Your Friendly Georgia Neighborhood Guide

Key Takeaways Whether you’re a first time home buyer or a seasoned homeowner, buying now versus later is more critical than… Read More 6 min read

The Fed’s Baton: Conducting the Symphony of Mortgage Rates and Home Prices

Key Takeaways: The Overture: Setting the Stage Anew Whether you’re a first-time homebuyer or an experienced one, the Federal Reserve’s decisions… Read More 7 min read

Is a Realtor the Right Co-Pilot for Your Journey? How the Best Mortgage Companies Can Keep You on Course

On the Road as a First Time Home Buyer: Realtor as Co-Pilot or Driving Solo? Becoming a first time home buyer—it’s… Read More 7 min read

How School Districts Impact a First Time Home Buyer

Key Takeaways For the first time home buyer, there are many competing factors to consider when choosing a house. Purchasing a… Read More 6 min read

Setting a Budget: Work Backwards from Your Monthly Payment

Whether you’re a first-time home buyer or a 7th generation rancher who owns a third of Montana (Someone just binge-watched Yellowstone.),… Read More 5 min read

Mortgage Advice with Alvaro: Be Ready When Mortgage Rates Drop in Georgia

Key Takeaways: It was good news for the housing market this week as mortgage rates fell to their lowest level in… Read More 6 min read

How Much Are Closing Costs on a $325,000 House?

Closing cost are the service fees and taxes associated with the mortgage process. In most scenarios you will pay closing costs… Read More 2 min read

Understanding Non-Warrantable Condos and Their Impact on Mortgage Rates in Georgia

Whether you’re a seasoned home buyer or just starting out in your mortgage journey, navigating the ins and outs of the… Read More 6 min read

Key Requirements to Buy a House: The Importance of Closing Disclosures

One of the most important and overlooked steps for a first time home buyer is to check the closing disclosure document. … Read More 6 min read

Decoding Investment Property Mortgages: Which One is Your Perfect Match?

When it comes to mortgage rates in Georgia, picking the right investment property mortgage is like trying to choose the perfect… Read More 5 min read

Rate Change is in the Air: Time to Consider Your Mortgage Refinance Options

High interest rates have held would-be home buyers at bay and made it tough for owners ready to pull the trigger… Read More 6 min read

Turn Your Home Equity Into Capital With a Cash-Out Refinance

Key Takeaways  Is a Cash-Out Refinance Right for You? There are many ways to refinance a mortgage and even more reasons… Read More 6 min read

How Long Does it Take to Buy a Home?

For almost every first time home buyer with common mortgage types (like the FHA loan), the purchase process lasts a month… Read More 6 min read

The Summer Georgia Real Estate Market is Heating Up – Everything You Need to Know in July

Key Takeaways  Is It Finally Time to Buy?  Sellers list more houses each month in preparation for falling mortgage rates in… Read More 6 min read

An Inside Look at Closing Costs and How They Protect You

Figuring out a home’s affordability isn’t as simple as looking at the sales price and weighing it against your budget. When… Read More 7 min read

Ride the Rate Wave Down with a Rolling No-Cost Refinancing Strategy

Homebuyers and investors are constantly watching rates to determine the best time to enter the market. No one wants to buy… Read More 6 min read

Are You Buying a Home in an HOA? Here’s What to Know

Homebuyers seeking better mortgage rates in Georgia may be overlooking a crucial factor in their decision—the benefits, challenges, and cost of… Read More 7 min read

Decisions, Decisions: Buying vs Renting in Georgia

Whether you’re a first-time home buyer or an experienced one, deciding between buying vs renting a home in Georgia can be… Read More 6 min read

Understanding Mortgage Escrow and Why You’re Paying It

The financial journey of buying a home doesn’t end once you close on the deal and move in. In fact, that’s… Read More 7 min read

6 Sneaky Costs First Time Home Buyers Should Know About

Key Facts:  First-time homebuyers from younger generations are experiencing hidden costs in the home purchasing process that leave them with regrets.… Read More 6 min read