How Much Are Closing Costs on a $375,000 House?

Closing cost are various fees associated with the mortgage process. On average the closing costs you will pay on any home… Read More 2 min read

USDA Loans, Part 3: How a Credit Score Affect a USDA Home Loan

USDA Home Loan USDA home loans are great options for rural first-time home buyers. In our previous two articles, we covered… Read More 3 min read

USDA Mortgage Loans, Part 2: USDA Income Limits

USDA Loans Income Limits We are continuing our discussion on USDA mortgage loans. Today, we want to specifically talk about the… Read More 3 min read

USDA Loans, Part 1: What is a USDA Home Loan?

Welcome to the first part of our Moreira Team Blog series about USDA home loans. We feel that not enough home… Read More 3 min read

How Does the USDA Home Loan Process Work?

We’ve been talking about USDA home loans a lot on the Moreira Team Blog lately. They are sometimes overlooked by home… Read More 4 min read

What’s the Down Payment Amount on a $525,000 House?

Traditionally the down payment on any new home purchase should be at least 20%, but recent changes in lending have resulted… Read More 4 min read

Understanding the Home Inspection and Appraisal Processes

Now that the seller has accepted your offer, you are officially ready to enter the “closing process” as the final details… Read More 3 min read

The Importance of Getting Preapproved for Your Home Mortgage Loan

In our current blog series, we are walking through the 7 key steps involved in buying a home. We’ve already talked… Read More 3 min read

Do You Have to Use a Preferred Lender?

Many real estate agents and home builders will offer recommendations for “preferred lenders.” These are lenders who they have worked with… Read More 5 min read

Down Payment Amount for a $400,000 Home?

Ideally, the down payment on any new home purchase should ideally be at least 20%, although recent changes in lending have… Read More 4 min read

How Much is the Down Payment for a $325,000 Home?

Ideally, the down payment on any new home purchase should ideally be at least 20%, although recent changes in lending have… Read More 4 min read

Case Study #11 – Cashout Refinance

The Client Our client wanted to payoff high interest credit cards to increase monthly cashflow and pull extra cash for a… Read More 2 min read

5 Mortgage Tips for First Time Home Buyers

Buying your first home is a very exciting event. It’s what the American Dream is all about. However, it is important… Read More 3 min read

How Much is the Down Payment on a $350,000 Home?

Ideally, the down payment on any new home purchase should ideally be at least 20%, although recent changes in lending have… Read More 4 min read

How Much is a Down Payment for a $225,000 Home?

Ideally, the down payment on any new home purchase should be at least 20%, although recent changes in lending have resulted… Read More 4 min read

How Much Are Closing Costs on a $650,000 House?

Closing cost are various fees associated with the mortgage process. For the most part, you can expect to pay between 2%… Read More 2 min read

How Much is a Down Payment for a $425,000 Home?

Ideally, the down payment on any new home purchase should ideally be at least 20%, although recent changes in lending have… Read More 4 min read

Case Study #10 – VA Cashout Refinance

The Client Client Requirement Using his VA benefits, the client wanted to cashout some equity from his home to consolidate high interest credit card debt and… Read More 2 min read

Case Study #9 – Shorter Term Refinance

The Client Our client came to us wanting to refinance her home with a lower term. Client Requirement The client’s main goal… Read More 2 min read

The Fundamentals of a 80-10-10 Mortgage Explained

A mortgage that allows for the use of two loans to make up 90% of the total price is an 80-10-10… Read More 5 min read