Mortgage Articles

The Nomadic Advantage: Why Virtual Workers Should Embrace Homeownership

As of 2023, close to 13% of full-time employees work from home and 16% of companies operate fully remotely. These percentages… Read More 5 min read

Case Study #13 – Multigenerational Household

The Client Our client came to us with the intent of purchasing a home large enough for multiple generations. Client Requirements… Read More 2 min read

Beyond the Threshold: A Guide to Second Home Ownership – Part 2

Buying a second property requires thought and careful financial planning. Timing is key. While some homeowners may feel that owning a… Read More 4 min read

Buying a Home in Georgia: Common Mistakes for a First Time Home Buyer

For homebuyers who have Georgia on their minds, it’s easy to be dazzled by shiny, new construction, large, custom floorplans, palatial… Read More 4 min read

One of the Best Mortgage Lenders in Georgia Can Help During Your Divorce

Divorce—it’s a topic not to be taken lightly, and if you’re reading this article, chances are you’re facing some tough decisions.… Read More 5 min read

Best Neighborhoods in Georgia According to One of the Best Mortgage Companies in Georgia

If you’re relocating to Georgia or simply looking for a new local neighborhood, there are plenty of unique communities to choose… Read More 6 min read

Choosing a Mortgage Company: A First-time Home Buyer’s Guide

If you’re a first-time homebuyer, the process from pre-approval to settling into a new house can be overwhelming. As thrilling as… Read More 5 min read

Beyond the Threshold: A Guide to Second Home Ownership – Part 1

Many people aspire to own a second home, and their motivations vary. Perhaps they want a retreat to escape the hustle… Read More 4 min read

7 Smart Ways to Make Money From a Second Home in Georgia

Are you interested in using your second home as a source of reliable income? There are plenty of ways to do… Read More 6 min read

A First Time Home Buyer Guide to Closing Costs

You may have heard the horror stories from your homeowner friends. Right when your home purchase is buttoned up, high closing… Read More 6 min read

Real Estate Investing: A Smart Strategy for Millennials

Are you at an age where ideas like equity, assets, financial stability, and diversification are suddenly coming into focus? There’s a… Read More 6 min read

Mortgage Companies in Georgia & Other Helpful Tips for Relocating to the Peach State

Often referred to as the Empire State of the South, Georgia is home to 10.8 million people, diverse in a myriad… Read More 5 min read

10 Reasons Why Georgia is Ideal for Young Professionals

So much of what we do in life is impacted by where we live. Career, lifestyle, and overall happiness are closely… Read More 6 min read

Short-term Rental and Long-term Benefits: Must-know Requirements to Buy a House to Use as an Airbnb

The popularity of short-term rentals through online sites like Airbnb or VRBO has grown post-pandemic—with trends like remote and hybrid work,… Read More 6 min read

Case Study #12 – Millennial First Time Home Buyers

The Client A millennial couple came to us as first-time home buyers. Client Requirement A young couple (first time home buyers)… Read More 2 min read

Figuring Affordability: A Guide for the First Time Home Buyer

Are you a first time home buyer starting your journey in the world of real estate? This is a life-changing step… Read More 6 min read

FHA Loan Income Requirements For 2023

We are Moreira Team | Mortgage Right, your trusted Atlanta GA mortgage broker. Today I want to talk about theFHA loan… Read More 4 min read

Guide to DSCR Loans 2023

Multifamily DSCR loans are becoming increasingly popular for real estate investors. If you’re considering investing in multifamily properties, it’s important to… Read More 15 min read

Pros and Cons of Working with a Preferred Lender in GA 2023

In many home buying situations, your real estate agent will recommend a “preferred lender.” This is a mortgage lender they have… Read More 3 min read

How Much is the Down Payment for a $375,000 Home?

Ideally, the down payment on any home purchase should be at least 20%, although recent changes in lending have resulted in… Read More 4 min read