Investment property is a great asset. You'll need a specific type of mortgage to secure your property.

• Multifamily DSCR Loan

  An alternative to traditional investment lending, this loan is repaid with a combination of cash flow from tenants and debt service coverage ratio.

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• Physician Mortgage Loan

  A doctor-specific mortgage program built with the career trajectory of physicians, dentists and other medical professionals.

• Bank Statement Only Loan

  Are you a self-employed and looking to purchase a home? A Bank Statement Only Loan could be a great solution.

• HomeReady & Home Possible Loan

  First time buyer without a lot saved for a down payment, the Fannie Mae HomeReady® and Freddie Mac Home Possible® mortgage are a great option.

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• Down Payment Assistance Program

  Down payment assistance (DPA) programs help individuals and families overcome financial barriers to get into their first home.

How We Help Georgia Home Buyers Get the Best Deal on Their Mortgage

We have helped thousands of Georgians (and other home buyers nationwide) get the best deal on their home purchase because we offer a very custom process that feels personal. Unlike the larger mortgage companies and corporate online lenders, we treat you like a human, not just a number in the system. We are able to offer some of the lowest rates because we have access to over 28 lenders and banks, which means you get the best deal. If you're ready to purchase and want to see just how much you can save, schedule a call for a one-on-one with a licensed mortgage advisor today.

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