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F.A.Q. Articles

These articles take some of our most frequently asked mortgage questions and answer them in depth. If you would like to see a full list of our most frequently asked mortgage questions, check out our Mortgage F.A.Q. page.

  • how to buy a house in another state

    How to Purchase a Home in Another State: Expert Tips & Steps

    Buying a home in another state can be daunting, but with the right guidance, potential homebuyers can successfully buy a house… Read More 17 min read

  • usda vs va loan

    USDA vs VA Loan: Best Options, Benefits, and Eligibility Explained

    Potential homebuyers with military backgrounds or those looking to settle in rural areas have excellent mortgage opportunities with VA and USDA… Read More 11 min read

  • usda loan limits for 2025

    USDA Loan Income Limits for 2025

    Understanding the USDA loan income limits for 2025 are absolutely critical when you’re figuring out if you qualify. For households with… Read More 8 min read

  • what is upfront underwriting

    What Is Upfront Underwriting? The Upfront Approval Guarantee

    If you’re asking yourself if guaranteed mortgage approval is for you, here’s what you need to know. This article will break… Read More 8 min read

  • interest only jumbo loan

    Unlock Your Dream Home with Our Revolutionary 40-Year Interest Only Jumbo Loan

    If you’ve ever dreamed of owning a luxury home but felt held back by the hefty monthly mortgage payments, we have… Read More 3 min read

  • renting vs buying in 2025

    Rent vs Buy Calculator: Compare the Two Options in 2025

    Key Takeaways What To Do, What To Do? Whether you’re entering the housing market for the first time or have prior… Read More 5 min read

  • Buying vs renting in Milton GA

    Buying vs. Renting a House in One of Georgia’s Most Affluent Cities

    Key Takeaways: Whether you’re a first-time homebuyer, a veteran homeowner, or someone looking to rent for a while, the city of… Read More 6 min read

  • is georgia a good place to live

    Georgia On Your Mind?

    Key Takeaways Is Georgia a Good Place to Live? Georgia is both cosmopolitan and quaint. It’s steeped in history and leading… Read More 8 min read

  • Delayed financing for cash buyers

    What is Delayed Financing for Cash Buyers?

    How Does Delayed Financing Work For Cash Buyers? The country is currently experiencing one of its all-time most competitive housing markets,… Read More 6 min read

  • preferred lender?

    Do You Have to Use a Preferred Lender?

    Many real estate agents and home builders will offer recommendations for “preferred lenders.” These are lenders who they have worked with… Read More 5 min read

  • Changing jobs can affect your mortgage

    How Changing Jobs Can Affect Your Mortgage

    It can be challenging to navigate the process of moving for a new job, especially when you have a mortgage to… Read More 5 min read

  • Mortgage after a divorce

    Divorce & Mortgage Your Options During Separation

    A common challenge that splitting couples face is divorcing with a mortgage. Divorce is by itself quite complicated and decisions about… Read More 8 min read

  • woman looking at credit cards

    What Credit Score is Needed to Buy a House – Are You Ready?

    How to Improve Your Credit Score Before Buying a House Ever wonder what credit score is needed to buy a house?… Read More 4 min read

  • Making an offer on a home

    How to Make an Offer on a House

    Knowing how to make an offer on a house purchase does not have to be a stressful experience when you have… Read More 2 min read

  • First Time Homebuyer Checklist

    First Time Home Buyer Check List

    Are There Special Mortgages for a First Time Home Buyer? There is nothing quite like owning your first home and sense… Read More 7 min read

  • What you need to buy a house

    What Do I Need to Buy a House?

    What are Your Present Home Wants Versus Your Future Needs? Let’s face it, buying a home can be an emotional experience.… Read More 2 min read

  • How much do I need for a down payment?

    How Much Down Payment for a House?

    How Much Down Payment Do I Need to Buy a House? A down payment is the amount of money you put… Read More 4 min read

  • covid forbearance

    How Much House Can I Afford?

    Mortgage Budget By reviewing how much house you can afford upfront with your Mortgage Advisor you can figure out how much you… Read More 3 min read

  • home inspection checklist

    Home Inspection Checklist

    How Does a Home Inspection Work? Assuming that you put a home inspection as a condition of your offer. Once the… Read More 2 min read

  • What is Private Mortgage Insurance

    What is Private Mortgage Insurance (PMI)?

    PMI stands for Private Mortgage Insurance or Insurer. These are privately-owned companies that provide mortgage insurance. They offer both standard and… Read More 1 min read

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Moreira Team | MortgageRight

About Us
Founded in 2015, Moreira Team | MortgageRight is a boutique mortgage lender built to cater towards your financial needs, finding the best loan for your unique situation. We believe in a consultative “done-for-you” approach to getting a mortgage. That’s a fancy way of saying we treat you like family and make sure everything goes smooth. We also shop your loan with over 28 lenders and banks to make sure we deliver on our promise to get you the best deal. Close in as little as 17 days – with a low rate and a better payment.

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