HARP Loan in Georgia
After living in Georgia all these years, you may find it difficult just thinking of having to sell your home in the case that you find yourself owing as much, or more, than your home’s current worth and can no longer afford it. If you are finding it difficult finding a lender to refinance your loan because of your low equity, why not consider getting a HARP loan?
As long as you are current with your mortgage payments, Fannie Mae or Freddie Mac owns your mortgage, and you have low, or no equity in your home, you are eligible for a HARP refinance mortgage loan. Having a good credit score is a bonus too.
You benefit a lot through a HARP loan as it reduces your monthly payments by reducing interest rates, ensure you have a fixed monthly mortgage payment that doesn’t change with time and help you quickly build some equity for your home. A HARP loan also has lower closing costs as there is no appraisal involved here.
Now don’t get excited and head to the first HARP loan lender for a loan. You need to do your share of research to find an affordable and reasonable provider, or give us a call and we’d be happy to help with the leg work.
We are a team of experts who are always ready to help you collect as many quotes as you may need to choose the right HARP loan to refinance your existing mortgage.
All you need to do is provide us with some essential information about yourself like your name, address, some other personal details and we will work with you at collecting all the HARP loan options in Georgia you need. Our services don’t end here. We will also help you compare all the collected data, and choose the perfect HARP refinance loan for you.
Georgia County Mortgage Service Areas