USDA loans have been in the market for a while now. If you want to buy a home in the rural areas of Georgia, then USDA is the perfect match for you. This type of loan is offered by the United States Department of Agriculture and has helped so many Americans to become homeowners. A good example was 2014 when the USDA invested almost $20 billion to help close to 140,000 families buy homes.
USDA loan programs offer low-interest rates and down payment is not a requirement. That makes it one of the best options for any Georgia homebuyer who wants to save on upfront costs. We can help you apply for Georgia USDA Loans and take advantage of these flexible requirements. Contact Moreira Team and we will kick start the process.
How to qualify and apply for a USDA loan in Georgia
To qualify for a USDA mortgage loan, you should be a U.S. citizen or a permanent resident in the U.S. You are also expected to have a dependable income typically for a minimum of 24 months. Furthermore, you are expected to have a fairly good credit score. Your credit score is required to exceed 580. Applicants with a credit score of 620 and above enjoy streamlined processing.
You can apply for a Georgia USDA loan directly through our website. As long as the property of your choice is USDA eligible we will push your application through and ensure that it is approved. If you want to know whether you, and the property in question, are eligible give us a call and we will gladly help determine that.
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