How Much House Can I Afford in Georgia



After having worked here for a few years, you finally decide to buy a home in Georgia. It’s not surprising as many people; especially outdoor enthusiasts are fascinated with the appealing beauty of the mountains and lakes of the beautiful state.

When looking, you’ll find that there are various affordably priced housing options to choose from, ranging from apartments to villas. While it’s easy to get caught up in the excitement of house hunting, try to remember that there are more cost involved than just the selling price.

When pondering the question ‘how much house can I afford’ in Georgia, it’s important to add on insurance, closing cost, home appraisals, interest, home owner association fees, and so on. It would be a shame to move into your dream place, only to realize later the extra cost of home ownership are out of your budget.

Whether it’s your first time, or if you’ve purchased a house before, keep in mind the market is always changing. New rules and regulations affect how much you need to put as a down payment, what types of loans you may be eligible for, and the overall housing market.

If you need a little help, or feel like you don’t know where to start, let us help you glide through the whole process from start to finish. Give us a call today or fill out our online contact form to get started. With just a few details such as your name, budget, credit score, location, and type of property you’re looking for, we can get started on finding you your dream home.



Georgia County Mortgage Service Areas