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Mortgage Articles

Mortgage Articles and News: Before you purchase a new home or refinance your current property learn everything you can about what a mortgage is, how the mortgage process works, and how to make the best mortgage decision for your situation.

  • Guide For Calculating Closing Costs In Atlanta 2022

    Being a home buyer means understanding what the closing costs are. It is not always easy to be aware of them… Read More 5 min read

  • 5 Benefits of a Mortgage Pre-Approval

    In this article, we want to cover some of the most important things you need to know about getting pre-approved for… Read More 4 min read

  • Understanding The Closing Costs In Atlanta 2022

    Home buyers often miscalculate their closing costs. Most are aware there will be fees to pay but don’t know how much… Read More 5 min read

  • The Best Mortgage Companies In Atlanta To Look For 2022

    What Are The Best Mortgage Companies In Atlanta? Mortgage Lender Atlanta If you have plans to buy a home anytime soon,… Read More 3 min read

  • Mortgage Rate Lock – When Should I Lock In My Interest Rate?

    When Do I Really Lock In My Rate? A mortgage rate lock helps freeze your interest rate until the mortgage loan… Read More 6 min read

  • Buying Mortgage Points [Pros, Cons and Everything in Between]

    Desperate times call for desperate measures. It’s, therefore, no surprise that as mortgage rates rise, borrowers scurry to find strategies to… Read More 8 min read

  • How to Qualify for a Mortgage Loan in Atlanta, GA

    Are you thinking of buying a home in the Atlanta area or refinancing your mortgage in the near future? Whether you… Read More 4 min read

  • Bad Credit Score? Free Yourself From Wondering If You Can Get A Home Loan In Atlanta, With This Number 1 Guide

    There are any number of reasons why you may have a lower credit score. You may just not have had enough… Read More 4 min read

  • Down payment amount on a $450,000 house

    How Much is a Down Payment for a $450,000 Home?

    Generally, the down payment on any new home purchase should be at least 20%, although recent changes in lending have resulted… Read More 4 min read

  • Is Your Mortgage Loan an Investment or a Financial Burden?

    Homeownership is the American Dream. Real estate is also one of the safest long-term investments out there. In an ideal situation,… Read More 4 min read

  • Mortgage Brokers vs. Big Banks: Who Has the Best Mortgages Rates In 2022?

    As you shop around for a mortgage, you mainly have two options – a bank or a mortgage broker. Depending on… Read More 8 min read

  • The Important Ups and Downs of Mortgage Rates

    Mortgage rates are the driving force behind the mortgage industry. They can be fascinating to monitor. They can also be very… Read More 4 min read

  • How to get a loan with a high DTI ratio

    Great Advice On How to Get a Loan With a High Debt-To-Income (DTI) Ratio

    If you are applying for a loan, the first thing the lender will do is ensure that you are actually able… Read More 8 min read

  • Freddie Mac Home One Complete Guy

    Complete Program Guide & Requirements of the Freddie Mac HomeOne Loan

    One of the greatest hurdles faced by first-time home buyers is saving for a down payment. Fortunately, there are several low-… Read More 7 min read

  • How Do I Cancel FHA Mortgage Insurance?

    FHA mortgage insurance premium (MIP) isn’t permanent in spite of what you might have heard. While some homeowners can just let… Read More 7 min read

  • Down payment amount on a $275,000 house

    How Much is my Down Payment for a $275,000 House?

    Ideally, the down payment on any new home purchase should ideally be at least 20%, although recent changes in lending have… Read More 4 min read

  • Do I need a down payment for a refinance

    Do You Need a Down Payment to Refinance Your Mortgage? Here are Some Options

    Does a Refinance Cost Money Upfront? If you want to refinance, no down payment is needed. Still, it does not mean… Read More 3 min read

  • Down payment amount on a $625,000 house

    How Much is a Down Payment for a $625,000 Home?

    The down payment on any new home purchase should ideally be at least 20%, although recent changes in lending have resulted… Read More 4 min read

  • Delayed financing for cash buyers

    What is Delayed Financing for Cash Buyers?

    How Does Delayed Financing Work For Cash Buyers? The country is currently experiencing one of its all-time most competitive housing markets,… Read More 6 min read

  • Down payment amount on a $500,000 house

    How Much is a Down Payment on a $500,000 Home?

    Commonly, the down payment on any new home purchase should be at least 20%, however recent changes in lending have resulted… Read More 4 min read

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