Amanda Bailey

Licensed Branch Manager

Amanda Bailey is a Branch Manager at The Moreira Team. She is an experienced mortgage professional with a career that began in 2004. With over 20 years in the industry, Amanda has helped thousands of clients confidently navigate the mortgage process — from first-time homebuyers to seasoned homeowners and investors. She’s known for her deep industry knowledge, calm approach, and ability to simplify even the most complex loan scenarios.

As a leader on The Moreira Team, Amanda works alongside a powerhouse group of mortgage experts who are committed to delivering top-notch service with honesty, transparency, and a personal touch.

Amanda’s goal with every client — and through the knowledge she shares here — is to give practical, real-world mortgage advice that empowers people to make smart financial decisions. Whether you’re buying, refinancing, or just exploring your options, Amanda will guide you every step of the way.

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Silver City, Georgia: Tranquility Within Easy Reach of The Big City

Key Takeaways: Whether you’re a first-time homebuyer or an experienced homeowner looking to move to a quieter and more affordable area,… Read More 7 min read
Understanding a USDA Loan: 100% Financing Means No Down Payment

Key Takeaways: A cozy bungalow where I can unwind after work. A property with a big yard for the kids, with… Read More 6 min read
Just Peachy: USDA-Approved Growing Areas Still Thriving in Georgia

Key Takeaways: Imagine this: You’re house hunting in Georgia, and you’ve got an eye on your budget and another on the… Read More 6 min read
The Plot Thickens with Falling Mortgage Refinance Rates

Key Takeaways The lights dim. The screen flickers to life. After months of teaser trailers, speculation, and anticipation, the “Fed Rate… Read More 7 min read
Blueprint for Success: How Soon Can You Refinance a Mortgage in a Falling Rate Environment?

Key Takeaways: Preparing the Ground Timing and planning are everything in any construction project. What is the right season? What is… Read More 8 min read
Urban Style Meets Suburban Comfort: Enjoy the Best of Both Worlds in Alpharetta, Georgia

Key Takeaways: Are you craving big-city excitement without the chaos of downtown living? Do you love world-class dining and shopping, but… Read More 6 min read
Why You Should Move to Johns Creek: Exploring Georgia’s Premier Neighborhood for Families and Investors

Key Takeaways: In 1981, a group of Georgia Tech graduates had the brilliant idea of purchasing 1,700 acres of land near… Read More 5 min read
Your Friendly Georgia Neighborhood Guide

Key Takeaways Whether you’re a first time home buyer or a seasoned homeowner, buying now versus later is more critical than… Read More 6 min read
How School Districts Impact a First Time Home Buyer

Key Takeaways For the first time home buyer, there are many competing factors to consider when choosing a house. Purchasing a… Read More 6 min read
Setting a Budget: Work Backwards from Your Monthly Payment

Whether you’re a first-time home buyer or a 7th generation rancher who owns a third of Montana (Someone just binge-watched Yellowstone.),… Read More 5 min read
Rate Change is in the Air: Time to Consider Your Mortgage Refinance Options

High interest rates have held would-be home buyers at bay and made it tough for owners ready to pull the trigger… Read More 6 min read
Turn Your Home Equity Into Capital With a Cash-Out Refinance

Key Takeaways Is a Cash-Out Refinance Right for You? There are many ways to refinance a mortgage and even more reasons… Read More 6 min read
Understanding Mortgage Escrow and Why You’re Paying It

The financial journey of buying a home doesn’t end once you close on the deal and move in. In fact, that’s… Read More 7 min read
Strengthen Your Home Offer By Waiving Financing Contingency

The housing market has been pretty wild for the last few years and homebuyers have had to bear the brunt. Home… Read More 6 min read
How to Budget for Buying Your First Home

Purchasing your first home can be terrifying. On top of navigating a process you have no experience with, the financial stress… Read More 6 min read
Choosing a Mortgage Lender: National vs Local

We all wish buying a home could be as easy as shopping for patio furniture. A lot goes into purchasing a… Read More 6 min read
Spring into Action: A Comprehensive Guide to Winning in a Busy Spring Housing Market

The cost to refinance a mortgage or buy a home impacts experienced homeowners and first-time buyers alike. For the well-prepared, the… Read More 6 min read
What Mortgage Refinance Rates Mean for New Homeowners

Whether you’re a first-time home buyer or an experienced homeowner seeking more favorable loan terms, it’s important to consider the cost… Read More 5 min read
Stress Reduction: The Mortgage Calculator Georgia Residents Love and Other Mortgage Rate Tools

“Buying a home is so easy and stress-free!” Said no one ever. From the jargon to the multi-step process, there’s much… Read More 6 min read
Navigating Jargon: A Glossary for the First Time Home Buyer

If you’ve decided to buy a home, you might feel a mix of excitement and intimidation. It’s a smart investment, but… Read More 6 min read