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Moreira Team Mortgage Blog

Read articles on the latest mortgage news, with answers to frequently asked questions and tips for your next home loan.

  • calculate your georgia mortgage rates

    Calculate Your 3% Down Payment Using the Mortgage Calculator Georgia Residents Prefer

    If you’re a first-time home buyer, you may wonder how to make this real estate market work for you instead of… Read More 7 min read

  • first time home buying for virtual workers

    The Nomadic Advantage: Why Virtual Workers Should Embrace Homeownership

    As of 2023, close to 13% of full-time employees work from home and 16% of companies operate fully remotely. These percentages… Read More 5 min read

  • mortgage case study - Multigenerational Mortgage

    Case Study #13 – Multigenerational Household

    The Client Our client came to us with the intent of purchasing a home large enough for multiple generations. Client Requirements… Read More 2 min read

  • A guide to owning a second home.

    Beyond the Threshold: A Guide to Second Home Ownership – Part 2

    Buying a second property requires thought and careful financial planning. Timing is key. While some homeowners may feel that owning a… Read More 4 min read

  • First time home buyer mistakes to avoid

    Buying a Home in Georgia: Common Mistakes for a First Time Home Buyer

    For homebuyers who have Georgia on their minds, it’s easy to be dazzled by shiny, new construction, large, custom floorplans, palatial… Read More 4 min read

  • Georgia mortgage lender can help during a divorce

    One of the Best Mortgage Lenders in Georgia Can Help During Your Divorce

    Divorce—it’s a topic not to be taken lightly, and if you’re reading this article, chances are you’re facing some tough decisions.… Read More 5 min read

  • Best neighborhoods in Atlanta Georgia from one of the best mortgage companies in georgia

    Best Neighborhoods in Georgia According to One of the Best Mortgage Companies in Georgia

    If you’re relocating to Georgia or simply looking for a new local neighborhood, there are plenty of unique communities to choose… Read More 6 min read

  • how to choose a mortgage company

    Choosing a Mortgage Company: A First-time Home Buyer’s Guide

    If you’re a first-time homebuyer, the process from pre-approval to settling into a new house can be overwhelming. As thrilling as… Read More 5 min read

  • A guide to owning a second home.

    Beyond the Threshold: A Guide to Second Home Ownership – Part 1

    Many people aspire to own a second home, and their motivations vary. Perhaps they want a retreat to escape the hustle… Read More 4 min read

  • 7 ways to make money from a second home in georgia

    7 Smart Ways to Make Money From a Second Home in Georgia

    Are you interested in using your second home as a source of reliable income? There are plenty of ways to do… Read More 6 min read

  • Young lady reading a guide to first time home buyer closing costs

    A First Time Home Buyer Guide to Closing Costs

    You may have heard the horror stories from your homeowner friends. Right when your home purchase is buttoned up, high closing… Read More 6 min read

  • Real estate investing strategy for millennials

    Real Estate Investing: A Smart Strategy for Millennials

    Are you at an age where ideas like equity, assets, financial stability, and diversification are suddenly coming into focus? There’s a… Read More 6 min read

  • Relocating to Georgia - Finding mortgage lenders in Georgia and mortgage rates in Georgia

    Mortgage Companies in Georgia & Other Helpful Tips for Relocating to the Peach State

    Often referred to as the Empire State of the South, Georgia is home to 10.8 million people, diverse in a myriad… Read More 5 min read

  • mortgage rates in georgia for young professionals

    10 Reasons Why Georgia is Ideal for Young Professionals

    So much of what we do in life is impacted by where we live. Career, lifestyle, and overall happiness are closely… Read More 6 min read

  • Adirondack chairs on a dock next to a vacation home

    Short-term Rental and Long-term Benefits: Must-know Requirements to Buy a House to Use as an Airbnb

    The popularity of short-term rentals through online sites like Airbnb or VRBO has grown post-pandemic—with trends like remote and hybrid work,… Read More 6 min read

  • mortgage case study - millennial first time home buyers

    Case Study #12 – Millennial First Time Home Buyers

    The Client A millennial couple came to us as first-time home buyers. Client Requirement A young couple (first time home buyers)… Read More 2 min read

  • small house for a first time home buyer

    Figuring Affordability: A Guide for the First Time Home Buyer

    Are you a first time home buyer starting your journey in the world of real estate? This is a life-changing step… Read More 6 min read

  • FHA loan income requirements

    FHA Loan Income Requirements For 2023

    We are Moreira Team | Mortgage Right, your trusted Atlanta GA mortgage broker. Today I want to talk about the FHA… Read More 4 min read

  • real estate

    Guide to DSCR Loans 2023

    Multifamily DSCR loans are becoming increasingly popular for real estate investors. If you’re considering investing in multifamily properties, it’s important to… Read More 15 min read

  • preferred lender?

    Pros and Cons of Working with a Preferred Lender in GA 2023

    In many home buying situations, your real estate agent will recommend a “preferred lender.” This is a mortgage lender they have… Read More 3 min read

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