Amanda Bailey

Licensed Branch Manager

Amanda Bailey is a Branch Manager at The Moreira Team. She is an experienced mortgage professional with a career that began in 2004. With over 20 years in the industry, Amanda has helped thousands of clients confidently navigate the mortgage process — from first-time homebuyers to seasoned homeowners and investors. She’s known for her deep industry knowledge, calm approach, and ability to simplify even the most complex loan scenarios.

As a leader on The Moreira Team, Amanda works alongside a powerhouse group of mortgage experts who are committed to delivering top-notch service with honesty, transparency, and a personal touch.

Amanda’s goal with every client — and through the knowledge she shares here — is to give practical, real-world mortgage advice that empowers people to make smart financial decisions. Whether you’re buying, refinancing, or just exploring your options, Amanda will guide you every step of the way.

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Setting a Budget: Work Backwards from Your Monthly Payment

Whether you’re a first-time home buyer or a 7th generation rancher who owns a third of Montana (Someone just binge-watched Yellowstone.),… Read More 5 min read
Rate Change is in the Air: Time to Consider Your Mortgage Refinance Options

High interest rates have held would-be home buyers at bay and made it tough for owners ready to pull the trigger… Read More 6 min read
Turn Your Home Equity Into Capital With a Cash-Out Refinance

Key Takeaways Is a Cash-Out Refinance Right for You? There are many ways to refinance a mortgage and even more reasons… Read More 6 min read
Understanding Mortgage Escrow and Why You’re Paying It

The financial journey of buying a home doesn’t end once you close on the deal and move in. In fact, that’s… Read More 7 min read
Strengthen Your Home Offer By Waiving Financing Contingency

The housing market has been pretty wild for the last few years and homebuyers have had to bear the brunt. Home… Read More 6 min read
How to Budget for Buying Your First Home

Purchasing your first home can be terrifying. On top of navigating a process you have no experience with, the financial stress… Read More 6 min read
Choosing a Mortgage Lender: National vs Local

We all wish buying a home could be as easy as shopping for patio furniture. A lot goes into purchasing a… Read More 6 min read
Spring into Action: A Comprehensive Guide to Winning in a Busy Spring Housing Market

The cost to refinance a mortgage or buy a home impacts experienced homeowners and first-time buyers alike. For the well-prepared, the… Read More 6 min read
What Mortgage Refinance Rates Mean for New Homeowners

Whether you’re a first-time home buyer or an experienced homeowner seeking more favorable loan terms, it’s important to consider the cost… Read More 5 min read
Stress Reduction: The Mortgage Calculator Georgia Residents Love and Other Mortgage Rate Tools

“Buying a home is so easy and stress-free!” Said no one ever. From the jargon to the multi-step process, there’s much… Read More 6 min read
Navigating Jargon: A Glossary for the First Time Home Buyer

If you’ve decided to buy a home, you might feel a mix of excitement and intimidation. It’s a smart investment, but… Read More 6 min read
Getting Pre Approved for a Mortgage in Georgia

If you’re considering buying a home, recent headlines might make you hesitate. The housing market has seen its fair share of… Read More 6 min read
The Impact Your Credit Score Has on Buying a Home

There are seemingly countless things to consider and responsibilities to uphold during the home-buying process. With so many factors determining whether… Read More 6 min read
How Much Are Closing Costs on a $650,000 House?

Closing cost are various fees associated with the mortgage process. For the most part, you can expect to pay between 2%… Read More 2 min read
Divorce & Mortgage Your Options During Separation

A common challenge that splitting couples face is divorcing with a mortgage. Divorce is by itself quite complicated and decisions about… Read More 8 min read
What are Closing Costs?

When you decide to buy or refinance a home you will most likely have to pay closing costs. Closing costs are… Read More 3 min read